PRUwealth gain bringing you closer to your Goals
We know you have big ambitions and that you would have already made plans on what you want to achieve. However, you probably have one very important question in your mind. “What exactly do I need to do in order for me to get on the right track to achieve my goals?”
Regardless of your goal, whether it is to buy your dream house, support your children’s further education or plan for your retirement, we have just the right product to bring you closer to your goal. With a short premium payment term of 3 years, 5 years and 10 years, PRUwealth gain can help you to spread out your insurance savings to realize your fixed goals.
You will be rewarded with an attractive and guaranteed Survival Benefit payout that grows with time. Get started with a Survival Benefit payout of 6% of your Basic Sum Assured and watch it grow as high as 38%1 of your Basic Sum Assured towards the end of the plan.
It doesn’t stop there. PRUwealth gain rewards you with 100% of the Basic Sum Assured upon maturity. With that, you can receive a total payout of 508%1 of the Basic Sum Assured throughout the entire policy term.
Choose to either receive cash payouts to help with your financial needs or just reinvest the cash payout for long term appreciation. The best part is that you can change between these 2 options at any time!
On top of that, you can build even more wealth with the Compounded Reversionary Bonus* and Terminal Bonus*. These bonuses are declared each year during the term of the policy and payable upon maturity to complement the Survival Benefit payouts. These bonuses provide you the chance to earn potential upside to boost your wealth.
With these rewards, there is no better way for you to achieve your goals!
PRUwealth gain also allows you to enjoy hassle-free enrolment* regardless of the plan that you have chosen.
Now sit back as PRUwealth gain bring you closer towards your goal.
1 If you select 40 years of coverage term.
* What is Compounded Reversionary Bonus & Terminal Bonus.
i. |
Compounded Reversionary Bonus (CRB)
A bonus declared each year during the term of the policy. The amount of bonus is not guaranteed and will depend on, among other factors, the actual investment performance achieved.
It will be payable in full upon the maturity of the plan, death or TPD of the Life Assured. Full value of the CRB declared is not payable on early termination, surrender or conversion of the policy. |
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ii. |
Terminal bonus
It will be payable upon maturity of the plan, death or TPD of the Life Assured or upon policy surrender. |
Note: Reversionary and terminal bonuses are not guaranteed and will depend on actual operating and investment results experienced by Prudential.
PRUwealth gain lets you have peace of mind and sense of security with the following features to boost you closer towards your goal.
• Guaranteed survival benefits
• Guaranteed maturity payout
• Guaranteed policy acceptance* |
• Guaranteed protection amount
• Guaranteed basic plan premium |
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* You do not need to go through medical underwriting if you purchase the basic plan only and your Basic Sum Assured per life is RM200,000 or less.
PRUwealth gain offers a wide selection of plans to assist you in achieving your ultimate goal. There are 8 different plans with varying combinations of premium payment term and policy term for you to choose from.
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