Financial Supply Chain Management

Comprehensive FSCM solutions that optimises your working capital at different stages of your supply chain.

With our expertise and in-depth local knowledge of ASEAN and Greater China, we understand your supply chain requirements and can provide a range of tailored financing solutions from pre- to post- shipment.

UOB’s Financial Supply Chain Management (FSCM) solutions enable business to optimise working capital, maximise profitability and minimise costs while enhancing the relationship you have with your suppliers and/or dealers, domestically and internationally.

Our FSCM capabilities on UOB Infinity is available in Singapore, Malaysia, Indonesia, Thailand, Hong Kong and China. UOB Infinity FSCM gives you greater control over your finances by allowing you to digitalise and manage your supply chain documents electronically. The platform also provides a unified view to manage your business processes domestically and across borders.

The UOB advantage

Regional footprint and local knowledge

Leverage our deep understanding of local business practices and risks.

Comprehensive suite of solutions

Receive end-to-end cash and trade solutions with flexible financing structures.

Regional supplier/dealer onboarding

Dedicated specialist and implementation team to accelerate onboarding.

Solutions for Buyers

Supplier Finance: Pre Shipment

Covers working capital needs of your suppliers for the sourcing, manufacture of raw materials or semi-finished goods into finished goods and/or services, which are then delivered to you.

Enables your suppliers to obtain funds for the fulfilment of an order from you
Potential improvement to suppliers' financial cost where other forms of finance are unavailable/cost more

Supplier Finance: Post Shipment

Fast and seamless way of allowing your suppliers to receive payment once shipment of goods have been made.

Obtain cash upfront and improve Days Sales Outstanding of your suppliers
Enjoy a more stable supply base

Supplier Finance: Irrevocable Payment Undertaking

Enables your suppliers to obtain cash upfront against your irrevocable and unconditional payment undertaking.

Allows your suppliers to gain access to a lower cost of finance against your strong credit rating
Enhances your relationship with your suppliers

Solutions for Sellers

Accounts Receivables Purchase

Allows you to receive early payment for your invoices by monetising your receivables to the bank.

Obtain payment before your invoice due date and hence no longer have delay payments
Generates flexible and predictable cashflow, and optimises working capital
Allows you to offer longer payment terms to your key buyers without impacting your cash flow

Distributor Finance

Provides financing to your buyers for holding of goods and realisation of funds for sale of goods to end-customers.

Enables your buyers to obtain financing relying on their financials and track record with you
Optimises working capital by bridging the liquidity gap
Potential improvement to overall financial cost