News & Announcements

Please be informed that effective 23 April 2020, the Save to be Rewarded Exclusive Earmarked Campaign will be discontinued.

We apologize for any inconvenience caused.

Following the announcement on postponement of the Olympic Games Tokyo 2020, please be informed that the UOBM Visa Infinite Golden Tickets to the Olympic Games Tokyo 2020 Campaign has been cancelled with immediate effect.

We have updated Clause 10B of the Terms and Conditions Governing UOB Personal Internet Banking and Mobile Services to include DuitNow QR Service.

Please click here for a copy of the revised Terms and Conditions Governing UOB Personal Internet Banking and Mobile Services.

We have updated Clause 3 of the Terms and Conditions Governing DuitNow to include DuitNow QR Service.

Please click here for a copy of the revised Terms and Conditions Governing DuitNow.

Dear Valued Customers,  

Following the Government’s Movement Control Order (“MCO”) from 18 March to 14 April 2020, your Statement of Account and Confirmation of Advice delivered by mail may face potential delay during this period. The services are expected to resume after the MCO is lifted. 

We regret any inconvenience caused. 

Thank you.

Kindly be informed that for the duration of the COVID-19 Movement Control Order (MCO), we are operating with a reduced workforce to manage the outbreak, our vendors have also informed us that they will temporarily cease operations to comply with MCO. As such, turnaround time for Loans, Credit Card applications, all Credit/Debit Card plastic delivery and Credit Card physical statement might be delayed slightly. 

We hope all affected customers can bear with us amid the uncertainties and difficulties posed by COVID-19. 

We apologise for any inconvenience caused and thank you for your continued support.

Effective 11th March 2020, UOB Malaysia lending rates and financing rates would be revised as follow:-


Lending Rates

Base Rate 3.36% p.a.
Base Lending Rate 6.32% p.a.


Financing Rates

Islamic Base Rate 3.36% p.a.
Islamic Base Financing Rate 6.32% p.a.

For illustration purpose; the effective lending/financing rate for a 30-year loan/financing of RM350,000 with no lock-in period is 4.11% (BR+0.75%). This package is subject to change from time to time.

Please visit your nearest UOB branch or call our Mortgage Specialist for our full range of financing packages.

Thank you.

Please click here for more information about UOBM Base Rate. 

Please be informed that Fixed Deposit/Fixed Deposit-i Interest/Profit Rates will be revised respectively to the following:


Month Existing Rates / Profit Rates (%p.a.) Revised Rates / Profit Rates (%p.a.)
1 2.45 2.20
2 2.50 2.25
3 2.55 2.30
4 2.65 2.40
5 2.65 2.40
6 2.65 2.40
7 2.75 2.50
8 2.75 2.50
9 2.75 2.50
10 2.75 2.50
11 2.75 2.50
12 2.75 2.50
13 to 23 2.85 2.60
24 to 47 2.95 2.70
48 to 59 3.05 2.80
60 3.15 2.90

Protected by PIDM up to RM250,000 for each depositor.

 

Dear Customers,

Please be informed that the bill payment services via Phone Banking will be discontinued effective 1st April 2020.
To pay your bills, please use JomPAY, DuitNow or Payments Services options on UOB Personal Internet Banking or UOB Mighty

Please be informed that Deposit Rates will be revised respectively to the following:


Passbook Savings

Balance Tier Existing Rates (%p.a.) Revised Rates (%p.a.)
Up to RM10,000 0.05 0.05
Up to RM50,000 0.05 0.05
Up to RM100,000 0.20 0.10
Above RM100,000 0.25 0.10

 

Savings Plus

Balance Tier Existing Rates (%p.a.) Revised Rates (%p.a.)
Up to RM10,000 0.05 0.05
Up to RM20,000 0.05 0.05
Up to RM50,000 0.10 0.05
Up to RM100,000 0.25 0.15
Up to RM150,000 0.25 0.15
Above RM150,000 0.25 0.15

 

InvestPro Account (previously known as eAccount)

Balance Tier Existing Rates (%p.a.) Revised Rates (%p.a.)
Up to RM5,000 0.05 0.05
Up to RM20,000 0.25 0.25
Up to RM50,000 2.15 1.90
Above RM50,000 2.75 2.50

 

ONE Account

Balance Tier Existing Rates (%p.a.) Revised Rates (%p.a.)
Base N1Tier 1 N2Tier 2 Base N1Tier 1 N2Tier 2
First RM50,000 0.10 1.60 2.60 0.10 1.38 2.38
Next RM50,000 0.10 2.60 3.60 0.10 2.38 3.38
Above RM100,000 2.50 2.50 2.50 2.38 2.38 2.38

N1Tier 1 - Spend RM500 with UOB Credit Card and/or Debit Mastercard every month.
N2Tier 2 - Spend RM500 with UOB Credit Card and/or Debit Mastercard every month and Pay 3 bills (min RM50 per bill) via UOB Personal Internet Banking or deposit minimum RM2,000 via Interbank GIRO/instant transfer every month.

 

Stash Account

Balance Tier Existing Rates (%p.a.) Revised Rates (%p.a.)
Base Bonus Total Base Bonus Total
First RM25,000 0.60 0.25 0.85 0.35 0.25 0.60
Next RM25,000 0.60 1.25 1.85 0.35 1.25 1.60
Next RM50,000 0.60 2.75 3.35 0.35 2.75 3.10
Next RM100,000 0.60 3.25 3.85 0.35 3.25 3.60
Above RM200,000 2.60 0.00 2.60 2.35 0.00 2.35

 

ProSave Account-i

Balance Tier Existing Rates (%p.a.) Revised Rates (%p.a.)
First RM5,000 0.25 0.25
Next RM5,000 0.25 0.25
Next RM10,000 1.35 1.10
Next RM30,000 2.10 1.85
Next RM50,000 2.55 2.30
Above RM100,000 2.60 2.35

 

i-Account

Balance Tier Existing Rates (%p.a.) Revised Rates (%p.a.)
Up to RM10,000 0.05 0.05
Up to RM50,000 0.25 0.15
Up to RM100,000 0.25 0.15
Up to RM150,000 0.25 0.15
Up to RM300,000 0.25 0.15
Above RM300,000 0.25 0.15

 

Wealth Premium Account

Asset Under Management Existing Rates (%p.a.) Revised Rates (%p.a.)
Up to RM50,000 0.00 0.00
Up to RM100,000 0.25 0.15
Up to RM150,000 0.40 0.15
Up to RM200,000 0.70 0.45
Up to RM250,000 0.90 0.65
Above RM250,000 1.30 1.05

 

Privilege Account

Asset Under Management Existing Rates (%p.a.) Revised Rates (%p.a.)
Up to RM100,000 0.00 0.00
Up to RM300,000 0.02 0.02
Up to RM800,000 0.60 0.35
Up to RM3,500,000 1.50 1.25
Up to RM10,000,000 2.00 1.75
Above RM10,000,000 2.55 2.30

 

Click here for the prevailing Savings Account rates.
Click here for the prevailing Current Account rates.


Terms and Conditions
Conventional ENG | BM
Islamic ENG


Protected by PIDM up to RM250,000 for each depositor.

Please be informed that effective from 15 March 2020, Dewan Bandaraya Kuala Lumpur (“DBKL”) will no longer accept payments for DBKL Assessment Tax (Cukai Taksiran) via Auto-Debit. You may pay for your Assessment Tax via JomPAY (www.jompay.com.my) (biller code : 6981) or visit the DBKL website (www.dbkl.gov.my) for alternative ways to pay your Assessment Tax.

For more information, please contact our Customer Service team at 03-2612 8121.

Please be informed that effective 9 March 2020, fee on MEPS ATM cash withdrawal service shall be revised to the following:

  Fees and Charges Remarks
Cash Withdrawal at MEPS ATM
(ATM owned by participating MEPS member banks/PayNet)
RM1.00 per successful cash withdrawal Revised Fee – Previously RM4 per successful cash withdrawal
*Free for Private, Privilege and Wealth Banking Customers.

Please click here for fees & charges.

 

Please be informed that Fixed Deposit/Fixed Deposit-i Interest Rates will be revised respectively to the following:

Month / Bulan Existing Interest Rates (%p.a.) /
Kadar Faedah Sedia Ada (% setahun)
Revised Interest Rates (%p.a.) /
Pindaan Kadar Faedah (% setahun)
1 2.70 2.45
2 2.75 2.50
3 2.80 2.55
4 2.90 2.65
5 2.90 2.65
6 2.90 2.65
7 3.00 2.75
8 3.00 2.75
9 3.00 2.75
10 3.00 2.75
11 3.00 2.75
12 3.00 2.75
13 to 23 3.10 2.85
24 to 47 3.20 2.95
48 to 59 3.30 3.05
60 3.40 3.15


Protected by PIDM up to RM250,000 for each depositor.

Effective 31st January 2020, UOB Malaysia lending rates and financing rates would be revised as follow:-


Lending Rates
Base Rate 3.61% p.a.
Base Lending Rate 6.57% p.a.

Financing Rates
Islamic Base Rate 3.61% p.a.
Islamic Base Financing Rate 6.57% p.a.


For illustration purpose; the effective lending/financing rate for a 30-year loan/financing of RM350,000 with no lock-in period is 4.36% (BR+0.75%). This package is subject to change from time to time. 

Please visit your nearest UOB branch or call our Mortgage Specialist for our full range of financing packages. 

Thank you.

Click here for UOBM Base Rate: Frequently Asked Questions (FAQs).

Please be informed that Deposit Rates will be revised respectively to the following:


Passbook Savings

Balance Tier Existing Rates (%p.a.) Revised Rates (%p.a.)
Up to RM10,000 0.05 0.05
Up to RM50,000 0.05 0.05
Up to RM100,000 0.20 0.20
Above RM100,000 0.35 0.25

 

Savings Plus

Balance Tier Existing Rates (%p.a.) Revised Rates (%p.a.)
Up to RM10,000 0.05 0.05
Up to RM20,000 0.05 0.05
Up to RM50,000 0.10 0.10
Up to RM100,000 0.25 0.25
Up to RM150,000 0.25 0.25
Above RM150,000 0.30 0.25

 

InvestPro Account (previously known as eAccount)

Balance Tier Existing Rates (%p.a.) Revised Rates (%p.a.)
Up to RM5,000 0.05 0.05
Up to RM20,000 0.30 0.25
Up to RM50,000 2.40 2.15
Above RM50,000 3.00 2.75

 

ONE Account

Balance Tier Existing Rates (%p.a.) Revised Rates (%p.a.)
Base N1Tier 1 N2Tier 2 Base N1Tier 1 N2Tier 2
First RM50,000 0.10 1.80 2.80 0.10 1.60 2.60
Next RM50,000 0.10 2.80 3.80 0.10 2.60 3.60
Above RM100,000 2.65 2.65 2.65 2.50 2.50 2.50

N1Tier 1 - Spend RM500 with UOB Credit Card and/or Debit Mastercard every month.
N2Tier 2 - Spend RM500 with UOB Credit Card and/or Debit Mastercard every month and Pay 3 bills (min RM50 per bill) via UOB Personal Internet Banking or deposit minimum RM2,000 via Interbank GIRO/instant transfer every month.

 

Stash Account

Balance Tier Existing Rates (%p.a.) Revised Rates (%p.a.)
Base Bonus Total Base Bonus Total
First RM25,000 0.75 0.25 1.00 0.60 0.25 0.85
Next RM25,000 0.75 1.25 2.00 0.60 1.25 1.85
Next RM50,000 0.75 2.75 3.50 0.60 2.75 3.35
Next RM100,000 0.75 3.25 4.00 0.60 3.25 3.85
Above RM200,000 2.75 0.00 2.75 2.60 0.00 2.60

 

ProSave Account-i

Balance Tier Existing Rates (%p.a.) Revised Rates (%p.a.)
First RM5,000 0.35 0.25
Next RM5,000 0.35 0.25
Next RM10,000 1.60 1.35
Next RM30,000 2.35 2.10
Next RM50,000 2.80 2.55
Above RM100,000 2.85 2.60

 

i-Account

Balance Tier Existing Rates (%p.a.) Revised Rates (%p.a.)
Up to RM10,000 0.05 0.05
Up to RM50,000 0.25 0.25
Up to RM100,000 0.25 0.25
Up to RM150,000 0.25 0.25
Up to RM300,000 0.40 0.25
Above RM300,000 0.50 0.25

 

Wealth Premium Account

Asset Under Management Existing Rates (%p.a.) Revised Rates (%p.a.)
Up to RM50,000 0.00 0.00
Up to RM100,000 0.25 0.25
Up to RM150,000 0.65 0.40
Up to RM200,000 0.95 0.70
Up to RM250,000 1.15 0.90
Above RM250,000 1.55 1.30

 

Privilege Account

Asset Under Management Existing Rates (%p.a.) Revised Rates (%p.a.)
Up to RM100,000 0.00 0.00
Up to RM300,000 0.02 0.02
Up to RM800,000 0.85 0.60
Up to RM3,500,000 1.75 1.50
Up to RM10,000,000 2.15 2.00
Above RM10,000,000 2.60 2.55

 

Click here for the prevailing Savings Account rates.
Click here for the prevailing Current Account rates.


Terms and Conditions
Conventional ENG | BM
Islamic ENG

Effective Date: 1 January 2020 for all customers 

UOB YOLO Card Terms & Conditions (Effective 1 January 2020): ENG

Effective 1 January 2020, a hardcopy Credit Card statement fee of RM1.00 per month will be charged.

The hardcopy statement fee is applicable to the following UOB Credit Cards:

• UOB Visa Infinite Metal Card
• UOB Visa Infinite Card
• UOB PRVI Miles Card
• UOB Preferred Platinum Card
• UOB ONE Card
• UOB Lady’s Card
• UOB Yolo Card
• UOB Basic Card

Go green and switch to eStatement to get your monthly credit card statements without any charges to enjoy greater convenience and enhanced security!

Click here to learn more.

Please click here for our FAQ on Revision of Default Interest/Variation Profit Rate and Instalment Amount of Financing Facilities (applicable to borrowers/customers under Personal Banking segment).

United Overseas Bank Limited (“UOB”), its branches in and outside Singapore and subsidiaries (“UOB Group entities”) are committed to complying with the sanctions laws and regulations (“sanctions laws”) passed by Singapore, the United Nations Security Council, the European Union and the U.S. Department of the Treasury’s Office of Foreign Assets Control as well as applicable sanctions laws in the jurisdictions in which UOB Group entities operate. Under the sanctions laws, individuals and entities are prohibited from entering into financial transactions or provide financial assistance or services in relation to sanctioned individuals, entities or activities, as non-compliance with relevant sanctions laws may result in civil or criminal liability leading to fines, imprisonment or both.

As such, UOB Group entities do not open accounts, continue customer relationships, provide products or services, execute or facilitate transactions (directly or indirectly) or engage in any activity involving sanctioned individuals, entities, countries or territories, subject to the extent permissible by sanctions laws. UOB Group entities may also, in its sole discretion, decide not to process or to facilitate transactions or to provide products and services even where permissible by sanctions laws, if these activities fall outside UOB’s risk appetite. Currently, the sanctioned countries and regions are the Crimea region in Ukraine, Cuba, Iran, North Korea, Sudan and Syria.

In addition, UOB Group entities will restrict certain products or services or business activities involving (directly or indirectly) countries, individuals or target industry sectors subject to selective or targeted sanctions laws. Currently, the countries where selective sanctions laws may apply are Zimbabwe, Belarus, Venezuela and Russia.

By applying for products and services and by continuing a banking relationship with us, you represent and warrant that at all times, you are not subject to any sanction laws and shall not use UOB Group entities, its products or services (regardless of currency) for the benefit of sanctioned individuals, entities, countries or territories. UOB Group entities will not hesitate to take necessary action, including reporting, rejecting and/or blocking transactions, rejecting funds, closing accounts, terminating relationships that appear to violate sanctions laws. By upholding a strict stance on sanctions, UOB is protecting the interests of our customers and helping them to abide by sanctions laws.

Frequently Asked Questions
What are Sanctions?
Sanctions are official policies used by governments and organisations such as the United Nations and European Union to prevent or to respond to security threats or to induce changes to conduct to acceptable standards. These official policies help to achieve the desired objectives as banks are restricted from having relationships or supporting activities with listed names and industries subject to prohibitions.
What does Sanctions have to do with you or your business?
Globalisation has increased the interconnectivity between countries and businesses. With this increased connection, the opportunities and likelihood for the exploitation of financial systems have increased as well.

To ensure that our customers can bank with us safely and securely, we will need to verify and obtain further understanding of your business nature and activities with us. Where required, we will also request for documentary evidence from our customers in order to protect you and your accounts with us.
What is UOB doing with your information?
Banks have a legal obligation to know their customers. Our systems and processes rely heavily on having up-to-date information. The information provided will be used to support our work in protecting our customers and ourselves against potential sanctions breaches, illegal activities and financial crime. The information or documents pertaining to the nature and purpose of an activity or relationship that you provided during our requests will aid us in the further understanding of your risk profile, nature of business and to facilitate the provision of our products and services.

The data that is provided at our request is treated very seriously and will be subject to UOB’s highest security and privacy standards.