Squirrels Away Your Cash With Stash

high interest rate savings account - uob stash
high interest rate savings account - uob stash

Earning more is effortless with UOB Stash Account. Enjoy base interest and bonus interest on your account balance.

More Savings,
More Interest

Earn monthly base and bonus interest by maintaining or growing your balances at all times.

Earn Bonus
Interest Monthly

Enjoy watching your savings grow every single month, just by maintaining or growing your account balance to qualify for bonus interest.

Flexibility to top up
and withdraw

Peace of mind is knowing your cash is always available when needed and you can top up anytime to earn more bonus interest.

More Savings,
More Interest

Earn monthly base and bonus interest by maintaining or growing your balances at all times.

Earn Bonus
Interest Monthly

Enjoy watching your savings grow every single month, just by maintaining or growing your account balance to qualify for bonus interest.

Flexibility to top up
and withdraw

Peace of mind is knowing your cash is always available when needed and you can top up anytime to earn more bonus interest.

How Stash works

Cash in a savings account doesn’t typically benefit from high interest rates. But, UOB Stash is a savings account like no other.
Earn base interest and bonus interest on your account balance, with the freedom to withdraw any time. Sign up today and start earning more on your savings effortlessly.
Balance Tier Base Interest¹ Bonus Interest² Total Rates Maximum Effective Interest Rate*
First RM25,000 0.05% 0.00% 0.05% 0.05%
Next RM25,000 0.05% 1.00% 1.05% 0.55%
Next RM50,000 0.05% 2.50% 2.55% 1.55%
Next RM100,000 0.05% 3.15% 3.20% 2.38%
Above RM200,000 1.60% 0.00% 1.60% 2.22%
*Maximum Effective Interest Rate on the Stash Account is 2.38% p.a. at RM200,000 deposit, provided customer's Monthly Average Balance (MAB) for the current month is equal to or more than previous month’s MAB.
Effective interest rate of 2.22% p.a. for Balance Tier Above RM200,000 is calculated based on RM250,000 deposit, provided customer’s MAB for current month is equal to or more than previous month’s MAB.
Interest rates are quoted on per annum (p.a.) basis.
¹Base interest is accrued daily based on day-end account balance and credited on each calendar month end.
²Bonus interest is calculated based on MAB and credited on the first business day of the following calendar month.
How do you earn your Bonus Interest and Base Interest?

Who is Stash for

Steady Saver

You save regularly to grow your savings.

Rainy Day Saver

You plan ahead for financial security.

Extra Cash Saver

You save any extra cash you earn.

Steady Saver

You save regularly to grow your savings.

Rainy Day Saver

You plan ahead for financial security.

Extra Cash Saver

You save any extra cash you earn.

Open a UOB Stash Account online via UOB Mighty app on your mobile phone

5 easy steps to open a UOB Stash Account

Step

1

Step 1

Download UOB Mighty app and select “Stash Account”

Step

2

Step 2

Capture an image of your MyKad and perform a facial recognition

Step

3

Step 3

Complete the e-form

Step

4

Step 4

Set up your online banking and Mighty Secure

Step

5

Step 5

Transfer funds via DuitNow
(Pay-to-Account-Number)

It's

Done

Step 6

Your Stash Account is now active.
Start transacting now

Step

1

Step 1

Download UOB Mighty app and select “Stash Account”

Step

2

Step 2

Capture an image of your MyKad and perform a facial recognition

Step

3

Step 3

Complete the e-form

Step

4

Step 4

Set up your online banking and Mighty Secure

Step

5

Step 5

Transfer funds via DuitNow
(Pay-to-Account-Number)

It's

Done

Step 6

Your Stash Account is now active.
Start transacting now

Requirements:
  • Malaysian citizen residing in Malaysia;
  • New NRIC (MyKad) issued post April 2012 (with ghost image);
  • Minimum age of 18 years old and above; and
  • Holds a current/savings account in another bank in Malaysia with internet banking access.

If you do not meet the above requirements, please click HERE to leave your contact details.

Our representative will contact you.

Always call our 24-Hour UOB Contact Centre at 603-2612 8121 or visit the nearest UOB branch if you suspect your banking information is compromised or there has been an unauthorised transaction on your account.

Making banking simpler and safer for our customer

Tey Le Peng

Convenient and Hassle-Free

“Opening an online account via the UOB Mighty app is a breeze thanks to its minimal requirement and hassle-free process. The speed and convenience in completing a new account opening is amazing! Since I started banking with UOB, I have also been able to enjoy good returns on deposits.”

Tey Le Peng

Customer of UOB Malaysia

Jamaliah Abd Aziz

Good Products that Reward and Protect

“I successfully opened my UOB Lady’s Savings Account (LSA) and ProSave Account-I online through the UOB Mighty app with the greatest of ease. Through LSA, I am also protected by its complimentary female cancers coverage, giving me peace of mind for me to focus on my loved ones.”

Jamaliah Abd Aziz

Customer of UOB Malaysia

Lee Li Lian

Banking Safely from Home

“Account opening through the Internet is extremely beneficial and convenient for me, particularly during this pandemic, since it relieves me of the stress of queuing and waiting at a branch. I am pleased with how convenient it is for me to monitor my transactions on the UOB Mighty app.”

Lee Li Lian

Customer of UOB Malaysia

Poh Jing Wei

A Seamless Experience with Many Benefits

“With frequent promotions and a variety of benefits, I would definitely recommend the UOB Savings Account to my family and friends. Additionally, I had a seamless experience opening a savings account via UOB Mighty app.”

Poh Jing Wei

Customer of UOB Malaysia

Banking and payment made easy

UOB Mighty App

Perform banking activities easily wherever you are

DuitNow

Instant fund transfer using a mobile or account number

eWallet/Mobile Payment

Top up via your UOB savings account or UOB debit/credit card(s).

4x Interbank Cash Withdrawal fee waiver

Subject to minimum RM5,000 average balance in Stash Account. Otherwise, a withdrawal fee of RM1 is applicable.

Eligibility

READY TO SQUIRREL YOUR CASH WITH STASH?

How Stash Works

HOW DO YOU EARN YOUR BONUS INTEREST AND BASE INTEREST?

Example: If you open a UOB Stash Account in March 2021 and your Monthly Average Balance is RM50,000.

  • You did not make any withdrawal and maintain your balance in April 2021.
  • You are entitled to enjoy Bonus Interest for the month of April 2021.
  • Bonus Interest will be credited to your account on the next beginning of the month.
  • Base interest is accrued daily and credited on every month end.

If you have performed withdrawals and wish to top up to achieve bonus interest, simply login to UOB Personal Internet Banking or UOB Mighty App to top up your preferred amount.

Eligibility

  • Original Identity Card (IC) for Malaysians and Passport for foreigners

  • Please also bring the following supporting document(s):

    • Utility bill (e.g. Water/Electricity/Telephone Bills, Quit Rent, Assessment Note/Bank Statement/Employer's Confirmation Letter) in your name and address
    • Letter of Employment or Student Permit/Pass for foreigners who are working or studying in Malaysia

UOB Mighty Malaysia

UOB Mighty makes banking, dining, discovering deals and payments effortless. You no longer have to visit a branch for your daily transactions, search through restaurant reviews or deals through multiple mediums and even carry your wallet with you. We make all these features effortless and readily accessible through your mobile device.