News & Announcements

Please be informed that effective 8 July 2020, the Promotional Interest Rate for UOBM Stash Up with Bonus Interest Promotion will be revised to the following rate:

Balance Tier in Stash Account Existing Promotional Interest Rate Revised Promotional Interest Rate w.e.f. 8 July 2020
Up to RM50,000 1.50%p.a. 1.25%p.a.
Above RM50,000 2.50%p.a. 2.25%p.a.

The Promotional Interest Rate has been revised according to the same quantum following the changes in Overnight Policy Rate and in accordance to Clause 9 in UOBM Stash Up with Bonus Interest Promotion’s Terms and Conditions.

We apologize for any inconvenience caused.

 

Please be informed that Deposit Rates will be revised respectively to the following:


InvestPro Account (previously known as eAccount)

Balance Tier Existing Rates (%p.a.) Revised Rates (%p.a.)
Up to RM5,000 0.00 0.00
Up to RM20,000 0.10 0.10
Up to RM50,000 1.40 1.10
Above RM50,000 2.00 1.70

 

ONE Account

Balance Tier Existing Rates (%p.a.) Revised Rates (%p.a.)
Base N1Tier 1 N2Tier 2 Base N1Tier 1 N2Tier 2
First RM50,000 0.10 1.08 2.08 0.10 0.65 1.65
Next RM50,000 0.10 2.08 3.08 0.10 1.65 2.65
Above RM100,000 1.88 1.88 1.88 1.65 1.65 1.65

N1Tier 1 - Spend RM500 with UOB Credit Card and/or Debit Mastercard every month.
N2Tier 2 - Spend RM500 with UOB Credit Card and/or Debit Mastercard every month and Pay 3 bills (min RM50 per bill) via UOB Personal Internet Banking or deposit minimum RM2,000 via Interbank GIRO/instant transfer every month.

 

Stash Account

Balance Tier Existing Rates (%p.a.) Revised Rates (%p.a.)
Base Bonus Total Base Bonus Total
First RM25,000 0.10 0.00 0.10 0.05 0.00 0.05
Next RM25,000 0.10 1.25 1.35 0.05 1.00 1.05
Next RM50,000 0.10 2.75 2.85 0.05 2.50 2.55
Next RM100,000 0.10 3.25 3.35 0.05 3.00 3.05
Above RM200,000 1.85 0.00 1.85 1.60 0.00 1.60

 

ProSave Account-i

Balance Tier Existing Rates (%p.a.) Revised Rates (%p.a.)
First RM5,000 0.00 0.00
Next RM5,000 0.00 0.00
Next RM10,000 0.60 0.35
Next RM30,000 1.35 1.10
Next RM50,000 1.80 1.55
Above RM100,000 1.85 1.60

 

Wealth Premium Account

Asset Under Management Existing Rates (%p.a.) Revised Rates (%p.a.)
Up to RM50,000 0.00 0.00
Up to RM100,000 0.10 0.10
Up to RM150,000 0.10 0.10
Up to RM200,000 0.30 0.25
Up to RM250,000 0.40 0.25
Above RM250,000 0.60 0.35

 

Privilege Account

Asset Under Management Existing Rates (%p.a.) Revised Rates (%p.a.)
Up to RM100,000 0.00 0.00
Up to RM300,000 0.00 0.00
Up to RM800,000 0.25 0.25
Up to RM3,500,000 1.00 0.75
Up to RM10,000,000 1.50 1.25
Above RM10,000,000 2.05 1.80

 

Click here for the prevailing Savings Account rates.
Click here for the prevailing Current Account rates.


Terms and Conditions
Conventional ENG | BM
Islamic ENG


Protected by PIDM up to RM250,000 for each depositor.
Member of PIDM

We have updated Clause 6 of the Terms and Conditions for Save & Spend Campaign- RM75 Cash Back Campaign.


Please click here for a copy of the revised Terms and Conditions for Save & Spend Campaign- RM75 Cash Back Campaign. This revised Terms and Conditions will be effective from 19 June 2020.

Please be informed that Fixed Deposit/Fixed Deposit-i Interest/Profit Rates will be revised respectively to the following:

Month / Bulan Existing Interest Rates (%p.a.) /
Kadar Faedah Sedia Ada (% setahun)
Revised Interest Rates (%p.a.) /
Pindaan Kadar Faedah (% setahun)
1 2.20 1.70
2 2.25 1.75
3 2.30 1.80
4 2.40 1.90
5 2.40 1.90
6 2.40 1.90
7 2.50 2.00
8 2.50 2.00
9 2.50 2.00
10 2.50 2.00
11 2.50 2.00
12 2.50 2.00
13 to 23 2.60 2.10
24 to 47 2.70 2.20
48 to 59 2.80 2.30
60 2.90 2.40

 

Protected by PIDM up to RM250,000 for each depositor.

 

Effective 15th May 2020, UOB Malaysia lending rates and financing rates would be revised as follow:-


Lending Rates

Base Rate

2.86% p.a.

Base Lending Rate

5.82% p.a.

 

Financing Rates

Islamic Base Rate

2.86% p.a.

Islamic Base Financing Rate

5.82% p.a.

 

For illustration purpose; the effective lending/financing rate for a 30-year loan/financing of RM350,000 with no lock-in period is 3.61% (BR+0.75%). This package is subject to change from time to time.

Please visit your nearest UOB branch or call our Mortgage Specialist for our full range of financing packages.

Please click here for more information.

Thank you.

 

Please be informed that Deposit Rates will be revised respectively to the following:


Passbook Savings

Balance Tier Existing Rates (%p.a.) Revised Rates (%p.a.)
Up to RM10,000 0.05 0.00
Up to RM50,000 0.05 0.05
Up to RM100,000 0.10 0.05
Above RM100,000 0.10 0.05

 

Savings Plus

Balance Tier Existing Rates (%p.a.) Revised Rates (%p.a.)
Up to RM10,000 0.05 0.00
Up to RM20,000 0.05 0.05
Up to RM50,000 0.05 0.05
Up to RM100,000 0.15 0.05
Up to RM150,000 0.15 0.05
Above RM150,000 0.15 0.05

 

InvestPro Account (previously known as eAccount)

Balance Tier Existing Rates (%p.a.) Revised Rates (%p.a.)
Up to RM5,000 0.05 0.00
Up to RM20,000 0.25 0.10
Up to RM50,000 1.90 1.40
Above RM50,000 2.50 2.00

 

ONE Account

Balance Tier Existing Rates (%p.a.) Revised Rates (%p.a.)
Base N1Tier 1 N2Tier 2 Base N1Tier 1 N2Tier 2
First RM50,000 0.10 1.38 2.38 0.10 1.08 2.08
Next RM50,000 0.10 2.38 3.38 0.10 2.08 3.08
Above RM100,000 2.38 2.38 2.38 1.88 1.88 1.88

N1Tier 1 - Spend RM500 with UOB Credit Card and/or Debit Mastercard every month.
N2Tier 2 - Spend RM500 with UOB Credit Card and/or Debit Mastercard every month and Pay 3 bills (min RM50 per bill) via UOB Personal Internet Banking or deposit minimum RM2,000 via Interbank GIRO/instant transfer every month.

 

Stash Account

Balance Tier Existing Rates (%p.a.) Revised Rates (%p.a.)
Base Bonus Total Base Bonus Total
First RM25,000 0.35 0.25 0.60 0.10 0.00 0.10
Next RM25,000 0.35 1.25 1.60 0.10 1.25 1.35
Next RM50,000 0.35 2.75 3.10 0.10 2.75 2.85
Next RM100,000 0.35 3.25 3.60 0.10 3.25 3.35
Above RM200,000 2.35 0.00 2.35 1.85 0.00 1.85

 

ProSave Account-i

Balance Tier Existing Rates (%p.a.) Revised Rates (%p.a.)
First RM5,000 0.25 0.00
Next RM5,000 0.25 0.00
Next RM10,000 1.10 0.60
Next RM30,000 1.85 1.35
Next RM50,000 2.30 1.80
Above RM100,000 2.35 1.85

 

i-Account

Balance Tier Existing Rates (%p.a.) Revised Rates (%p.a.)
Up to RM10,000 0.05 0.00
Up to RM50,000 0.15 0.05
Up to RM100,000 0.15 0.05
Up to RM150,000 0.15 0.05
Up to RM300,000 0.15 0.05
Above RM300,000 0.15 0.05

 

Wealth Premium Account

Asset Under Management Existing Rates (%p.a.) Revised Rates (%p.a.)
Up to RM50,000 0.00 0.00
Up to RM100,000 0.15 0.10
Up to RM150,000 0.15 0.10
Up to RM200,000 0.45 0.30
Up to RM250,000 0.65 0.40
Above RM250,000 1.05 0.60

 

Privilege Account

Asset Under Management Existing Rates (%p.a.) Revised Rates (%p.a.)
Up to RM100,000 0.00 0.00
Up to RM300,000 0.02 0.00
Up to RM800,000 0.35 0.25
Up to RM3,500,000 1.25 1.00
Up to RM10,000,000 2.75 1.50
Above RM10,000,000 2.30 2.05

 

Click here for the prevailing Savings Account rates.
Click here for the prevailing Current Account rates.


Terms and Conditions
Conventional ENG | BM
Islamic ENG


Protected by PIDM up to RM250,000 for each depositor.

We have updated Clause 4.1 of the Terms and Conditions for Cash Back and Bonus Gift Deposits Campaign.


Please click here for a copy of the revised Terms and Conditions for Cash Back and Bonus Gift Deposits Campaign. This revised Terms and Conditions will be effective from 18 May 2020

Please be informed that effective 23 April 2020, the Save to be Rewarded Exclusive Earmarked Campaign will be discontinued.

We apologize for any inconvenience caused.

We have updated Clause 10B of the Terms and Conditions Governing UOB Personal Internet Banking and Mobile Services to include DuitNow QR Service.

Please click here for a copy of the revised Terms and Conditions Governing UOB Personal Internet Banking and Mobile Services.

We have updated Clause 3 of the Terms and Conditions Governing DuitNow to include DuitNow QR Service.

Please click here for a copy of the revised Terms and Conditions Governing DuitNow.

Effective 11th March 2020, UOB Malaysia lending rates and financing rates would be revised as follow:-


Lending Rates

Base Rate 3.36% p.a.
Base Lending Rate 6.32% p.a.


Financing Rates

Islamic Base Rate 3.36% p.a.
Islamic Base Financing Rate 6.32% p.a.

For illustration purpose; the effective lending/financing rate for a 30-year loan/financing of RM350,000 with no lock-in period is 4.11% (BR+0.75%). This package is subject to change from time to time.

Please visit your nearest UOB branch or call our Mortgage Specialist for our full range of financing packages.

Thank you.

Please click here for more information about UOBM Base Rate. 

Please be informed that the bill payment services via Phone Banking will be discontinued effective 1st April 2020.
To pay your bills, please use JomPAY, DuitNow or Payments Services options on UOB Personal Internet Banking or UOB Mighty

United Overseas Bank Limited (“UOB”), its branches in and outside Singapore and subsidiaries (“UOB Group entities”) are committed to complying with the sanctions laws and regulations (“sanctions laws”) passed by Singapore, the United Nations Security Council, the European Union and the U.S. Department of the Treasury’s Office of Foreign Assets Control as well as applicable sanctions laws in the jurisdictions in which UOB Group entities operate. Under the sanctions laws, individuals and entities are prohibited from entering into financial transactions or provide financial assistance or services in relation to sanctioned individuals, entities or activities, as non-compliance with relevant sanctions laws may result in civil or criminal liability leading to fines, imprisonment or both.

As such, UOB Group entities do not open accounts, continue customer relationships, provide products or services, execute or facilitate transactions (directly or indirectly) or engage in any activity involving sanctioned individuals, entities, countries or territories, subject to the extent permissible by sanctions laws. UOB Group entities may also, in its sole discretion, decide not to process or to facilitate transactions or to provide products and services even where permissible by sanctions laws, if these activities fall outside UOB’s risk appetite. Currently, the sanctioned countries and regions are the Crimea region in Ukraine, Cuba, Iran, North Korea, Sudan and Syria.

In addition, UOB Group entities will restrict certain products or services or business activities involving (directly or indirectly) countries, individuals or target industry sectors subject to selective or targeted sanctions laws. Currently, the countries where selective sanctions laws may apply are Zimbabwe, Belarus, Venezuela and Russia.

By applying for products and services and by continuing a banking relationship with us, you represent and warrant that at all times, you are not subject to any sanction laws and shall not use UOB Group entities, its products or services (regardless of currency) for the benefit of sanctioned individuals, entities, countries or territories. UOB Group entities will not hesitate to take necessary action, including reporting, rejecting and/or blocking transactions, rejecting funds, closing accounts, terminating relationships that appear to violate sanctions laws. By upholding a strict stance on sanctions, UOB is protecting the interests of our customers and helping them to abide by sanctions laws.

Frequently Asked Questions
What are Sanctions?
Sanctions are official policies used by governments and organisations such as the United Nations and European Union to prevent or to respond to security threats or to induce changes to conduct to acceptable standards. These official policies help to achieve the desired objectives as banks are restricted from having relationships or supporting activities with listed names and industries subject to prohibitions.
What does Sanctions have to do with you or your business?
Globalisation has increased the interconnectivity between countries and businesses. With this increased connection, the opportunities and likelihood for the exploitation of financial systems have increased as well.

To ensure that our customers can bank with us safely and securely, we will need to verify and obtain further understanding of your business nature and activities with us. Where required, we will also request for documentary evidence from our customers in order to protect you and your accounts with us.
What is UOB doing with your information?
Banks have a legal obligation to know their customers. Our systems and processes rely heavily on having up-to-date information. The information provided will be used to support our work in protecting our customers and ourselves against potential sanctions breaches, illegal activities and financial crime. The information or documents pertaining to the nature and purpose of an activity or relationship that you provided during our requests will aid us in the further understanding of your risk profile, nature of business and to facilitate the provision of our products and services.

The data that is provided at our request is treated very seriously and will be subject to UOB’s highest security and privacy standards.