The One that makes the most out of your money

For everyone. Those who work at home. In the office. Or anywhere the road takes them.
Because life’s complex enough; your banking shouldn’t be.

Wouldn’t it be great if you had a flexible account where you can save and transact to earn up to
2.65% interest p.a.*
, all in one place? With the UOB One Account, it really is that simple.

Earn higher interest on UOB One Account balances
through any of these ways:

Onederful welcome offer
Onederful
welcome offer

Enjoy introductory bonus interest on your balances for the first 6 months of UOB
One Account opening. Applicable for New-to-Deposit customers only.

Salary credit
Salary
credit**

Credit a minimum of RM2,000 salary into your One Account every month.

Spend on your cards
Spend on
your cards

Have a combined minimum spending of RM500 with any of your eligible UOB Debit or Credit Cards every month.

Bill payment
Bill
payment

Pay 3 bills (minimum RM50 each) via UOB Mighty app or Personal Internet Banking every month.

Direct debit
Direct
debit

Make 3 direct debit payments (minimum RM50 each) every month.

Inward fund transfer
Inward
fund transfer

Deposit a minimum of RM2,000 via Interbank Giro/DuitNow/ Instant Transfer every month.

**Salary crediting into One Account via UOB Business Internet Banking payroll.

Upon One Account opened successfully, Debit Card Primary Account for ATM Withdrawal and Point-of-Sales (POS) transactions will be linked to One Account by default. For customer who would like to change the Debit Card Primary Account to another savings/current account, kindly visit UOB Malaysia Branch.

One Account
balance tier
Monthly transaction / usage
Do nothing Do 1 action Do 2 actions Maximum Effective Interest Rate^
First RM50,000 0.10% p.a. 0.65% p.a. 1.65% p.a. 1.65% p.a.
Next RM50,000 0.10% p.a. 1.65% p.a. 2.65% p.a. 2.15% p.a.
Above RM100,000 1.65% p.a. 1.65% p.a. 1.65% p.a. 2.15% p.a.

^Maximum Effective Rate on the One Account is 2.15% p.a. at RM100,000 deposit balance, provided customers complete any of the 2 actions per month.

Effective interest rate of 2.05% p.a. for Balance Tier Above RM100,000 is calculated based on RM125,000 deposit, provided customers complete any of the 2 actions per month.

Pair UOB One Account with these UOB Cards that rewards you when you shop and spend

UOB Debit Mastercard
UOB Debit Mastercard

Your all-in-one ATM card and Debit Card Like Cash. Only Better.

Click Here
UOB ONE Card
UOB ONE Card

Spend daily. Save daily.

Click Here
UOB YOLO Card
UOB YOLO Card

A cashback credit card specially tailored to complement your lifestyle

Click Here
UOB Lady’s Card
UOB Lady’s Card

Empowering privileges and rewards all within a card

Click Here

Upon successfully opening a One Account, the account will be linked as the default Debit Card Primary Account for ATM withdrawal and Point-of-Sales (POS) transactions. Please visit any UOB Malaysia branch if you would like to change the Debit Card Primary Account to another savings/current account. Please refer to the terms and conditions of the respective UOB cards for more information.

Open a UOB One Account online via UOB Mighty app on your mobile phone

5 easy steps to open a UOB One Account

Step

1

Step 1

Download UOB Mighty app and select “One Account”

Step

2

Step 2

Capture an image of your MyKad and perform a facial recognition

Step

3

Step 3

Complete the e-form

Step

4

Step 4

Set up your online banking and Mighty Secure

Step

5

Step 5

Transfer funds via DuitNow
(Pay-to-Account-Number)

It's

Done

Step 6

Your One Account is now active.
Start transacting now

Step

1

Step 1

Download UOB Mighty app and select “One Account”

Step

2

Step 2

Capture an image of your MyKad and perform a facial recognition

Step

3

Step 3

Complete the e-form

Step

4

Step 4

Set up your online banking and Mighty Secure

Step

5

Step 5

Transfer funds via DuitNow
(Pay-to-Account-Number)

It's

Done

Step 6

Your One Account is now active.
Start transacting now

Requirements:
  • Malaysian citizen residing in Malaysia;
  • New NRIC (MyKad) issued post April 2012 (with ghost image);
  • Minimum age of 18 years old and above; and
  • Holds a current/savings account in another bank in Malaysia with internet banking access.

If you do not meet the above requirements, please click HERE to leave your contact details.

Our representative will contact you.

Banking and payment made easy

UOB Mighty App

Perform banking activities easily wherever you are

DuitNow

Instant fund transfer using a mobile or account number

eWallet/Mobile Payment

Top up via your UOB savings account or UOB debit/credit card(s).

4x MEPS fee waiver for ATM Cash Withdrawals

Subject to minimum RM5,000 average balance in One Account. Otherwise, a withdrawal fee of RM1 is applicable.

Eligibility

  • Minimum age of 18 years old and above
  • Original MyKad (IC) for Malaysians and Passport for foreigners
  • Please also bring the following supporting document(s):
    Utility bill (e.g. Water/Electricity/Telephone Bills, Quit Rent, Assessment Note/Bank Statement/Employer's Confirmation Letter) in your name and address
  • Letter of Employment or Student Permit/Pass for foreigners who are working or studying in Malaysia
  • Minimum initial deposit of RM500
  • Click here for fees and charges

Interested to know more?

Eligibility

  • Original Identity Card (IC) for Malaysians and Passport for foreigners

  • Please also bring the following supporting document(s):

    • Utility bill (e.g. Water/Electricity/Telephone Bills, Quit Rent, Assessment Note/Bank Statement/Employer's Confirmation Letter) in your name and address
    • Letter of Employment or Student Permit/Pass for foreigners who are working or studying in Malaysia

UOB Mighty Malaysia

UOB Mighty makes banking, dining, discovering deals and payments effortless. You no longer have to visit a branch for your daily transactions, search through restaurant reviews or deals through multiple mediums and even carry your wallet with you. We make all these features effortless and readily accessible through your mobile device.