Protecting your business' biggest asset - your employees.


Comprehensive PA coverage

This includes post covid-19 vaccine complication & dengue recovery benefit.


Get instant approval

No underwriting required.


Fuss-free processing

From enrolment to policy enforcement.

Frequently Asked Questions

Must I go for medical check-up or answer health questions?

Enrolment is very convenient, no medical check-up or any health questions, only occupational basis questions will be asked.

It does not matter. This plan pays upon Accidental Death and Disability, and other related benefit such as Hospital Income. However if your hospitalisation was due to High Blood Pressure, then we will not pay out your claim on Hospital Income due to Illness, as this is a pre-existing condition.

Anyone between the age of 18 and 65 years old can enroll for this plan. The policy can be renewed up to age 75 years old: i.e. the policy will terminate when the insured attains 76 years of age. However, anyone with physical disablement is not allowed to purchase the plan.

No, the premium is fixed. It will not be increased as you grow older.

Pre-existing illness shall mean disabilities that the Insured Person has reasonable knowledge of. An Insured Person may be considered to have reasonable knowledge of a pre-existing condition where the condition is one for which:-
a. The Insured Person had received or is receiving treatment;
b. Medical advice, diagnosis, care or treatment has been recommended;
c. Clear and distinct symptoms are or were evident; or
d. Its existence would have been apparent to a reasonable person in the circumstances.

Yes, please inform Liberty at 03-2619 9000 or toll free number 1-300-888-990

Please refer to the applicable policy contract for the full details of the terms, conditions and exclusions of this insurance product.

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