iNTELLIGENT Home Loan

  • i-home-loani-home-loan

    Build your dream home the way you like

Overview

Get the most out of UOB’s innovative mortgage solutions to accommodate all your financial needs, where you can:

  • Save on interest payments and reduce your loan tenure with flexible weekly or fortnightly repayments.
  • Refinance with us and enjoy Flexplus facility* where you can get access to standby cash and only pay interest for the funds you use.

Use our award-winning (Malaysia Technology Excellence Awards 2022) UOB Intelligent Mortgage calculator to estimate your monthly mortgage repayments with interest payment savings and loan tenure reduction.


*Disclaimer: Flexplus refers to Overdraft that is a revolving line of credit facility and subject to interest rate charges.

 

Benefits

Flexible Repayments

Flexible Repayments

You can pay at your convenience and choose to make monthly, fortnightly, weekly or daily repayments.

 

Open Prepayments

Open Prepayments

You can pay more than your monthly installment to save more interest.

 

Redraw Facility

Redraw Facility

You can withdraw surplus cash from your prepaid amount, anytime you want, for emergencies or any other reason.

 

Payment Holiday

Payment Holiday

You can skip your monthly repayment during emergencies, festive seasons or any other occasions. Your repayment will be deducted from your redraw facility.

 

Lower Repayments

Lower Repayments

You can enjoy lower repayments by selecting a longer loan tenure of up to maximum of 35 years or age 70 whichever come first. (*Terms & Conditions apply).

 

high margin

Higher Margin of Finance to finance MRTA

You can secure up to 95% financing, inclusive of MRTA, which protects your loved ones' well being in the event of total permanent disability or loss of life.

All-inclusive service

All-inclusive service

You can request for us to handle everything, from application submission to delivering the documents to your doorstep.

 

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