Enhance your income potential with quality retail bonds

• Bonds are not deposits and are not protected by Perbadanan Insurans Deposit Malaysia (PIDM). 

• Bonds are obligations only of the issuer. Bonds are not obligations of or guaranteed by United Overseas Bank (Malaysia) Bhd. (“UOB Malaysia”). Bond investments are subject to investment risks, including the possible loss of principal amount invested. Past performance is not a guarantee or indication of future results and bond prices can go up or down.

• Prior to investing in bonds, please read and understand the product information sheet, bond term sheet and the Terms and Conditions - Governing Bond Sukuk Investment Account.

• Investors investing in bonds denominated in foreign currency should be aware of the risk of exchange rate fluctuations that may cause a loss of principal.

• The information contained in this publication is given on a general basis without obligation and is strictly for information purposes only. This publication is not intended to be, and should not be regarded as, an offer, recommendation, solicitation or advice to buy or sell any bonds and shall not be transmitted, disclosed, copied or relied upon by any person for whatever purpose. Any description of bonds, if any, is qualified in its entirety by the terms and conditions of the bonds and if applicable, the bonds offering documents. Nothing in this publication constitutes accounting, legal, regulatory, tax, financial or other advice. If in doubt, you should consult your UOB Client Advisor about issues discussed herein. 

• The information contained in this publication, including any data, projections and underlying assumptions, are based on certain assumptions, management forecasts and analysis of known information and reflects prevailing conditions as of the date of the publication, all of which are subject to change at any time without notice. Although every reasonable care has been taken to ensure the accuracy and objectivity of the information contained in this publication, UOB Malaysia and its employees make no representation or warranty of any kind, express, implied or statutory, and shall not be responsible or liable for its completeness or accuracy. As such, UOB Malaysia and its employees accept no liability for any error, inaccuracy, omission or any consequence or any loss/damage howsoever suffered by any person, arising from any reliance by any person on the views expressed or information contained in this publication. Any opinions, projections and other forward-looking statements contained in this publication regarding future events or performance of, including but not limited to, countries, markets or companies are not necessarily indicative of, and may differ from actual events or results. The information herein has no regard to the specific objectives, financial situation and particular needs of any specific person. Investors may wish to seek advice from an independent financial advisor before investing in any bonds. Should you choose not to seek such advice, you should consider whether the bonds in question is suitable for you.

The contents of this material have not been reviewed by the Securities Commission Malaysia.