Current Account-i

  • Current Account-i

    Gain full financial control of your business

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Current Account-i is available under the concepts of Qard and Tawarruq. 

Under the concept of Qard, the Bank takes an interest free loan from the Customer, transferring the funds’ ownership from the Customer to the Bank. The Bank is therefore allowed to use the funds for banking activities. The loan is payable upon demand by the Customer at any time, and the Bank guarantees the return of the principal amount on request. The above contract guarantees the Customer’s principal and is protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to RM250,000.00 for each depositor. 

Based on the Tawarruq arrangement, underpinned by the Murabahah contract (Cost Plus Profit Sale), it secures a Customer’s principal and agrees up-front on the rate of return via the sale contract of Murabahah (using Commodities). The Bank then will become the Customer’s “Purchasing” and “Selling” Agent in a dual-agency arrangement. This allows the Customer to instruct the Bank to act on their behalf, to enter into a Tawarruq arrangement. This structure guarantees Customers’ principal, fixes the Customer’s profit (if held for the month), and is protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to RM250,000.00 for each depositor.


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Monthly statements will be sent to you to keep you updated on your transactions and current balance at no extra charge.


  • UOB Business Internet Banking
  • 24-hour UOB Call Centre
  • Eligible for protection by PIDM.


Current Account-i is open to:

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  • Sole proprietors
  • Partnerships
  • Private Limited Companies
  • Professional Practices
  • Associations & Societies
  • Public Listed Companies
  • Government and Corporate Funds


For applicable fees & charges, please click here.

You can contact our Business Banking Service Centre at:

• Kuala Lumpur +6 03-26128 121 
• Penang +6 04-2401 121
• Johor Bahru +6 07-2881 121
• Kuching +6 082-287 121
• Kota Kinabalu +6 088-477 121

Or you can visit your nearest UOB branch.

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