TREASURY
Online Account Opening
When you've got big plans for your business, you want a bank you can rely on.
Find out moreFINANCIAL SUPPLY CHAIN MANAGEMENT
SUSTAINABLE TRADE FINANCE
Johor-Singapore SEZ
Integrates two economies into one ecosystem, unlocking new levels of collaboration
Find out more
UOB Sustainability Compass
Your go-to sustainability guide. Get your customised report today by taking the quiz now.
Take the quiz
-
you are in WHOLESALE BANKING
For Individuals
Personal BankingWealth BankingPrivilege BankingPrivate BankUOB ReferralFor Companies
Foreign Direct InvestmentUOB ASEAN InsightsIndustry InsightsUOB Islamic Banking
Islamic BankingAbout UOB
Corporate ProfileStakeholder RelationsUOB Digitalisation
Benefits
Loan tenure of up to 30 years
You can take up to 30 years to repay the property loan in monthly installments.
Higher savings and flexibility
Save on interest by using current account deposits to offset your loan balance.
No fees required
Without lock-in period and prepayment fee.
At a glance
-
Option
-
Details
| Option | Details |
| Refinance your loan | Get up to 100% of your business property value that can be used to cash out |
| New property purchase | Get up to 100% of your property value or purchase price for your mortgage when you purchase a new property |
| Option |
| Refinance your loan |
| New property purchase |
You may also like
UOB BizProperty
We help you to purchase new property or refinancing of existing ones.
High Tech & Green Facility (HTG)
Boost business growth for strategic sectors and technology fields.
Real Estate Development Financing
Financing tailored for property development success in Malaysia.
Buying is better than renting over 25 years.
You’ll be saving MYR 1,302,452 based on your input.
Calculation Breakdown
Calculation Assumptions
| Property Price Growth | |
| Rental Growth | |
| Opportunity Cost of investment |
| GST Payable | |
| Agent Fees | |
| Legal Fees |
| Agent Fee | 2 months rent |
| Security Deposit | 2 months rent |
|
Initial Fit-out
|
|
| Annual maintenance costs | |
| Monthly Facilities Fees |
What is the value of your property?
Frequently Asked Questions (FAQ)
1. Will I get guidance along the way, as this is my first business property loan?
No need to worry, as our experts at UOB will be on hand every step of the way to guide you through the process. We will provide you with the information you seek to select the right business property loan for your needs.
2. With strong business cash flow, can I opt to repay my loan early to save on profit/interest?
Yes, we offer business property loan options which do not have any lock-in period and zero prepayment fees. This means that you have greater control over your finances and enjoy the flexibility of making early repayments without incurring any penalties.
3. If I have deposits accounts with UOB, can I offset my business property loan balance for greater savings?
Absolutely. Ask us about this flexible feature that is available to help you reduce interest payable, giving you greater savings and better cash flow management for your business.
4. Can I get access to more funds by refinancing my existing property loans?
Yes, our business property loans offer the flexibility of an increase in loan limit of up to 90% or loan capital refinancing of up to 70%.
5. Can I finance properties that are still under construction?
Yes, you can. Our business property loans support both completed properties and those under construction so whether you decide to expand your premises or invest in commercial property, we have the solution that best suits your needs.
6. What if I need a longer tenure to manage repayments comfortably?
Enjoy repayment periods of up to 30 years with our business property loans. We understand the importance of cash flow, and we provide the option to stretch out your repayments to complement your long-term business planning.
We're here to help
We use cookies in order to provide you with better services on our website. By continuing to browse the site, you agree to our privacy notice and cookie policy.
