Kindly be informed that the campaign period and mechanics for UOB Onederful Referral Campaign will be ceased with effective from 1 October 2023.
Please be informed that the campaign end period for UOB Malaysia Gr-eight RM88 Welcome Reward Campaign has been revised to 30 September 2023. Kindly refer to the promotional page for detailed revision.
Kindly be informed the Terms and Conditions for 2023 MID-YEAR SPEND & WIN CAMPAIGN, Clause 2(b) has been updated to remove “Private Banking customer of UOB Malaysia” from the non-eligible category.
Please click on the link below for the revised terms and conditions.
ENG
Financial scams are continuously evolving and becoming more sophisticated. We have implemented below measures in line with industry’s effort to combat online scams.
UOB Access
UOB Access, previously known as Mighty Secure, is a digital security token used to keep your online banking activity more secure. Effective 26 June 2023, you are required to authenticate your online banking transactions with UOB Access as you will no longer receive SMS One-Time-PIN.
To avoid disruption to your online banking transactions, download the UOB TMRW app today to register and activate UOB Access.
Cooling Off Period
In a bid to tighten security, the duration of Secure Pin Activation is extended to 12 hours.
Kill Switch
This is a self-service security feature that allows you to disable your digital access on the Personal Internet Banking and UOB TMRW app instantly. If you suspect that you have been scammed, call UOB Malaysia’s 24/7 Fraud Reporting Hotline +60326128100 and follow the instructions provided to use the Kill Switch.
Compatibility with Secure Operating System
UOB TMRW app requires iOS 13.0 and Android OS 10.0 and above to ensure that you get the latest reinforcements and security updates to protect you against frauds.
Detecting Apps from Untrusted Sources
UOB TMRW cannot be used with applications with accessibility permission from untrusted sources. These applications may potentially compromise your banking information. To protect your banking information, you will be requested to uninstall such applications when they are detected by our security system. Please be assured that UOB TMRW does not store any information on the applications installed on your device.
For the updated terms and conditions, please click the following links:
When you continue to use, operate or pay to an existing Citi branded account(s), facility(ies) and/or service(s), you are agreeing to the prevailing terms and conditions governing your relationship with United Overseas Bank (Malaysia) Bhd (“UOB Terms”) which from migration date, would be binding on you and your authorised person(s) (such as authorised signatory(ies), joint or secondary account holder(s) and guarantor(s)*.
With effect from migration date, the applicable UOB Terms will amend and modify the existing terms and conditions and constitutes the entire agreement between us and you, superseding prior or concurrent agreements, products or services.
Please access applicable UOB Terms in this website.
* For Islamic checking and deposit accounts (Qard) and financing accounts (Bai Bithaman Ajil (BBA) or Musyarakah Mutanaqisah, as applicable), notice of variation of the existing underlying arrangement to Tawarruq have been sent earlier.
Please be informed that card spends from the following Citi Debit and Credit Cards through Visa, Master or MyDebit will qualify and be accorded with One Account Bonus Interest with effect from 1 September 2023 onwards.
| No. | Product Name |
| 1 | Citi Generic Debit Card |
| 2 | CitiGold Debit Card |
| 3 | Citi Priority Debit Card |
| 4 | Citi Cashback Plat (Visa) |
| 5 | Citi Cashback Plat (Mastercard) |
| 6 | Citi Cashback Gold (Visa) |
| 7 | Citi Cashback Gold (Mastercard) |
Terms and conditions
Conventional ENG | BM
Protected by PIDM up to RM250,000 for each depositor.
Member of PIDM
With effect from 1st November 2022, Citibank Berhad (Citi) has transferred ownership of its consumer banking business to United Overseas Bank (Malaysia) Berhad (UOB). As part of the transition, we are preparing to move to ONE single combined statement for all your credit cards. This means your statement and payment due dates will be consolidated and merged into one for ease of your future statement and payment reference.
Click here for more information.
Please be informed that the UNIRM redemption for UNIRinggit Rewards Programme has been revised for below credit cards.
- UOB Visa PRVI Miles
- UOB Lady's Solitaire
- UOB Lady's Classic
- UOB Lady's Platinum
- UOB Preferred Platinum
| Redemption option | UNIRM Required | |
| Current UNIRM | Revised UNIRM (effective date: 1st July 2023) |
|
| 1,000 AirAsia Points | 8,500 | 12,000 |
| 1,000 Asia Miles | 11,500 | 15,000 |
| 1,000 Enrich Miles | 11,500 | 15,000 |
| 1,000 KrisFlyer Miles | 11,500 | 15,000 |
Please note that the campaign end period for the following 0% Interest Easi-Payment Plan (EPP) has been revised to 30 June 2023.
For EPP signed up in any of the campaign below prior to 30 June 2023, the EPP tenure and payment term will remain unchanged as at point of sign up.
Any new EPP sign up for all the campaigns below will not be accepted effective 1 July 2023.
| Card Type | Campaign Name | Campaign End Period | Revised Campaign End Period |
|
0% Interest Easi-Payment Plan for Education | 31 December 2023 | 30 June 2023 |
|
0% Interest EPP for medical | 31 December 2023 | 30 June 2023 |
|
0% Overseas Easi-Payment Plan | 31 December 2023 | 30 June 2023 |
Clauses related to the Delivery of Gift(s) under REDEMPTION OF UNIRINGGIT FOR GIFTS section under the UNIRinggit Rewards Programme Terms and Conditions have been revised.
Click here for revised terms and conditions.
We have updated the Terms and Conditions for UOB Malaysia Preferred Credit Card to include the following:
-
1-for-1 drinks offer at the Coffee Bean & Tea Leaf outlets every Monday to Friday
-
1-for-1 movie ticket offer for purchases made at Golden Screen Cinemas on Friday only
Click here for the full Terms and Conditions.
With effect from 1 June 2023, the Terms and Conditions Governing Unit Trust Services will be revised as follows:
- Clause 14.3 : Additional clause on Ultimate Beneficiary Owners (“UBO”) limited rights
- Clause 14.4: Additional clause on Ultimate Beneficiary Owners (“UBO”) voting mechanism
Please click on the link below for the revised terms and conditions.
Effective 1 June 2023, UOB ONE Card's annual fee will be revised as follows:
| Card Type | Current Annual Fee | Revised Annual Fee (effective date: 1 June 2023) |
||
| Principal Card (RM) | Supplementary Card (RM) | Principal Card (RM) | Supplementary Card (RM) | |
| ONE Card | 68 | 30 | 120 | 60 |
| ONE Platinum Card | 168 | 30 | 195 | 100 |
Please be informed that the Deposits interest / profit rates for Fixed Deposit / Islamic Fixed Deposit-i / FD Plus / FD Plus-i will be revised respectively to the following:
| Month / Bulan | Existing Interest / Profit Rates (%p.a.) / Kadar Keuntungan Sedia Ada (% setahun) | Revised Interest / Profit Rates (%p.a.) / Pindaan Kadar Keuntungan (% setahun) |
| 1 | 2.25 | 2.40 |
| 2 | 2.30 | 2.45 |
| 3 | 2.35 | 2.50 |
| 4 | 2.45 | 2.60 |
| 5 | 2.45 | 2.60 |
| 6 | 2.45 | 2.60 |
| 7 | 2.55 | 2.70 |
| 8 | 2.55 | 2.70 |
| 9 | 2.55 | 2.70 |
| 10 | 2.55 | 2.70 |
| 11 | 2.55 | 2.70 |
| 12 | 2.55 | 2.70 |
| 13 to 23 | 2.65 | 2.80 |
| 24 to 47 | 2.75 | 2.90 |
| 48 to 59 | 2.85 | 3.00 |
| 60 | 2.95 | 3.10 |
Note: For Non-Individuals, Fixed Deposit / Islamic Fixed Deposit-i revised interest/profit rates shall only be applicable for Month 1 to Month 12.
Deposit products are protected by PIDM up to RM250,000 for each depositor. UOB Malaysia is a member of PIDM.
Produk deposit adalah dilindungi oleh PIDM setakat RM250,000 bagi setiap pendeposit. UOB Malaysia adalah ahli PIDM.
UOB Malaysia lending rates and financing rates would be as follow:-
| Lending Rates | ||
| Base Rate (BR) | 3.86% p.a. | Effective 8th May 2023 |
| Base Lending Rate (BLR) | 6.82% p.a. | Effective 8th May 2023 |
| *Standardised Base Rate (SBR) | 3.00% p.a. | Effective 8th May 2023 |
| Financing Rates | ||
| Islamic Base Rate (IBR) | 3.86% p.a. | Effective 8th May 2023 |
| Islamic Base Financing Rate (BFR) | 6.82% p.a. | Effective 8th May 2023 |
| *Standardised Islamic Base Rate (SIBR) | 3.00% p.a. | Effective 8th May 2023 |
For illustration purpose; the effective lending/financing rate for a 30-year loan/financing of RM350,000 with no lock-in period is 4.61% (SBR/SIBR+1.61%). This package is subject to customer’s eligibility and subject to change from time to time.
*Note:
- Standardised Base Rate/Standardised Islamic Base Rate = Overnight Policy Rate (OPR)
- Base Rate (BR)/Islamic Base Rate (IBR) and Base Lending Rate (BLR)/Base Financing Rate (BFR) will continue to be applied to the existing retail loans/financing facilities which were priced against BR/IBR and BLR/BFR respectively
Historical series of SBR/SIBR, BR/IBR, BLR/BFR and Indicative Effective Lending/Financing Rates (IELR/ IEFR)
Notes:
- The SBR/SIBR was introduced on 1st August 2022. The dotted line in the graph and the grey numbers in the table shows the historical series of OPR, which is the benchmark rate of the SBR/SIBR
- Indicative effective lending/financing rate (IELR/IEFR) refers to the indicative annual effective lending/financing rate for a standard 30-year housing loan/home financing product with financing amount of RM350,000 and has no lock-in period
Please visit your nearest UOB branch or call our Mortgage Specialist for our full range of financing packages.
Thank you.
With effect from 6 May 2023, the Terms and Conditions Governing Accounts and Services (Conventional Banking) will be revised as follows:
-
Clause 47.6 and Part I: Rename UOB Mighty to UOB TMRW
Please click on the link below for the revised terms and conditions.
Terms and Conditions Governing Accounts and Services (Conventional Banking): ENG | BM
We are pleased to inform that our UOB Plaza Mahkota Branch will be relocated to Taman Kota Laksamana Jaya on Tuesday, 6 June 2023. We trust you will enjoy better facilities and comfort at our new premise located at:
UOB Kota Laksamana Branch:
No 24, Jalan KLJ4,
Taman Kota Laksamana Jaya,
75200 Melaka.
Our last day of banking operations at UOB Plaza Mahkota branch, Jalan PM5, will be on Friday, 2 June 2023.
To facilitate the relocation exercise, our self-service banking terminals will not be available from 2 June to 5 June 2023.
Thank you for your patronage and continuous support.
Please be informed effective May 2023, UOB TMRW app will only support the following mobile operating systems for security enhancement:
| Mobile Operating System | Version |
| Android | 10.0 or higher |
The current UOB Malaysia YOLO Visa Credit Card will be rebranded to the UOB Malaysia EVOL Visa Credit Card, along with a new cardface, customer value proposition and features. We have updated the Terms and Conditions for UOB EVOL Visa Card (formerly known as UOB YOLO Visa Card). Please click below for a copy of the new Terms and Conditions for UOB EVOL Visa Card. This new Terms and Conditions will be effective from 1 April 2023.
Terms and Conditions: ENG
Frequently asked questions: ENG
Posted on 10 March 2023
We have updated the Terms and Conditions for UOB Malaysia ONE Credit Card and revised the UOB Malaysia ONE Platinum Card’s minimum retail spend criteria from RM1,200 to RM1,500. Please click below for a copy of the revised Terms and Conditions for UOB ONE Credit Card. This revised Terms and Conditions will be effective from 1 April 2023.
Terms and Conditions: ENG l BM
Posted on 1 March 2023
Kindly be informed that in our effort to improve campaign experience, the shortlisted winners of UOB Travel & Cash Galore Campaign will be contacted from 17 February 2023 onwards and the prize fulfilment shall commence within 90 days upon completion of the shortlisting process.
We have updated the Terms and Conditions Governing Accounts and Services. The revision will apply to all new and existing customers of UOB Malaysia, with effect from 1 February 2023.
Please click on the link below for the revised terms and conditions.
Terms and Conditions Governing Accounts and Services (Conventional Banking): ENG | BM
Please note that One Account Rates will be revised respectively to the following:
One Account
| Balance Tier | Existing Rates (%p.a.) | Revised Rates (%p.a.) | ||||
| Do Nothing | N1Do 1 Action | N2Do 2 Actions | Do Nothing | N1Do 1 Action | N2Do 2 Actions | |
| First RM50,000 | 0.10 | 0.80 | 1.80 | 0.10 | 0.80 |
2.00 |
| Next RM50,000 | 0.10 | 1.80 | 2.80 | 0.10 | 1.80 |
6.00 |
| Above RM100,000 | 1.80 | 1.80 | 1.80 |
2.00 |
2.00 |
2.00 |
Eligible for N1 when perform any 1 of the following transactions or eligible for N2 when perform any 2 of the following transactions:
- Spend a minimum or cumulative of RM500 with UOB Credit and/or Debit Card in a month
- Inward Fund Transfer of RM2,000 cumulatively in a month
- Pay three (3) bills with minimum of RM50 each bill in a month
- Salary Credit with a minimum of RM2,000 in a month via Business Internet Banking payroll
- New-to-Deposit customers who open a One Account
- Direct Debit three (3) transactions with minimum of RM50 each transaction in a month
Click here for the prevailing One Account rates.
Terms and Conditions
Protected by PIDM up to RM250,000 for each depositor.
Member of PIDM
UOB Malaysia lending rates and financing rates would be as follow:-
| Lending Rates | ||
| Base Rate (BR) | 3.61% p.a. | Effective 7th November 2022 |
| Base Lending Rate (BLR) | 6.57% p.a. | Effective 7th November 2022 |
| *Standardised Base Rate (SBR) | 2.75% p.a. | Effective 7th November 2022 |
| Financing Rates | ||
| Islamic Base Rate (IBR) | 3.61% p.a. | Effective 7th November 2022 |
| Islamic Base Financing Rate (BFR) | 6.57% p.a. | Effective 7th November 2022 |
| *Standardised Islamic Base Rate (SIBR) | 2.75% p.a. | Effective 7th November 2022 |
For illustration purpose; the effective lending/financing rate for a 30-year loan/financing of RM350,000 with no lock-in period is 4.36% (SBR/SIBR+1.61%). This package is subject to customer’s eligibility and subject to change from time to time.
*Note:
- Standardised Base Rate/Standardised Islamic Base Rate = Overnight Policy Rate (OPR)
- Base Rate (BR)/Islamic Base Rate (IBR) and Base Lending Rate (BLR)/Base Financing Rate (BFR) will continue to be applied to the existing retail loans/financing facilities which were priced against BR/IBR and BLR/BFR respectively
Historical series of SBR/SIBR, BR/IBR, BLR/BFR and Indicative Effective Lending/Financing Rates (IELR/ IEFR)
Notes:
- The SBR/SIBR was introduced on 1st August 2022. The dotted line in the graph and the grey numbers in the table shows the historical series of OPR, which is the benchmark rate of the SBR/SIBR
- Indicative effective lending/financing rate (IELR/IEFR) refers to the indicative annual effective lending/financing rate for a standard 30-year housing loan/home financing product with financing amount of RM350,000 and has no lock-in period
Please visit your nearest UOB branch or call our Mortgage Specialist for our full range of financing packages.
Thank you.
Please be informed that Fixed Deposit Interest Rates / Fixed Deposit-i Profit Rates will be revised respectively to the following:
| Month / Bulan | Existing Interest / Profit Rates (%p.a.) / Kadar Keuntungan Sedia Ada (% setahun) | Revised Interest / Profit Rates (%p.a.) / Pindaan Kadar Keuntungan (% setahun) |
| 1 | 2.10 | 2.25 |
| 2 | 2.15 | 2.30 |
| 3 | 2.20 | 2.35 |
| 4 | 2.30 | 2.45 |
| 5 | 2.30 | 2.45 |
| 6 | 2.30 | 2.45 |
| 7 | 2.40 | 2.55 |
| 8 | 2.40 | 2.55 |
| 9 | 2.40 | 2.55 |
| 10 | 2.40 | 2.55 |
| 11 | 2.40 | 2.55 |
| 12 | 2.40 | 2.55 |
| 13 to 23 | 2.50 | 2.65 |
| 24 to 47 | 2.60 | 2.75 |
| 48 to 59 | 2.70 | 2.85 |
| 60 | 2.80 | 2.95 |
Deposit products are protected by PIDM up to RM250,000 for each depositor. UOB Malaysia is a member of PIDM.
Produk deposit adalah dilindungi oleh PIDM setakat RM250,000 bagi setiap pendeposit. UOB Malaysia adalah ahli PIDM.
We are pleased to inform that our UOB Kuala Lumpur Main Branch will be relocated to UOB Plaza 1 on Tuesday, 3 Jan 2023. We trust you will enjoy better facilities and comfort at our new premise located at:
UOB Kuala Lumpur Main Branch
Ground Floor,
UOB Plaza 1,
7 Jalan Raja Laut,
50350 Kuala Lumpur.
Our last day of banking operations at UOB Kuala Lumpur Main branch at Menara UOB will be on Friday, 30 Dec 2022. To facilitate the relocation exercise, our self-service banking terminals will not be operational from 30 Dec to 2 Jan 2023.
Thank you for your patronage and continuous support.
Please be informed that effective 1 October 2022, UOB Malaysia One Bonus Interest Campaign Terms and Conditions will be updated accordingly.
Kindly refer to the promotional page for detailed revision.
Please be informed that effective 1 October 2022, UOB Malaysia 2022 Savings Account Bonus Campaign Terms and Conditions will be updated accordingly.
Kindly refer to the promotional page for detailed revision.
UOB Malaysia lending rates and financing rates would be as follow:-
| Lending Rates | ||
| Base Rate (BR) | 3.36% p.a. | Effective 12th September 2022 |
| Base Lending Rate (BLR) | 6.32% p.a. | Effective 12th September 2022 |
| *Standardised Base Rate (SBR) | 2.50% p.a. | Effective 12th September 2022 |
| Financing Rates | ||
| Islamic Base Rate (IBR) | 3.36% p.a. | Effective 12th September 2022 |
| Islamic Base Financing Rate (BFR) | 6.32% p.a. | Effective 12th September 2022 |
| *Standardised Islamic Base Rate (SIBR) | 2.50% p.a. | Effective 12th September 2022 |
For illustration purpose; the effective lending/financing rate for a 30-year loan/financing of RM350,000 with no lock-in period is 4.11% (SBR/SIBR+1.61%). This package is subject to customer’s eligibility and subject to change from time to time.
*Note:
- Standardised Base Rate/ Standardised Islamic Base Rate = Overnight Policy Rate (OPR)
- Base Rate (BR)/Islamic Base Rate (IBR) and Base Lending Rate (BLR)/ Base Financing Rate (BFR) will continue to be applied to the existing retail loans/ financing facilities which were priced against BR/IBR and BLR/ BFR respectively.
Historical series of SBR/SIBR, BR/IBR, BLR/BFR and Indicative Effective Lending/Financing Rates (IELR/ IEFR)
Notes:
- The SBR/SIBR was introduced on 1st August 2022. The dotted line in the graph and the grey numbers in the table shows the historical series of OPR, which is the benchmark rate of the SBR/SIBR.
- Indicative effective lending/financing rate (IELR/ IEFR) refers to the indicative annual effective lending/financing rate for a standard 30-year housing loan/home financing product with financing amount of RM350,000 and has no lock-in period.
Please visit your nearest UOB branch or call our Mortgage Specialist for our full range of financing packages.
Thank you.
Please be informed that Fixed Deposit Interest Rates / Fixed Deposit-i Profit Rates will be revised respectively to the following:
| Month / Bulan | Existing Interest / Profit Rates (%p.a.) / Kadar Keuntungan Sedia Ada (% setahun) | Revised Interest / Profit Rates (%p.a.) / Pindaan Kadar Keuntungan (% setahun) |
| 1 | 1.95 | 2.10 |
| 2 | 2.00 | 2.15 |
| 3 | 2.05 | 2.20 |
| 4 | 2.15 | 2.30 |
| 5 | 2.15 | 2.30 |
| 6 | 2.15 | 2.30 |
| 7 | 2.25 | 2.40 |
| 8 | 2.25 | 2.40 |
| 9 | 2.25 | 2.40 |
| 10 | 2.25 | 2.40 |
| 11 | 2.25 | 2.40 |
| 12 | 2.25 | 2.40 |
| 13 to 23 | 2.35 | 2.50 |
| 24 to 47 | 2.45 | 2.60 |
| 48 to 59 | 2.55 | 2.70 |
| 60 | 2.65 | 2.80 |
Deposit products are protected by PIDM up to RM250,000 for each depositor. UOB Malaysia is a member of PIDM.
Produk deposit adalah dilindungi oleh PIDM setakat RM250,000 bagi setiap pendeposit. UOB Malaysia adalah ahli PIDM.
For the updated terms and conditions, please click here.
30 August 2022
We have updated the Terms and Conditions Governing Accounts and Services. The revision will apply to all new and existing customers of UOB Malaysia, with effect from 20 September 2022.
Please click on the link below for the revised terms and conditions.
Terms and Conditions Governing Accounts and Services (Conventional Banking): ENG | BM
Terms and Conditions Governing Islamic Accounts and Services: ENG | BM
Please be informed that effective 1 September 2022, UOB Malaysia RM50 Reward Campaign Terms and Conditions will be updated accordingly.
Kindly refer to the promotional page for detailed revision.
We have updated the Terms and Conditions for UOB Malaysia PRVI Miles Credit Card. Please click below for a copy of the revised Terms and Conditions for UOB PRVI Miles Credit Card. This revised Terms and Conditions will be effective from 1 September 2022.
Terms and Conditions: ENG | BM
Posted on 11 August 2022
Please be informed that we are undergoing a system maintenance for UOB Malaysia ONE Credit Card, resulting in cash rebate from transactions made within the latest statement cycle to not be reflected in the same Credit Card statement of accounts. Rest assured that we are aware of the incidence will credit the cash rebate accordingly and shall be reflected on your next statement. We apologize for any inconvenience caused.
UOB Malaysia lending rates and financing rates would be as follow:-
| Lending Rates | ||
| Base Rate (BR) | 3.11% p.a. | Effective 8th July 2022 |
| Base Lending Rate (BLR) | 6.07% p.a. | Effective 8th July 2022 |
| *Standardised Base Rate (SBR) | 2.25% p.a. | Effective 1st August 2022 |
| Financing Rates | ||
| Islamic Base Rate (IBR) | 3.11% p.a. | Effective 8th July 2022 |
| Islamic Base Financing Rate (BFR) | 6.07% p.a. | Effective 8th July 2022 |
| *Standardised Islamic Base Rate (SIBR) | 2.25% p.a. | Effective 1st August 2022 |
For illustration purpose; the effective lending/financing rate for a 30-year loan/financing of RM350,000 with no lock-in period is 3.86% (SBR/SIBR+1.61%). This package is subject to customer’s eligibility and subject to change from time to time.
*Note:
- Standardised Base Rate/ Standardised Islamic Base Rate = Overnight Policy Rate (OPR)
- Base Rate (BR)/Islamic Base Rate (IBR) and Base Lending Rate (BLR)/ Base Financing Rate (BFR) will continue to be applied to the existing retail loans/ financing facilities which were priced against BR/IBR and BLR/ BFR respectively
Historical series of SBR/SIBR, BR/IBR, BLR/BFR and Indicative Effective Lending/Financing Rates (IELR/ IEFR)
Notes:
- The SBR/SIBR was introduced on 1st August 2022. The dotted line in the graph and the grey numbers in the table shows the historical series of OPR, which is the benchmark rate of the SBR/SIBR
- Indicative effective lending/financing rate (IELR/ IEFR) refers to the indicative annual effective lending/financing rate for a standard 30-year housing loan/home financing product with financing amount of RM350,000 and has no lock-in period
Please visit your nearest UOB branch or call our Mortgage Specialist for our full range of financing packages.
Thank you.
Please be informed that Deposit Rates will be revised respectively to the following:
ONE Account
| Balance Tier | Existing Rates (%p.a.) | Revised Rates (%p.a.) | ||||
| Do Nothing | N1Do 1 Action | N2Do 2 Actions | Do Nothing | N1Do 1 Action | N2Do 2 Actions | |
| First RM50,000 | 0.10 | 0.65 | 1.65 | 0.10 |
0.80 |
1.80 |
| Next RM50,000 | 0.10 | 1.65 | 2.65 | 0.10 |
1.80 |
2.80 |
| Above RM100,000 | 1.65 | 1.65 | 1.65 |
1.80 |
1.80 |
1.80 |
Eligible for N1 when perform any 1 of the following transactions or eligible for N2 when perform any 2 of the following transactions:
- Spend a minimum or cumulative of RM500 with UOB Credit and/or Debit Card in a month
- Inward Fund Transfer of RM2,000 cumulatively in a month
- Pay three (3) bills with minimum of RM50 each bill in a month
- Salary Credit with a minimum of RM2,000 in a month via Business Internet Banking payroll
- New-to-Deposit customers who open a ONE Account
- Direct Debit three (3) transactions with minimum of RM50 each transaction in a month
Stash Account
| Balance Tier | Existing Rates (%p.a.) | Revised Rates (%p.a.) | ||||
| Base | Bonus | Total | Base | Bonus | Total | |
| First RM25,000 | 0.05 | 0.00 | 0.05 | 0.05 | 0.00 | 0.05 |
| Next RM25,000 | 0.05 | 1.00 | 1.05 | 0.05 | 1.00 | 1.05 |
| Next RM50,000 | 0.05 | 2.50 | 2.55 | 0.05 | 2.50 | 2.55 |
| Next RM100,000 | 0.05 | 3.00 | 3.05 | 0.05 |
3.15 |
3.20 |
| Above RM200,000 | 1.60 | 0.00 | 1.60 | 1.60 | 0.00 | 1.60 |
ProSave Account-i
| Balance Tier | Existing Rates (%p.a.) | Revised Rates (%p.a.) |
| First RM5,000 | 0.00 | 0.00 |
| Next RM5,000 | 0.00 |
0.50 |
| Next RM10,000 | 0.35 |
0.80 |
| Next RM30,000 | 1.10 | 1.10 |
| Next RM50,000 | 1.55 | 1.55 |
| Above RM100,000 | 1.60 | 1.60 |
Privilege Account
| Asset Under Management | Existing Rates (%p.a.) | Revised Rates (%p.a.) |
| Up to RM100,000 | 0.00 | 0.00 |
| Up to RM300,000 | 0.00 | 0.00 |
| Up to RM800,000 | 0.25 | 0.25 |
| Up to RM3,500,000 | 0.75 | 0.75 |
| Up to RM10,000,000 | 1.25 |
1.40 |
| Above RM10,000,000 | 1.80 |
1.95 |
Click here for the prevailing Savings Account rates.
Click here for the prevailing Current Account rates.
Terms and Conditions
Member of PIDM
Protected by PIDM up to RM250,000 for each depositor.
We have updated the UOB Visa/Mastercard Cardmember Agreement for UOB Malaysia Credit Card. Please click below for a copy of the revised UOB Visa/Mastercard Cardmember Agreement. This revised Cardmember Agreement will be effective from 15 April 2022.
Terms and conditions: English
Making financial decisions during Covid-19 can be challenging. If you're struggling with your loan/financing repayments, help is available. This guide can assist you in making an informed decision following the recent moratorium announcement.
#FinancialEducationNetwork #FEN #LoanRepayment #Moratorium
Please click here for guide.
Dear customers,
Please be informed that our panel insurer Prudential Assurance Malaysia Berhad and Prudential BSN Takaful Berhad are offering complementary Insurance / Takaful Coverage for eligible housing loan borrowers / Islamic home financing customer who are currently covered under MortgageCover (MRTA) / Takaful Mortgage (MRTT).
For more information, kindly refer to Frequently Asked Questions.
Click here for the FAQs.
Thank you.
United Overseas Bank Limited (UOB), its branches in and outside Singapore and subsidiaries (UOB Group entities) are committed to complying with the sanctions laws and regulations (sanctions laws) passed by Singapore, the United Nations Security Council, the European Union, the Office of Financial Sanctions Implementation of His Majesty's Treasury and the U.S. Department of the Treasury's Office of Foreign Assets Control as well as applicable sanctions laws in the jurisdictions in which UOB Group entities operate. Under the sanctions laws, individuals and entities are prohibited from entering into financial transactions or provide financial assistance or services in relation to sanctioned individuals, entities or activities, as non-compliance with relevant sanctions laws may result in civil or criminal liability leading to fines, imprisonment or both.
As such, UOB Group entities do not open accounts, continue customer relationships, provide products or services, execute or facilitate transactions (directly or indirectly) or engage in any activity involving sanctioned individuals, entities, countries or territories, subject to the extent permissible by sanctions laws. UOB Group entities may also, at its sole discretion, decide not to process or to facilitate transactions or to provide products and services even where permissible by sanctions laws, if these activities fall outside UOB's risk appetite. Currently, the sanctioned countries and regions are the Crimea region in Ukraine, Donetsk People’s Republic in Ukraine, Kherson People’s Republic in Ukraine, Zaporizhzhia People’s Republic in Ukraine, Luhansk People’s Republic in Ukraine, Cuba, Iran, North Korea, and Syria.
In addition, UOB Group entities will restrict certain products or services or business activities involving (directly or indirectly) countries, individuals or target industry sectors subject to selective or targeted sanctions laws. Currently, the countries where selective sanctions laws may apply are Belarus, Myanmar, Russia, Venezuela and Zimbabwe.
By applying for products and services and by continuing a banking relationship with us, you represent and warrant that at all times, you are not subject to any sanctions laws and shall not use UOB Group entities, its products or services (regardless of currency) for the benefit of sanctioned individuals, entities, countries or territories. UOB Group entities will not hesitate to take necessary action, including reporting, rejecting and/or blocking transactions, rejecting funds, closing accounts, terminating relationships that appear to violate sanctions laws. By upholding a strict stance on sanctions, UOB is protecting the interests of our customers and helping them to abide by sanctions laws.
| Frequently Asked Questions |
| What are Sanctions? |
| Sanctions are official policies used by governments and organisations such as the United Nations and European Union to prevent or to respond to security threats or to induce changes to conduct to acceptable standards. These official policies help to achieve the desired objectives as banks are restricted from having relationships or supporting activities with listed names and industries subject to prohibitions. |
| What does Sanctions have to do with you or your business? |
| Globalisation has increased the interconnectivity between countries and businesses. With this increased connection, the opportunities and likelihood for the exploitation of financial systems have increased as well. To ensure that our customers can bank with us safely and securely, we will need to verify and obtain further understanding of your business nature and activities with us. Where required, we will also request for documentary evidence from our customers in order to protect you and your accounts with us. |
| What is UOB doing with your information? |
| Banks have a legal obligation to know their customers. Our systems and processes rely heavily on having up-to-date information. The information provided will be used to support our work in protecting our customers and ourselves against potential sanctions breaches, illegal activities and financial crime. The information or documents pertaining to the nature and purpose of an activity or relationship that you provided during our requests will aid us in the further understanding of your risk profile, nature of business and to facilitate the provision of our products and services. The data that is provided at our request is treated very seriously and will be subject to UOB’s highest security and privacy standards. |