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PRUMillion CoverPRUMillion Cover

PRUMillion Cover

Protect your legacy with a plan that offers high coverage, milestone rewards, and investment opportunities to grow your wealth for the future.

Safeguard Your Legacy and Grow Your Assets with PRUMillion Cover

PRUMillion Cover (This is an insurance product) is a regular premium investment-linked insurance plan that provides high protection and long-term wealth potential, suitable for those seeking to safeguard their legacy and grow their assets with flexible premium payments and comprehensive life coverage.

Benefits at a Glance

Boosted Protection

Boosted Protection

Start with 100% of your Basic Sum Assured (BSA) and increase up to 108% protection on death, Total Permanent Disability, and up to 4X BSA for Accidental Death.

Flexible Premium Payment Options

Flexible Premium Payment Options

Choose a premium payment term that suits your financial goals, with coverage up to age 100.

Infectious Disease Coverage

Infectious Disease Coverage

Receive up to RM10,000 for hospitalisation due to infectious diseases whenever you are travelling.

Rewards for Commitment

Rewards for Commitment

Be rewarded with a recurring loyalty bonus and a further one-off Loyalty Booster as you reach key milestones in your policy journey.

Terms and conditions apply.

For more details, please refer to the brochure and product disclosure sheet. Click here for a Product Disclosure Sheet (PDS) sample.

Investment Opportunity

PRUMillion Cover offers you growth opportunities to diversify your funds both locally and globally through our PRULink Fund(s), PRULink Global Fund(s) and/or PRULink Local and Global Fund(s).

PRULink Funds
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These are locally managed funds across various asset classes:

  • PRULink Equity Income Fund
  • PRULink Equity Focus Fund
  • PRULink Managed Fund II
  • PRULink Bond Fund II
  • PRULink Dana Unggul
  • PRULink Dana Urus II
  • PRULink Strategic Managed Fund

These funds offer international exposure to markets across Asia, Europe, and beyond:

  • PRULink Asia Managed Fund
  • PRULink Global Market Navigator Fund
  • PRULink Dragon Peacock Fund
  • PRULink Asia Equity Fund
  • PRULink Global Growth Fund
  • PRULink Asia Pacific Dynamic Income Fund
  • PRULink Global ESG Choice Fund

These blended funds combine both local and international opportunities:

  • PRULink Equity Plus Fund
  • PRULink Managed Plus Fund

 

 

Click here to find out more about the objectives of the Investment-linked funds for PRULink Fund(s), PRULink Global Fund(s) and/or PRULink Local and Global Fund(s).

Note: This is an insurance product that is tied to the performance of the underlying assets, and is not a pure investment product such as unit trusts. Return on an investment-linked fund is not guaranteed.

 

 

More Information

Eligibility
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Entry Age Entry Age

 

Note: Any age reference shall be on the basis of Age Next Birthday (ANB).

Basic Sum Assured Basic Sum Assured

 

Premium Payment Period and Policy Term Premium Payment Period and Policy Term

 

*PRUMillion Cover comes with Extension of Coverage Term to extend the term of basic plan up to the Policy Anniversary of Life Assured's age 100 next birthday. For rider(s), if applicable, the rider’s term will be extended up to the Policy Anniversary of Life Assured’s age 100 next birthday or the rider's maximum coverage term, whichever is earlier. Unless you request to disable the Extension of Coverage Term, your policy will be auto extended as long as it has sufficient value of units to be deducted to pay for the relevant charges, fees and taxes during the extended term. To ensure sufficient value of units, additional premium is likely required during the extended term. During the extended coverage term, the coverage provided by the basic plan and rider(s) (if applicable) will remain the same.

Secure your future with PRUMillion Cover today

Secure your future with PRUMillion Cover today

Disclaimer
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Underwritten by:

Prudential

 

The above plans are underwritten by Prudential Assurance Malaysia Berhad 198301012262 (107655-U) and distributed by United Overseas Bank (Malaysia) Bhd 199301017069 (271809-K). All claims and liabilities arising from the policies should be made with the company.

Prudential Assurance Malaysia Berhad is a licensed insurance company and is regulated by Bank Negara Malaysia. Prudential Assurance Malaysia Berhad is responsible for the products and benefits offered by them, as well as any representation made in any of their marketing materials including United Overseas Bank (Malaysia) Bhd’s marketing material for the products offered by Prudential Assurance Malaysia Berhad.

This content contains only a brief description of the product and is not exhaustive. You are advised to visit any of our branches and to refer to Product Brochure, Product Disclosure Sheet, Product/Sales Illustration and Fund Fact Sheet(s) (if any) before purchasing a policy, and to refer to the terms and conditions in the policy contract for details of the features and benefits under the policy.

Buying life insurance policy is a long-term financial commitment. You should assess the affordability and suitability of the product (including supplementary benefits) that best suits your personal circumstances in relation to your financial goals and risk appetite. To achieve that, we recommend that you speak to your Prudential Representative or UOB Malaysia representative who will perform a needs analysis and assist you in making an informed decision.

PROTECTION BY PERBADANAN INSURANS DEPOSIT MALAYSIA (“PIDM”) ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS CERTIFICATE/POLICY IS(ARE) SUBJECT TO LIMITATIONS. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).