So You’ve Digitalised Your Business Processes... Now What?
10 Apr 2025 • 3 mins read
3 cash management pitfalls SMEs should be aware of
Proper cash flow management is crucial for SMEs. Here are some pitfalls you should be aware of and avoid them.
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5 ways to help your small business survive
UOB continues to extend unwavering support, especially in these challenging times through our value-added services under UOB BizSolution/BizMoney for SMEs.
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Understand the risks of import / export trades
Be aware of the trade financing and solutions available so that you can understand how to better manage your cash flow and cross-border trading risks.
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Why business insurance can help SMEs prosper
Business insurance protects company from unforeseen issues, improves the company’s credibility and boost employee productivity.
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Join our SME Community
Subscribe for your regular dose of business tips, insights, and inspiration.
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Essentials for your business
Account & Transact
UOB BizCA+
The business banking current account for all your business needs.
- Earn high daily interest via Overnight Deposit Services
- Waiver of fees for unlimited DuitNow, Interbank GIRO and RENTAS via UOB Infinity. Transactions made over the counter will incur standard charges
- Complimentary UOB eAlerts! (Service Package 1) subscription for 1 email address
- Complimentary MT103 Acknowledgement Copy via UOB Infinity subscription
- Minimal initial deposit of RM25,000 to open
- Convenient with UOB Business Internet Banking & 24-hour Electronic Banking Centres
- Protected by PIDM up to RM250,000 for each depositor
FX Solutions
Structured Investment
A competitive edge to your treasury needs.
- Underlying assets includes equities, bonds and currencies
- Choices in short-term and long-term investments
- No upfront costs
Financing
UOB BizMoney
Hassle free SME Business Loan for your working capital requirement.
- Business loan of up to RM1.0 million
- Interest rate starting from 0.38% per month
- Collateral free
- Easy application with fast approval within one (1) business day2
- No loan processing fee
2 UOB will process the customer’s application for BizMoney on the next business day between 8.45am to 5.45pm (business day excludes Saturday, Sunday and public holidays) upon receiving full and satisfactory documents from applicants and submission for credit assessment.
Financing
UOB BizProperty
We help you to purchase new property or refinancing of existing ones.
- Loan tenure of up to 30 years
- Margin up to 100%
- No processing fees
Essentials for your business
Account & Transact
UOB BizCA+
The business banking current account for all your business needs.
- Earn high daily interest via Overnight Deposit Services
- Waiver of fees for unlimited DuitNow, Interbank GIRO and RENTAS via UOB Infinity. Transactions made over the counter will incur standard charges
- Complimentary UOB eAlerts! (Service Package 1) subscription for 1 email address
- Complimentary MT103 Acknowledgement Copy via UOB Infinity subscription
- Minimal initial deposit of RM25,000 to open
- Convenient with UOB Business Internet Banking & 24-hour Electronic Banking Centres
- Protected by PIDM up to RM250,000 for each depositor
FX Solutions
Structured Investment
A competitive edge to your treasury needs.
- Underlying assets includes equities, bonds and currencies
- Choices in short-term and long-term investments
- No upfront costs
Financing
UOB BizMoney
Hassle free SME Business Loan for your working capital requirement.
- Business loan of up to RM1.0 million
- Interest rate starting from 0.38% per month
- Collateral free
- Easy application with fast approval within one (1) business day2
- No loan processing fee
2 UOB will process the customer’s application for BizMoney on the next business day between 8.45am to 5.45pm (business day excludes Saturday, Sunday and public holidays) upon receiving full and satisfactory documents from applicants and submission for credit assessment.
Financing
UOB BizProperty
We help you to purchase new property or refinancing of existing ones.
- Loan tenure of up to 30 years
- Margin up to 100%
- No processing fees
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Supporting your decarbonisation journey
Sustainability
UOB U-Solar Programme
ASEAN’s award-winning one-stop solar ecosystem financing platform. Simplify your building’s switch to solar energy
- Save up to 25% on your electricity bill
- Cut your carbon footprint
- Access flexible financing plans
- Trusted partners using quality equipment, handling assessment, installation and maintenance
Sustainability
UOB U-Energy Programme
Asia’s first integrated financing platform for your energy efficiency projects. Simplify the installation process for your energy efficient equipment.
- Save an average of 20%* on your electricity bill
- Access flexible financing plans with minimal upfront costs
- Trusted partners using quality equipment
*Indicative and dependent on scope of work and verification with U-Energy partner
UOB U-Drive
UOB U-Drive Programme
A comprehensive set of solutions designed to meet the financing needs of the entire EV ecosystem.
- Exclusive promotions and charging benefits from U-Drive dealers
- Access flexible financing plans
- Recognised as an environmentally responsible business
Tips & insights
Bridging The Digital Gap With UOB SME's Comprehensive Solutions
03 Dec 2024 • 3 mins read
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