Islamic Fixed Deposit-i

  • Fixed Deposit-i

    More flexibility for your deposits

    Protected by PIDM up to RM250,000 for each depositor.


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UOB Fixed Deposit-i is a capital-guaranteed fixed deposit that provides you with the flexibility to manage your funds according to your short- or long-term deposit needs. Based on the Tawarruq arrangement, underpinned by the Murabahah contract (Cost Plus Profit Sale), it secures a Customer’s principal and agrees up-front on the rate of return via the sale contract of Murabahah (using Commodities). The Bank then will become the Customer’s “Purchasing” and “Selling” Agent in a dual-agency arrangement. This allows the Customer to instruct the Bank to act on their behalf, to enter into a Tawarruq arrangement. This structure guarantees Customers’ principal, fixes the Customer’s profit (if held to maturity), and is covered under Perbadanan Insurans Deposit Malaysia (PIDM).


Gain more profit

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Earn more profit with our competitive Fixed Deposit rates.

Capital-guaranteed mode of investment.

  • Eligible for protection by PIDM.


Fixed Deposit-i is open to

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What Commodity is it based on?

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  • Sole proprietors
  • Partnerships
  • Private Limited Companies
  • Professional Practices
  • Associations & Societies
  • Public Listed Companies

Crude Palm Oil


From 1 month up to 60 months.

Minimum of RM5,000 for 1 month placement. For other tenures, RM1,000 minimum.

  • Over-the-counter at any UOB Branch
  • UOB Business Internet Banking

You can contact our Business Banking Service Centre at:

• Kuala Lumpur +6 03-26128 121 
• Penang +6 04-2401 121
• Johor Bahru +6 07-2881 121
• Kuching +6 082-287 121
• Kota Kinabalu +6 088-477 121

Or you can visit your nearest UOB branch.

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Terms and Conditions: ENG

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