For everyone. Those who work at home. In the office. Or anywhere the road takes them.
Because life’s complex enough; your banking shouldn’t be.
Wouldn’t it be great if you had a flexible account where you can save and transact to earn up to
2.65% interest p.a.*, all in one place? With the UOB One Account, it really is that simple.
Enjoy introductory bonus interest on your balances for the first 6 months of UOB
One Account opening. Applicable for New-to-Deposit customers only.
Credit a minimum of RM2,000 salary into your One Account every month.
Have a combined minimum spending of RM500 with any of your eligible UOB Debit or Credit Cards every month.
Pay 3 bills (minimum RM50 each) via UOB Mighty app or Personal Internet Banking every month.
Make 3 direct debit payments (minimum RM50 each) every month.
Deposit a minimum of RM2,000 via Interbank Giro/DuitNow/ Instant Transfer every month.
**Salary crediting into One Account via UOB Business Internet Banking payroll.
Upon One Account opened successfully, Debit Card Primary Account for ATM Withdrawal and Point-of-Sales (POS) transactions will be linked to One Account by default. For customer who would like to change the Debit Card Primary Account to another savings/current account, kindly visit UOB Malaysia Branch.
|
One Account balance tier |
Monthly transaction / usage | |||
|---|---|---|---|---|
| Do nothing | Do 1 action | Do 2 actions | Maximum Effective Interest Rate^ | |
| First RM50,000 | 0.10% p.a. | 0.65% p.a. | 1.65% p.a. | 1.65% p.a. |
| Next RM50,000 | 0.10% p.a. | 1.65% p.a. | 2.65% p.a. | 2.15% p.a. |
| Above RM100,000 | 1.65% p.a. | 1.65% p.a. | 1.65% p.a. | 2.15% p.a. |
^Maximum Effective Rate on the One Account is 2.15% p.a. at RM100,000 deposit balance, provided customers complete any of the 2 actions per month.
Effective interest rate of 2.05% p.a. for Balance Tier Above RM100,000 is calculated based on RM125,000 deposit, provided customers complete any of the 2 actions per month.
Upon successfully opening a One Account, the account will be linked as the default Debit Card Primary Account for ATM withdrawal and Point-of-Sales (POS) transactions. Please visit any UOB Malaysia branch if you would like to change the Debit Card Primary Account to another savings/current account. Please refer to the terms and conditions of the respective UOB cards for more information.
Download UOB Mighty app and select “One Account”
Capture an image of your MyKad and perform a facial recognition
Complete the e-form
Set up your online banking and Mighty Secure
Transfer funds via DuitNow
(Pay-to-Account-Number)
Your One Account is now active.
Start transacting now
Download UOB Mighty app and select “One Account”
Capture an image of your MyKad and perform a facial recognition
Complete the e-form
Set up your online banking and Mighty Secure
Transfer funds via DuitNow
(Pay-to-Account-Number)
Your One Account is now active.
Start transacting now
If you do not meet the above requirements, please click HERE to leave your contact details.
Our representative will contact you.
Perform banking activities easily wherever you are
Instant fund transfer using a mobile or account number
Top up via your UOB savings account or UOB debit/credit card(s).
Subject to minimum RM5,000 average balance in One Account. Otherwise, a withdrawal fee of RM1 is applicable.
UOB Mighty makes banking, dining, discovering deals and payments effortless. You no longer have to visit a branch for your daily transactions, search through restaurant reviews or deals through multiple mediums and even carry your wallet with you. We make all these features effortless and readily accessible through your mobile device.
