Automation and Digitalisation Facility (ADF) |
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Incentivise SMEs to automate processes and digitalise operations to increase productivity and efficiency. |
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Features/Criteria |
Descriptions |
Financing purpose |
Purchase of equipment, machinery, computer hardware and software, IT solutions and services, technology support services and other intangible assets to enhance productivity and efficiency.
(Not for refinancing of existing financing facilities)
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Eligibility criteria |
Malaysian SMEs* that fulfil the following criteria:
- Registered with the Companies Commission of Malaysia (SSM), or authorities/district offices in Sabah and Sarawak, statutory bodies for professional service providers.
- Shareholding by Public Listed Companies and Government Linked Companies (if any) in the SMEs shall not exceed 20%.
- Malaysians residing in Malaysia that hold a minimum of 51% shareholding in the business.
*Subject to the Bank's Internal credit and fulfilment
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Maximum Financing Amount |
RM3 million |
Financing Rate |
Up to 4.0% p.a. (inclusive of any guarantee fee) |
Maximum Tenure |
Up to 10 years |
Availability |
Extended up to 31 December 2021 |
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* For the manufacturing sector, SMEs are defined as firms with sales turnover not exceeding RM50 million OR number of full-time employees not exceeding 200. |
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* For the services and other sectors, SMEs are defined as firms with sales turnover not exceeding RM20 million OR number of full-time employees not exceeding 75. |
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SME customers are advice to contact our Relationship Manager for further information and assistance on the fund. |
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Terms and conditions apply. |
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