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Trader or Wholesaler
Trader or Wholesaler

Essentials for Traders and Wholesalers

Essentials for Traders and Wholesalers

Looking for something specific?

  • All Solutions
  • FX Solutions
  • Payments and Collections
  • Trade Solutions
  • Finance your business
  • Protect your business
  • Accounts
  • Go Digital
FX Solutions

Foreign Exchange

Trade with confidence by leveraging our competitive rates and dedicated services.

  • Access FX specialists for market advisory to manage risk
  • Foreign telegraphic transfer fees waiver for BizMax account
  • Special FX rates for conversion of amount RM50,000 and above
Payments and Collections

UOB Virtual Account

Streamline and automate your account receivables reconciliation.

  • Quickly identify your payers and inward payments
  • Supports multiple payment types
  • Supports multiple currencies
Trade Solutions

Import Services

Improve cash flow with a comprehensive suite of import solutions.

  • Extend your connections
  • Gain in-country expert advice
  • Secure business deals
Finance your business

UOB BizMoney

Hassle-free loan for your business growth.

  • Collateral Free
  • Easy Application
  • Fast Approval
Finance your business

UOB BizProperty

We help you to purchase new property or refinancing of existing ones.

  • Loan tenure of up to 30 years
  • Margin up to 95%
  • No processing fees
Finance your business

UOB BizSolution

Plan the next big move for your business with the complete business solution.

  • Financing up to RM4.999 million
    • Available for asset acquisition or refinancing and/or working capital package
  • Affordable interest rates that make your monthly repayments more manageable
    • Flexible financing with a wide range of facilities that best suit your business needs
Trade Solutions

Export Services

Improve cash flow with a comprehensive suite of export solutions.

  • Extend your connections
  • Improve cash flow efficiency
  • Manage trade transactions effectively
Trade Solutions

X-Press Products

Fast and hassle free Bank Guarantee and Letters of Credit.

  • 3-hour* fast delivery
  • Issuance of Bank Guarantee in exchange for cash
  • Issuable in most major currencies

* Completed application form must be submitted before 2.00 p.m.

Protect your business

Life Insurance

Protect and ensure your business continuity by managing the key risks.

  • Potentially protects against the loss of a key person
  • Ensures that credit obligations are insured
  • Staff retention and benefits program


The only current account for all your business needs.

  • Earn higher daily interest via Overnight Deposit Services
  • Waiver of fees for unlimited DuitNow, Interbank GIRO and RENTAS via Business Internet Banking Plus (BIBPlus). Transactions made over the counter will incur standard charges
  • Complimentary UOB eAlerts! (Service Package 1) subscription for 1 email address
  • Complimentary MT103 Acknowledgement Copy via BIBPlus subscription
  • Minimal initial deposit of RM25,000 to open
  • Convenient with UOB Business Internet Banking & 24-hour Electronic Banking Centres
  • Protected by PIDM up to RM250,000 for each depositor
Protect your business


Protect your business against business interruption with an SME-tailored plan.

  • No underwriting required
  • Easy enrolment and renewal
Protect your business

Employee Benefits

Protect your employees' health and wellness with a flexible insurance plan.

  • 24hr worldwide coverage
  • Start from a min. of 2 employees

Foreign Currency Account

Maximise your extra cash.

  • Attractive returns in terms of higher interest rates depending on the currency of your deposit
  • Flexible placement periods, ranging from overnight to 12 months
  • Call account pays interest subject to a specified minimum average balance
  • Foreign currencies accepted for deposit are US Dollar, Australian Dollar, New Zealand Dollar, Sterling Pound, Euro, Hong Kong Dollar, Singapore Dollar and Japanese Yen
FX Solutions

Dual Currency Investments

Get potentially higher returns by combining deposit with a currency option. 

  • A choice of currency pairs from selected range of currencies
  • Minimum tenure of 1 week
  • No upfront costs
Go Digital


Improve your business cash flow with Enterpryze.  

  • Easy invoicing and accounting
  • Seamless bank connection
  • Start small, grow big
Go Digital


Automate your HR and payroll processes to free up time and minimise human errors.

  • Automate payroll, claims and attendance processes
  • Allow employer and employees' access via mobile app
  • Integrate seamlessly to company's software and hardware 
Payments and Collections


Transfer and receive funds instantly with DuitNow via UOB BIBPlus.

  • Transfer and receive funds instantly
  • Available 24x7
  • High transfer limit
  • Enjoy zero transaction fee*
  • You can set future and recurring fund transfers
  • Safe and reliable

*Valid until 31 December 2022 and subject to daily transfer limit.

Supporting your decarbonisation journey

UOB U-Solar Programme

UOB U-Solar Programme

ASEAN’s award-winning one-stop solar ecosystem financing platform. Simplify your building’s switch to solar energy

  • Save up to 25% on your electricity bill
  • Cut your carbon footprint
  • Access flexible financing plans
  • Trusted partners using quality equipment, handling assessment, installation and maintenance
UOB U-Energy Programme

UOB U-Energy Programme

Asia’s first integrated financing platform for your energy efficiency projects. Simplify the installation process for your energy efficient equipment.

  • Save an average of 20%* on your electricity bill
  • Access flexible financing plans with minimal upfront costs
  • Trusted partners using quality equipment

    *Indicative and dependent on scope of work and verification with U-Energy partner
UOB U-Drive Programme

UOB U-Drive Programme

A comprehensive set of solutions designed to meet the financing needs of the entire EV ecosystem.

  • Exclusive promotions and charging benefits from U-Drive dealers
  • Access flexible financing plans
  • Recognised as an environmentally responsible business
Stay on top of your business
with the app that knows and
grows with you.

Learn more