Welcome Gift: Get RM400 Cashback with 3X Retail Spend

• 12X complimentary Plaza Premium Lounge access and its affiliate partners
• Complimentary ride home from KLIA1 (with a min. of 3 retail overseas transactions)
• Complimentary 1 night stay at any hotel of your choice with a min. stay of 4 consecutive nights (bookings must be made via UOB Zenith Concierge)
• Zenith Concierge services (supporting your lifestyle globally from dining, travel, car rental, golfing arrangements etc.)

Welcome Gift: Get RM400 Cashback with 3X Retail Spend

• 12X complimentary airport lounge access (one complimentary access per calendar month)
• 12X complimentary limo service to KLIA with spend on airlines, hotels, and/or travel agency. (min. spend applies, limited redemptions)
• 8X UNIRM for overseas spend
• Up to 5X UNIRM for local dining spend (min. spend applies)

Welcome Gift: Get RM400 Cashback with 3X Retail Spend

• 10X UNIRM for overseas spend and 5X UNIRM for airline spend
• 8X complimentary Plaza Premium Lounge access across 17 airports in 9 countries and territories
• Bonus 60,000 UNIRM upon annual fee payment
• Complimentary ride home from KLIA1 (min. 3 retail overseas transactions per month)

Welcome Gift: Get RM400 Cashback with 3X Retail Spend

• 10X UNIRM on fashion spend (capping conditions apply)
• 5X UNIRM on groceries & overseas spend or online spend in foreign currencies (capping conditions apply for groceries spend)
• LuxePay 0% EPP for fashion designer labels, health & beauty and overseas spend (min. spend applies)

Welcome Gift: Get RM400 Cashback with 3X Retail Spend

• 12X UNIRM on selected e-commerce spend (iTunes) and e-wallet reload (TnG, Boost and BigPay) (capping conditions apply)
• 6X complimentary Plaza Premium Lounge access at KLIA1 and KLIA2
• 5X UNIRM for selected departmental stores, grocers/hypermarkets and overseas spend (capping conditions apply)
• Bonus: Get 125,000 UNIRM when you spend RM48,000 annually

Welcome Gift: Get RM400 Cashback with 3X Retail Spend

• 5X UNIRM for overseas spend
• Up to 5X UNIRM for airline, hotel and travel agency spend (capping conditions apply)
• 50% off Grab Rides (up to RM10 off each transaction, limited vouchers)
• Bonus 2,000 UNIRM with 3X retail spend per month (min. spend applies, limited redemptions)

Welcome Gift: Get RM400 Cashback with 3X Retail Spend

• 1.2% cashback on overseas spend (no min. spend & no capping)
• 0.5% cashback on local spend (excluding petrol and government charges)
• 0.2% cashback on JomPAY and utility spend
• Up to RM1 million complimentary travel insurance coverage

Welcome Gift: Get RM200 Cashback with 3X Retail Spend

• 1-for-1 Drinks at The Coffee Bean & Tea Leaf outlets every Monday to Friday (selected stores only)
• 1-for-1 Movie at Golden Screen Cinemas on Fridays at any GSC outlets (except Aurum Theatre)
• 5X UNIRM for dining, grocery and entertainment spend (capping conditions apply)
• 3X UNIRM for recurring transactions and petrol spend (capping conditions apply to petrol spend)

Welcome Gift: Get RM200 Cashback with 3X Retail Spend

• 10X UNIRM on fashion spend (capping conditions apply)
• 5X UNIRM on groceries spend (capping conditions apply)
• LuxePay 0% EPP for fashion designer labels, health & beauty and overseas spend (min. spend applies)

Welcome Gift: Get RM200 Cashback with 3X Retail Spend

• Up to 10% cashback on petrol, selected groceries, dining and Grab spend (capping conditions apply)
• Unlimited 0.2% cashback on other retail spend

Welcome Gift: Get RM200 Cashback with 3X Retail Spend

• 8% cashback on sustainable merchants including L'occitane, Kiehls, Innisfree, M.A.C/MAC (makeup), Origins and Body Shop (min. spend and capping conditions apply)
• 5% cashback on online, entertainment and contactless parking spend (min. spend and capping conditions apply)
• Annual fee waiver upon 1X retail transaction per statement month

Welcome Gift: Get RM200 Cashback with 3X Retail Spend

• 10% cashback on finance charges on purchases and cash advances every month when you pay at least the min. monthly amount due on time
• No capping on cashback earnings
• No late payment charges

Welcome Gift: Get RM200 Cashback with 3X Retail Spend

• 10X UNIRM for Lazada spend and Lazada wallet top-ups (capping conditions apply)
• 5X UNIRM for online lifestyle & entertainment spend (Netflix, Spotify, Apple.com, Grab Food, foodpanda, Dominos etc.) (capping conditions apply)
• Up to 5X UNIRM for telco and insurance spend
• Bonus: Get 1,000 UNIRM when you spend RM1,500 per statement month

Welcome Gift: Get RM200 Cashback with 3X Retail Spend

• Monthly fee of RM6 is waived with just 1 transaction (no min. spend) per statement month