HomeBorrowOverdraft

Overview

At UOB, we offer a property loan through an Overdraft facility, providing a sophisticated and flexible solution to help you manage your cash flow. With this option, you can access additional credit against your property loan, giving you the financial agility to meet unexpected needs.

Benefits

revolving line of credit

Revolving line of credit

Provides a revolving line of credit, allowing you to access funds up to your approved limit whenever you need them.

versatile use of funds

Versatile use of funds

Enables you to utilise the overdraft for various purposes, including personal use or unexpected expenses.

interest charged

Interest charged only on utilised amount

Interest is calculated daily and is only applied to the amount you have drawn.

additional funds

Access to additional funds

Withdraw excess funds from your account up to the approved credit limit, whenever extra cash is needed.

Mortgage Related Enquiry

Mortgage Related Enquiry

Just fill in your details and we’ll be in touch within 3 working days.


 

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Eco-friendly home financing with Go Green Loan

Green Mortgage Rewards Campaign

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Refer your friends and get rewarded

Refer your friends and get rewarded

Refer your friends to join UOB and enjoy up to RM1,150 cashback, Disney Cruise Line or Apple iPad Air. Start referring and multiply your rewards today.
Campaign valid until 31 December 2026.

*Terms and conditions apply.

Mortgage affordability calculator to plan your budget

Mortgage Affordability Calculator

Make your property ownership journey shorter and more affordable with UOB Mortgage. Find out your loan eligibility amount with our calculator. 

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