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working capital

UOB BizSolution Supporting your Working Capital Needs

Working Capital: Financing up to RM4.999 million

Sustain and fund your business growth
locally or globally with extra working capital

working capital sme loan


Financing up to RM4.999million.

business solution


Available for asset acquisition or refinancing and/or working capital package.
We also have a wide range of Trade and Forex solutions that can be catered to your business needs.



• Affordable interest rates that make your monthly repayments more manageable
• With government-assisted funding options*

*Terms & Conditions apply

Frequently Asked Questions

Minimum eligibility criteria

UOB BizSolution is available to the following companies:

  • Sole Proprietor, Partnership, or Private Limited Company
  • Registered and operating in Malaysia for a minimum of 3 years
  • At least 30% local shareholdings

Note: Terms and Conditions apply.

Sole Proprietorship / Partnership

  • Business Registration Certificate issued by Registrar of Companies (SSM) / Trading License (East Malaysia only) / Limited Liability Partnership Agreement (Limited Liability Partnership only)
  • Photocopy of NRIC for Sole Proprietor / Partners
  • Latest 3 years’ Management Accounts
  • Latest 6 months bank statements
  • Latest 3 years’ income Tax Returns
  • Latest Creditor & Debtor Aging and Stock Listing

Evidence of purchase document / copy of title / SPA / Letter of Offer for existing loan / financing (Applicable for Asset Aquisition/ Refinancing).


Sdn Bhd

  • Companies Act 1965 - Form 24 and 49 (if change in shareholder, Annual Return/Form32A)
  • Companies Act 2016 - Super Form
  • NRIC of all Directors and Guarantors
  • 3 years of audited financials
  • Latest 6 months bank statements
  • Latest Creditor & Debtor Aging and Stock Listing

Keyman Income - latest Borang B/BE.

UOB BizSolution is offering in Variable interest rate where the interest rate change/fluctuate throughout the duration of the loan.

The facility type available are Term loan, Overdraft, Trade, Foreign Exchange and or commercial card.

Accept collateral in the form of Property / Fixed Deposit / Applicable Government Guarantee Schemes.

Please note that a personal guarantee is required.

The key person of the company / business owners must not be less than 21 of age and not more than 65 of age upon loan application.

It is encouraged to submit up to top 3 most active bank accounts to increase the chances of approval.

Each Bank has its own criteria and procedure in assessing loan applications. The decision from other banks may not necessarily affect your application with us.

Yes, it may be.

Only one application at a time for the same business entity is allowed.

The minimum 3 years in operation is required. However if the Key person have the more than 3 years experiences in same line of business, is encourage to submit the application.

It is depending the form of collateral acquired, a different documentation process will be apply and the time take maybe vary, a bank panel lawyer need to appoint to handle the loan documentation, it general take 1.5 – 3 months from loan acceptance to drawdown.

The funds will be disbursed to your Business Current Account opened/maintained with UOB.

Open a UOB Business
Current Account instantly
via UOB SME App.

Learn more