Ideal Home Protection Plan

  • ideal-home-protectionideal-home-protection

    Be in control under any situation


Ideal Home Protection Plan protects the valuables that matters most to you in your house. Experience a peace of mind knowing that your home is covered with Ideal Home Protection Plan while you are at work or on vacation.


  • Furniture
  • Household goods
  • Electrical appliances
  • Kitchen equipment
  • Clothing
  • Personal effects and valuables
Comprehensive cover for 100% of Sum Insured (SI)
Fire, lightning, subterranean fire
Explosion (including explosion from domestic gas tank)
Water damage due to bursting or overflowing of domestic water pipe / tanks (Excess RM50.00)
Aircraft and other aerial devices and/or articles dropped therefrom
Impact damage caused by road vehicle
Riot, strike and malicious damage
Hurricane, cyclone, typhoon and windstorm *
Earthquake and volcanic eruption *
Subsidence and landslide **
Theft by forcible entry (Excess : 1% of SI or RM250, whichever lesser)
Domestic (stay-in) maid's clothing and personal belongings (except cash, currency notes, bank notes and stamps)

* Excess: 1% of SI or RM200, whichever lesser
** Excess: 5% of SI or RM25,000, whichever is lesser

Damage to lock and key replacement Up to RM500
- due to theft by forcible entry
Up to RM2,000
Contents temporarily outside home
- contents temporarily removed but still remaining in the geographical area
Up to 15% of SI
Accidental breakage of plate glass
(other than hand mirrors)
Up to RM500 per piece any one accident
Fatal Injury
- fatal injury to insured in the private dwelling occasioned by outward and visible violence caused by thieves or fire
RM10,000 or half of SI (whichever lesser)
Rental losses Up to 10% of SI
Public liability
- liability of the insured to the public as an owner of the private dwelling in respect of bodily injury
Up to RM50,000
Plan Type Sum Insured (SI) Gross Premium Premium Payable
(incl. Stamp duty RM10)
Plan 1 RM 30,000 RM 146.70 RM156.70
Plan 2 RM 50,000 RM 244.50 RM 254.60
Plan 3 RM 70,000 RM 342.30 RM 352.30
Plan 4 RM __________
(RM 70,000 - 500,000)
RM __________
(SI x 0.489%)
RM __________
(SI x 0.489%) + RM10


Complete the application form by:

  • Obtaining the form at any of our branches.

You may also pay via UOB Visa or MasterCard to enjoy more UNIRinggit rewards.

You may also refer to our branches for attractive promotions (while stocks last).

Underwritten by:


This is for your general information only. You are advised to visit any of our UOBM branches for the detailed terms, conditions and exclusions of coverage. The above plans are underwritten by Liberty General Insurance Berhad 197801007153 (44191-P), formerly known as AmGeneral Insurance Berhad. All claims and liabilities arising from the policies should be made with the company.