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| Fees and Charges | UOB Credit Card |
|---|---|
| Cash Advance Fee** | 5% or RM20.00, (whichever is higher) for each Cash Advance Withdrawal + 18% p.a. daily interest. |
| Card Replacement Fee |
RM50.00 per Credit Card (RM500.00 per Visa Infinite Metal Card) replacement for a lost or stolen Credit Card. |
| Hardcopy Statement Fee** |
RM2 per hardcopy statement per month |
| Additional Statement Request Fee** |
RM5.00 for walk-in or facsimile request |
| Overseas Transaction Conversion Fee |
If you use the Credit Card for a transaction in a foreign currency, the transaction will be converted into Ringgit Malaysia on the date which the transaction is received and processed by UOB and/or Visa/MasterCard International. Transaction in foreign currency other than Ringgit Malaysia shall be converted at UOB’s prevailing foreign exchange rate and/or an exchange rate determined by the Visa/MasterCard International. The conversion rate is subject to an administration charge up to 1.22% levied by Visa/MasterCard International and in addition, a 1.00% foreign exchange conversion markup will be levied by UOB on the converted Ringgit Malaysia amount, or such other rate as determined by UOB. |
| Dynamic Currency Conversion (DCC) Service Fee** |
If you use the Credit Card for a transaction at an overseas merchant and choose to pay in Ringgit Malaysia (including online purchases quoted in foreign currency), you are using the Dynamic Currency Conversion (DCC) service. When using the DCC service, the exchange rate used by the overseas merchant may be higher than the exchange rates determined by Visa/ Mastercard International when you pay in foreign currency. In addition, a fee of 1% on the converted Ringgit Malaysia amount will be charged. |
| Additional Statement Request Fee** |
N/A |
| Service Tax* |
RM25 will be imposed on each principal and supplementary credit card (including both physical and virtual cards) upon the approval date, and subsequently upon the anniversary of each card(s). |
*Effective 1st September 2018, SST of RM25 will be charged for each credit card on a yearly basis.
**8% Service Tax will be applicable.
UOB Credit Card Fees and Charges
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