Ideal Lifestyle Protection Plan provides greater value for you.
Ideal Lifestyle Protection Plan protects you with the following features from age 18 - 70 years:
| BENEFITS AND TYPE OF PLAN | Gold (RM) |
Diamond (RM) |
Platinum (RM) |
| Death or Permanent Disablement | 100,000 | 200,000 | 300,000 |
| Travel Allowance RM200 per week for your immediate family members' travel expenses incurred when visiting you in hospital* |
1,500 | 1,500 | 1,500 |
| Medical Expenses Including Sinseh / Traditional Treatment ** We pay you for those costly medical expenses incurred as a result of an accident* |
5,000 | 5,000 | 5,000 |
| Rehabilitation Benefit We pay you an additional RM1,000 in the event you are hospitalised for more then 7 consecutive days |
1,000 | 1,000 | 1,000 |
| Funeral Expenses We provide a lump sum allowance upon accidental death |
5,000 | 6,000 | 7,000 |
| Hospital Income (Per day, up to 180 days) We give you an income which is equivalent to the duration of your hospitalisation * |
150 | 200 | 250 |
| Dental Or Corrective Cosmetic Surgery | 3,000 | 4,000 | 5,000 |
| Repatriation Expenses | 3,000 | 3,000 | 3,000 |
* Up to the specified limits on the policy.
** Maximum RM250 per accident for Sinseh / Traditional Treatment only.
Upon renewal of Insurance, the principal Sum Insured shall be increased by 10% per year up to 50% of the Principal Sum Insured regardless of any claims made under medical expenses, dental or corrective cosmetic surgery and hospital cash income.
| Premium | |||
| Occupation | Gold Plan (RM) | Diamond Plan (RM) | Platinum Plan (RM) |
| Class 1 & 2 | 170 | 320 | 450 |
| Class 3 | 270 | ||
Class 1 - Professions and occupations involving non-manual, administrative or clerical work solely in offices or similar non-hazardous environment.
Class 2 - Professions and occupations involving manual work only occasionally when supervising workmen.
Class 3 - Professions and occupations involving manual work.
Underwritten by:
This is for your general information only. You are advised to visit any of our UOBM branches for the detailed terms, conditions and exclusions of coverage. The above plans are underwritten by Liberty General Insurance Berhad 197801007153 (44191-P), formerly known as AmGeneral Insurance Berhad. All claims and liabilities arising from the policies should be made with the company.
