Ideal Lifestyle Protection Plan

  • ideal-lifestyle-protectionideal-lifestyle-protection

    Protect your way of life


Ideal Lifestyle Protection Plan provides greater value for you.


  • Comprehensive Coverage
  • Special renewal bonus up to 50%
  • Affordable premium
  • Convenient payment facility (auto debit)
  • Discount for credit card payment
  • No medical examination required
  • 24-hour protection, worldwide
  • Auto-renewal up to age 70

Benefit Table

Ideal Lifestyle Protection Plan protects you with the following features from age 18 - 70 years:

Death or Permanent Disablement 100,000 200,000 300,000
Travel Allowance
RM200 per week for your immediate family members' travel expenses incurred when visiting you in hospital*
1,500 1,500 1,500
Medical Expenses Including Sinseh / Traditional Treatment **
We pay you for those costly medical expenses incurred as a result of an accident*
5,000 5,000 5,000
Rehabilitation Benefit
We pay you an additional RM1,000 in the event you are hospitalised for more then 7 consecutive days
1,000 1,000 1,000
Funeral Expenses
We provide a lump sum allowance upon accidental death
5,000 6,000 7,000
Hospital Income (Per day, up to 180 days)
We give you an income which is equivalent to the duration of your hospitalisation *
150 200 250
Dental Or Corrective Cosmetic Surgery 3,000 4,000 5,000
Repatriation Expenses 3,000 3,000 3,000

* Up to the specified limits on the policy.
** Maximum RM250 per accident for Sinseh / Traditional Treatment only.

Special Renewal Bonus

Upon renewal of Insurance, the principal Sum Insured shall be increased by 10% per year up to 50% of the Principal Sum Insured regardless of any claims made under medical expenses, dental or corrective cosmetic surgery and hospital cash income.

Occupation Gold Plan (RM) Diamond Plan (RM) Platinum Plan (RM)
Class 1 & 2 170 320 450
Class 3 270    

Class 1 - Professions and occupations involving non-manual, administrative or clerical work solely in offices or similar non-hazardous environment.
Class 2 - Professions and occupations involving manual work only occasionally when supervising workmen.
Class 3 - Professions and occupations involving manual work.


Complete the application form by:

  • Obtaining the form at any of our branches.

You may also pay via UOB Visa or MasterCard to enjoy more UNIRinggit rewards.

You may also refer to our branches for attractive promotions (while stocks last).

Underwritten by:


This is for your general information only. You are advised to visit any of our UOBM branches for the detailed terms, conditions and exclusions of coverage. The above plans are underwritten by Liberty General Insurance Berhad 197801007153 (44191-P), formerly known as AmGeneral Insurance Berhad. All claims and liabilities arising from the policies should be made with the company.