Employee Benefits Insurance

Protect your employees’ health and wellness with a flexible insurance plan.

Benefits

Low eligibility requirement

Start your coverage from 10 full-time employees.

Customise your policy

Choose from the pre-package plan to meet your business needs and budget.

24-hour coverage

Seamless claim process.

Supplementary benefits

Critical illness and accidental death & disablement, Outpatient clinical rider, Outpatient dental rider, Repatriation of mortal remains

Hassle-free

Wide range of panel hospitals and clinics.

Main coverage types

Providing the right coverage and security in the best interest of your people

Type	Description
Group Term Life (GTL)	Covers Death and Total & Permanent Disability (TPD) or Partial & Permanent Disability (PPD) or Terminal Illness (TI), whichever is earlier
Group Hospital & Surgical (GHS)	Covers medical expenses incurred as a result of hospitalisation or surgery due to illness or accident.
Supplementary Riders	You can add up to different supplementary riders to provide a more comprehensive solution for your business.

Plans

The right plans available for your business and people

Type	Includes
Deluxe	• Group Term Life & Critical Illness • Group Hospital & Surgical • Group Outpatient Clinical Care
Enhanced	• Group Term Life & Critical Illness • Group Hospital & Surgical
Basic	• Group Term Life & Critical Illness

Ready to apply?

Frequently asked questions

Is my business eligible?

These employee insurance policies are available to any registered company with at least 10 full-time employees

Do I have to send my employees for a medical check-up?

No medical check-ups are required for any group employee benefit policy.

What happens if my business drops to less than 10 employees?

Get in touch with our specialists to discuss your situation.

Additional information

Important notice

The above is provided for general information only and is not a contract of insurance nor is it intended as an offer or recommendation with respect to the purchase or sale of the above product[s]. Full details of the terms, conditions and exclusions of these insurance products are provided in the applicable policy contract and will be sent to you upon acceptance of your application by our panel Insurance Company.

You may wish to seek advice from a qualified adviser before making a commitment to purchase the insurance product. In the event that you choose not to seek advice from a qualified adviser, you should consider carefully whether this product is suitable for you. United Overseas Bank (Malaysia) Berhad does not hold itself out to be an insurer, insurance broker or insurance agent.

The insurance products and services stated herein are provided by our Panel Insurance Company. While all information provided herein is believed to be correct and reliable at the time of publishing or posting online or, where applicable, printing, United Overseas Bank (Malaysia) Berhad makes no representation or warranty whether express or implied, and accepts no responsibility or reliability for its completeness and accuracy. All claims and liabilities arising from the purchased policies should be made with the respective insurance company.