Ideal Home Protection Plan protects the valuables that matters most to you in your house. Experience a peace of mind knowing that your home is covered with Ideal Home Protection Plan while you are at work or on vacation.
Ideal Home Protection Plan protects the valuables that matters most to you in your house. Experience a peace of mind knowing that your home is covered with Ideal Home Protection Plan while you are at work or on vacation.
Comprehensive cover for 100% of Sum Insured (SI) |
Fire, lightning, subterranean fire |
Flood* |
Explosion (including explosion from domestic gas tank) |
Water damage due to bursting or overflowing of domestic water pipe / tanks (Excess RM50.00) |
Aircraft and other aerial devices and/or articles dropped therefrom |
Impact damage caused by road vehicle |
Riot, strike and malicious damage |
Hurricane, cyclone, typhoon and windstorm * |
Earthquake and volcanic eruption * |
Subsidence and landslide ** |
Theft by forcible entry (Excess : 1% of SI or RM250, whichever lesser) |
Domestic (stay-in) maid's clothing and personal belongings (except cash, currency notes, bank notes and stamps) |
* Excess: 1% of SI or RM200, whichever lesser
** Excess: 5% of SI or RM25,000, whichever is lesser
ADDITIONAL COVERAGE | Sum Insured |
Damage to lock and key replacement | Up to RM500 |
Cash - due to theft by forcible entry |
Up to RM2,000 |
Contents temporarily outside home - contents temporarily removed but still remaining in the geographical area |
Up to 15% of SI |
Accidental breakage of plate glass (other than hand mirrors) |
Up to RM500 per piece any one accident |
Fatal Injury - fatal injury to insured in the private dwelling occasioned by outward and visible violence caused by thieves or fire |
RM10,000 or half of SI (whichever lesser) |
Rental losses | Up to 10% of SI |
Public liability - liability of the insured to the public as an owner of the private dwelling in respect of bodily injury |
Up to RM50,000 |
Plan Type | Sum Insured (SI) | Gross Premium | Premium Payable (incl. Stamp duty RM10) |
Plan 1 | RM 30,000 | RM 146.70 | RM156.70 |
Plan 2 | RM 50,000 | RM 244.50 | RM 254.60 |
Plan 3 | RM 70,000 | RM 342.30 | RM 352.30 |
Plan 4 | RM __________ (RM 70,000 - 500,000) |
RM __________ (SI x 0.489%) |
RM __________ (SI x 0.489%) + RM10 |
Underwritten by:
This is for your general information only. You are advised to visit any of our UOBM branches for the detailed terms, conditions and exclusions of coverage. The above plans are underwritten by Liberty General Insurance Berhad 197801007153 (44191-P), formerly known as AmGeneral Insurance Berhad. All claims and liabilities arising from the policies should be made with the company.