Customise your investment strategy

 

Structured Investments are tailored strategies designed for growth in various market conditions. Whether you are aiming to protect your capital, manage risk or utilise market trends, these solutions can be aligned to your investment goals.

 

 

Benefits

Tailored Solutions Available

Tailored Solutions Available

Customise your investment to align with your financial goals, risk appetite, and market outlook. Choose from a range of features to create a solution that fits your needs.

Greater Earning Potential 

Greater Earning Potential 

Get higher potential returns than traditional investment products.

Responsive to Market Conditions

Responsive to Market Conditions

Navigate market shifts across different economic environments to explore potential opportunities.

Portfolio Diversification

Portfolio Diversification

Strengthen your portfolio with structured investments designed to offer alternative risk-return opportunities.

 

 

Structured Investments at a glance

 

Principal Guaranteed

Interest Rate Linked Investment
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Series launched to date:

  • Callable Range Accrual Investment (CRA),
  • Callable Range Accrual with Fixed Interest Investment (CRAF)

 

Salient features:

  • 3 to 10 years investment horizon, 
  • Linked to movements in interest rates or indices,
  • Payoff is predetermined,
  • Ideal for investors with a view that interest rates will either not move beyond the ranges or that any interest rate movements will be at a measured pace.

The various SILK Series has stepped up the diversity of investment opportunities by making available to our investors varied exposure to many asset classes such as:

  • Commodities such as industrial metals, precious metals and energy,
  • Foreign exchange,
  • Global equity.

 

Salient features:

  • 1 to 10 years investment horizon,
  • Linked to performance of various indices, commodities and baskets comprising several asset classes,
  • Unique and favourable one-of-a-kind payoff profile that caters to any market conditions,
  • Payoff is predetermined upfront,
  • Ideal for investors seeking exposure to the particular indices, commodities and baskets comprising several asset classes.

  • Principal guaranteed
  • 1 year, short term non-callable investment
  • Linked to the performance of an underlying currency pair
  • Single payment of principal and enhanced yield (if any) on maturity

Non-Principal Guaranteed

  • Returns linked to performance of one or more underlying assets / references
  • Short term non-callable investment – usually 6 months up to 3 years
  • Fixed coupon is received at each Interest payment date
  • Final redemption payment can be in either cash or underlying share; depend on KI event  on any of the specified valuation date(s)
  • For Memory ACE Series: Memory event occurs when ANY underlying asset / reference closes AT OR ABOVE its Knock-Out price on any valuation date and this will be ‘memorised’ for that underlying asset / reference for the remaining valuation dates.

  • Returns linked to performance of one or more underlying assets / references
  • Short term non-callable investment – usually 6 months up to 3 years
  • Fixed coupon is received at each Interest payment date
  • Final redemption payment can be in either cash or underlying share; depend on Final valuation date the Closing Price of the Laggard underlying asset / reference is at or above/ below its Strike Price
  • NO KI observation for NICE+

  • Returns linked to performance of one or more underlying assets / references
  • Short term non-callable investment – usually 6 months up to 3 years
  • Single payment of principal at maturity in either cash; plus the absolute return of underlying or underlying share; OR
  • On the occurrence of a Knock-Out (“KO”) Event, the investor will receive 100% of Investment Amount and Investment Return Payment Amount on the immediately following KO Return Payment Date and the investment is terminated.

  • Can be in single direction or twin direction
  • Returns linked to performance of one or more underlying assets / references
  • Short term non-callable investment – usually 6 months up to 3 years
  • Usually, the level of principal guarantee shall not be lower than 90%
  • Single payment of % of guaranteed principal at maturity; plus investment return amount; if any guaranteed return applicable
  • The name “Sharkfin” refers to the shape of the chart when plotting the quantum of investment returns (y-axis) versus the level of the underlying references (x-axis).

Ready to invest?

Ready to invest?

Leave us your details and we will get in touch with you as soon as possible. Alternatively, you may reach out to your Client Advisor or visit the nearest UOB branch.

Things you should know

Warning
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The returns on your structured product investment will be affected by the performance of the underlying asset/reference, and the recovery of your principal investment may be jeopardised if you make an early redemption. This structured product investment is not insured by Perbadanan Insurans Deposit Malaysia.

Important Notice and Disclaimer

 

Please review the Product Highlight Sheet and related disclosure documents to understand the product’s features, benefits, and risks. This helps ensure your investment decisions align with your financial goals.

The above is not to be used or considered as an offer, or invitation to offer, to sell or to buy the above product or any of the securities or other investment products referred to herein, and does not constitute a recommendation by the Bank to enter into any transaction or any form of commitment by the Bank to enter into any transaction. The Bank has not taken any steps to ensure that the product is suitable for any particular investor and unless the Bank otherwise agrees, the Bank is not acting as your adviser or in any fiduciary capacity in respect of any proposed transaction in relation to the above product, or any other transaction. Nothing herein constitutes investment, legal, accounting or tax advice, or a representation that any investment is suitable for or appropriate to your investment objectives, financial situation and particular needs, or otherwise constitutes a personal recommendation to you. This Indicative Term Sheet does not purport to identify or suggest all the risks or material considerations which may be associated with the proposed product. As such, it is recommended that before entering into any transaction, you should take steps to ensure, without reference to the Bank, that you have a full understanding of the terms, conditions and risks thereof and are capable of and willing to assume those risks in the light of your own investment objectives, financial situation and particular needs. If you are in doubt as to any aspect of any transaction in respect of the above product, please consult your own legal, regulatory, tax, business, investment, financial and accounting advisers. While based on information believed to be reliable, this document and its contents are provided on an “as is” basis. The Bank does not make any representation or warranty as to the accuracy or completeness of the information contained in this document.

The contents of this material have not been reviewed by the Securities Commission Malaysia.