Flexible protection tailored to your needs

PRULink Cover is a regular premium investment-linked insurance plan that offers comprehensive and flexible protection, suitable for those seeking customizable long-term insurance protection and building financial security for the years ahead.

Benefits at a Glance

Comprehensive protection for all life stages

Comprehensive protection for all life stages

Get financial protection for death and total and permanent disability (TPD), plus lifelong coverage up to age 100.

Flexibility to customise based on different needs

Flexibility to customise based on different needs

Tailor your plan with wide range of optional riders including critical illness, accidental death, and more.

Goal Achievement Benefit

Goal Achievement Benefit

Celebrate your life's milestones with a RM500 cash reward.

Peace of mind for you and your loved ones

Peace of mind for you and your loved ones

Enjoy the assurance of a plan that adapts with you, offering protection that grows alongside your life journey.

For more details, please refer to the brochure and product disclosure sheet. Click here for a Product Disclosure Sheet (PDS) sample.

More Information

Eligibility
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Outbound Coverage Table Outbound Coverage Table

 

Note: Any age reference shall be on the basis of Age Next Birthday (ANB).

Outbound Coverage Table Outbound Coverage Table

 

Outbound Coverage Table Outbound Coverage Table

 

Investment Opportunity

PRULink Cover offers you growth opportunities to diversify your funds both locally and globally through our PRULink Fund(s), PRULink Global Fund(s) and/or PRULink Local and Global Fund(s).

PRULink Funds
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These are locally managed funds across various asset classes:

  • PRULink Equity Income Fund
  • PRULink Equity Focus Fund
  • PRULink Managed Fund II
  • PRULink Bond Fund II
  • PRULink Dana Unggul
  • PRULink Dana Urus II
  • PRULink Strategic Managed Fund

These funds offer international exposure to markets across Asia, Europe, and beyond:

  • PRULink Asia Managed Fund
  • PRULink Global Market Navigator Fund
  • PRULink Dragon Peacock Fund
  • PRULink Asia Equity Fund
  • PRULink Global Growth Fund
  • PRULink Asia Pacific Dynamic Income Fund
  • PRULink Global ESG Choice Fund
  • PRULink Global Leaders Fund
  • PRULink United Income Fund
  • PRULink United Growth Fund

These blended funds combine both local and international opportunities:

  • PRULink Equity Plus Fund
  • PRULink Managed Plus Fund

 

 

Click here to find out more about the objectives of the Investment-linked funds for PRULink Fund(s), PRULink Global Fund(s) and/or PRULink Local and Global Fund(s).

Note: This is an insurance product that is tied to the performance of the underlying assets, and is not a pure investment product such as unit trusts. Return on an investment-linked fund is not guaranteed.

 

 

Get started with PRULink Cover and customise it to fit your life

Get started with PRULink Cover and customise it to fit your life

Disclaimer
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Underwritten by:

Prudential

 

The above plans are underwritten by Prudential Assurance Malaysia Berhad 198301012262 (107655-U) and distributed by United Overseas Bank (Malaysia) Bhd 199301017069 (271809-K). All claims and liabilities arising from the policies should be made with the company.

Prudential Assurance Malaysia Berhad is a licensed insurance company and is regulated by Bank Negara Malaysia. Prudential Assurance Malaysia Berhad is responsible for the products and benefits offered by them, as well as any representation made in any of their marketing materials including United Overseas Bank (Malaysia) Bhd’s marketing material for the products offered by Prudential Assurance Malaysia Berhad.

This content contains only a brief description of the product and is not exhaustive. You are advised to visit any of our branches and to refer to Product Brochure, Product Disclosure Sheet and Summary Illustration before purchasing a policy, and to refer to the terms and conditions in the policy contract for details of the features and benefits under the policy.

The premiums that you pay contribute to both the savings and protection elements of the product, e.g. death benefits. If you are looking for financial products with savings element, you may wish to compare annualised returns of this policy with the effective returns of other investment alternatives.

Buying life insurance policy is a long-term financial commitment. You should assess the affordability and suitability of the product (including supplementary benefits) that best suits your personal circumstances in relation to your financial goals and risk appetite. To achieve that, we recommend that you speak to your UOB Malaysia representative who will perform a needs analysis and assist you in making an informed decision.

The benefit(s) payable under eligible certificate/policy is(are) protected by Perbadanan Insurans Deposit Malaysia (“PIDM”) up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).