UOB BizSolution

UOB BizSolution

UOB BizSolution provides a variety of customized credit lines to support your cross-border trade needs.

Benefits

Plan the next big move

Plan the next big move

Financing up to RM4.999 million.

Complete business solution

Complete business solution

Available for asset financing, working capital, trade, and forex solutions for your business.

Competitive interest rate

Competitive interest rate

Affordable rates, manageable repayments, and government-assisted funding. T&Cs apply.

Frequently Asked Questions

What are the basic eligibility criteria for UOB BizSolution?
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UOB BizSolution is available to the following companies:

  • Private Limited Company (Sdn Bhd), Sole Proprietor / Partnership
  • Minimum 3 years in business
  • The company must be registered in Malaysia
  • At least 30% of shares controlled by Malaysian Resident / PR, with an exception for Singaporean
  • The key person of the company / business owners must not be less than 21 of age and not more than 65 of age upon loan application

Note: Terms and Conditions apply

Private Limited Company (Sdn Bhd)

  • Companies Act 1965 - Form 24 and 49 (if change in shareholder, Annual Return/Form32A)
  • Companies Act 2016 - Super Form
  • NRIC of all Directors and Guarantors
  • 3 years of audited financials
  • Latest 6 months bank statements
  • Latest Creditor & Debtor Aging and Stock Listing

Sole Proprietorship / Partnership

  • Business Registration Certificate issued by Registrar of Companies (SSM) / Trading License (East Malaysia only) / Limited Liability Partnership Agreement (Limited Liability Partnership only)
  • Photocopy of NRIC for Sole Proprietor / Partners
  • Latest 3 years’ Management Accounts
  • Latest 6 months bank statements
  • Latest 3 years’ income Tax Returns
  • Latest Creditor & Debtor Aging and Stock Listing


Evidence of purchase document / copy of title / SPA / Letter of Offer for existing loan / financing (Applicable for Asset Aquisition/ Refinancing).
Keyman Income - latest Borang B/BE.
Note: It is encouraged to submit up to top 3 most active banks’ bank statements to increase the chances of approval.

We accept collateral in the form of Property / Fixed Deposit / Applicable Government Guarantee Schemes.
Please note that a personal guarantee is required.

The facilities available are Term loan, Overdraft, Trade, Foreign Exchange or Commercial Card.

The maximum loan amount is up to RM4.999 million. However, all loan applications are subject to the necessary credit review to determine your eligible loan amount.

UOB BizSolution offers variable interest rate where the interest rate changes / fluctuates throughout the tenure of the loan.
Each facility is subject to different interest rate, do reach out to us to find out more.

You may fill up this form here and our sales representatives will reach out to you soon to understand your requirements.

It depends on the form of collateral acquired as documentation process and turnaround time vary. A bank panel lawyer is required to be appointed to handle the loan documentation and it generally takes about 1.5 to 3 months from loan acceptance to drawdown.


The funds will then be disbursed to your Business Current Account maintained with UOB.

Businesses are required to operate for a minimum 3 years in business. However, if the key person has more than 3 years of experience in the same line of business, it can be considered.

Each Bank has its own criteria and procedure in assessing loan applications. The decision from other banks may not necessarily affect your application with us.

Yes, it may be. However, Each Bank still has its own criteria and procedure in assessing loan applications.

Only one application at a time is allowed for the same business entity.

Ready to apply?

Ready to apply?

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