Fees Amount / Rate
Stamp Duty on Cheque Book (per leaf) RM0.15
Cheque Processing Fee (Effective 2nd January 2015) RM0.50
Stamp Duty on Cheque Book (per leaf) RM0.15

Half-Yearly Service Charge

• Borrowing Account with average balance < RM1, 000



Monthly Service Charge

• Non-borrowing Accounts with average balance < RM2, 000



Option 1 : No Annual Fee on ATM card

• 1st 6 over-the-counter transactions



• Next over-the-counter transaction


• 1st 8 ATM cash withdrawals

• Next ATM cash withdrawal RM1.00
• First 2 Interbank GIRO transactions RM0.10
• Interbank GIRO transactions Click here

Option 2 : Annual Fee on ATM card

• ATM cash withdrawal / over-the-counter transactions



Option 3 : For Senior Citizens with no annual fee on ATM card

• 1st 16 over-the-counter transactions



• Next over-the-counter transaction


• ATM cash withdrawal / over-the-counter transaction

Stop Payment Instruction RM10.00 per cheque

Statement of Account

• Hold Mails Charge (For collection only)


RM5.00 per cycle
(Max RM100.00 per month)

• Stamp duty on Hold Mails Instruction RM10.00

Commitment fee on unutilised OD

• Commercial OD account


up to 1% on unutilised line

Outward returned Cheque

• Due to insufficient fund


RM100.00 per Cheque

• Stop payment cheque with insufficient fund

RM100.00 per Cheque

Overdraft Interest

• Excess overdraft interest charge


3.50% + Prescribed Rate

• Minimum Interest charge


Audit Confirmation fee per financial year

• For last financial year


RM30.00 (For every year)

• For other financial years

RM50.00 (For every year)

Cost of specialised cheque books Fees charged based on client specification
Service charge on destruction of uncollected cheque book RM10.00 per book
Cheque encashed by non-nominated persons RM3.00 per cheque
Stamp duty on Oral/Fax Indemnity RM10.00
Stamp duty on Account Mandate RM10.00
Closing account within 3 months of opening RM20.00
Dormant account fee RM10.00 per annum


Effective 2nd January 2015, this will be charged whenever a cheque is received by a bank for processing, whether for encashment over the counter or for depositing into an account. This is in addition to the stamp duty collected by the Bank.

For more details, please click here.