How to Read Your Credit Card Statement

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Statement Date
Tarikh Penyata

Payment Due Date
Tarikh Akhir Bayaran


03 Feb 12

 


23 Feb 12

 

Minimum Payment Due
Bayaran Minimum

 

Combines Credit Limit
Gabungan Had Kredit


660.27

 


30,000

 

Previous Balance
Baki Terdahulu
(RM)

Credit / Payment
Kredit / Bayaran
(RM)

 Debit / Fees
Debit / Yuran
(RM)

 Retail Purchases
Pembelian Runcit
(RM)

 Cash Advance
Pendahuluan Tunai
(RM)

 Total Balance Due
Baki Perlu Bayar
(RM)

 0.00  0.00  .00  13,155.36  .00
 13,155.36

 

Transaction Date
Tarikh Transaksi

 

 Transaction Description
Huraian Transaksi
  

 

 RM

 

 Transaction Amount
Amaun Transaksi
(RM)

 

**4382-8988-8888-8888**
COMBINED LIMIT
PREVIOUS BALANCE

 

MR LIM
RM 30,000.00
  0.00
04 JUL FOREVER 21 – PENANG PENANG                 MY   158.00
05 JUL INTI INT COLLEGE PENANG PENANG                 MY  

2,170.00

08 JUL SUB-GURNEY PLAZA PENANG                 MY  

181.00

08 JUL KING POWER DUTY FREE CO.
THB 1,700.00
SAMUTPRAKAN     TH   172.66
08 JUL KING POWER DUTY FREE CO.
THB 550.00
SAMUTPRAKAN     TH   55.86
10 JUL ASTRO-AUTOBILL (A/B) KUALA LUMPUR    MY   86.95
11 JUL BAL TRF P3.6 MONTH 0.499%    

6,000.00

12 JUL UOB EASIPYMT ROYAL MELBOURNE INST - 001/002  

3,158.89

13 JUL HARVEY NORMAL BUKIT TINGGI - 002/012  

188.00

18 JUL FLEXI-CREDIT PLAN (9.2%PA 12MTH) - 008/012  

786.00

20 JUL ANNUAL FEE    

198.00

  SUB-TOTAL   13,155.36  
  MINIMUM PAYMENT DUE   660.27  
 

**END OF STATEMENT**

   
 UNIRinggit EXPIRING ON/
UNIRinggit LUPUS PADA
 
2016   2017  2018  2019

JUNE 30

SEPT 30 

SEPT 30 

-

-

123

 670

600

1463

-

-

-

 

-

-

-

 CARD NO/
NO KAD
 UNIRinggit
PREVIOUS BALANCE/
UNIRinggit JUMLAH
TERDAHULU
 UNIRinggit EARNED/
UNIRinggit DIPEROLEHI
 UNIRinggit
REDEEMED/
UNIRinggit DILUNASI
 UNIRinggit EXPIRED/
UNIRinggit DILUPUS
 TOTAL BALANCE/
JUMLAH TERKINI
 Your UOB Credit Cards  3,456.00  .00 .00 .00  3,456.00
 CARD NO/
NO KAD
 SMART$ CASH REBATE
PREVIOUS BALANCE/
SMART$ REBAT TUNAI
TERDAHULU
 SMART$ CASH
REBATE EARNED
SMART$ REBAT
TUNAI DIPEROLEHI
 SMART$ CASH
REBATE REDEEMED/
SMART$ REBAT
TUNAI DILUNASI
 SMART$ CASH
REBATE EXPIRED/
SMART$ REBAT
TUNAI LUPUS
 TOTAL BALANCE/
JUMLAH TERKINI
 4382-8988-8888-8888 1.40 .00 .00 .00 1.40
 

SMART$ Cash Rebate Expiry / Lupusan Rebat Tunai SMART$ 4382-8988-8888-8888

SMART$ EXPIRING ON/
SMART$ DILUPUS PADA
2016 2017

JUNE 30

SEPT 30

DEC 31  

1.40

-

-

-

-

-

 

A. Statement Date 
Date of the month as determined by the Bank to be the date of the Statement of Account. Statement is generated and all transactions made from the last Statement Date to the current Statement Date will be recorded in the statement.  > Back to Top
B. Minimum Payment Due 
The minimum amount payable by the Cardmember.  > Back to Top
C. Payment Due Date 
The date payment is due, which is the expiry date of a twenty-day period from the Statement Date.  > Back to Top
D. Combined Credit Limit 
The limit in Ringgit Malaysia or its equivalent assigned by the Bank from time to time at its absolute discretion to a Cardmember’s VISA/MASTERCARD Account. Combined Credit Limit is the total credit limit for all credit card(s) the Cardmember owns. Please refer to Transaction Details for individual Credit Card limit.  > Back to Top
E. Previous Balance 
The total balance due at the end of the previous statement cycle. > Back to Top
F. Credit / Payment 
Total amount credited into Cardmember’s account and/or any payments the Cardmember has made. > Back to Top
G. Debit / Fees 
Total amount debited from Cardmember’s account and/or any fees incurred to the account. > Back to Top
H. Retail Purchase 
All transactions for the purchase of goods and/or services incurred using VISA/MASTERCARD CARD for this statement cycle. > Back to Top
I. Cash Advance  
Amount of disbursement of cash from the VISA/MASTERCARD Account. > Back to Top
J. Total Balance Due 
Total amount payable which includes previous balance, new transactions, cash advance and fees/charges incurred. > Back to Top
K. Transaction Date 
Dates of transactions the Cardmember has performed for this statement cycle. > Back to Top
L. Transaction Description 
Details of transactions the Cardmember has performed for this statement cycle. > Back to Top
M. Transaction Amount 
Amount of all of the Cardmember’s transactions including retail purchases, previous balance, fees and charges incurred. > Back to Top
N. UNIRinggit Expiry Dates 
This table shows the expiry dates of earned UNIRinggit. All UNIRinggit will expire on the last day of the quarter of the year three (3) years from the date that it was earned. > Back to Top
O. UNIRinggit 
This table shows previously earned points, points earned for this statement cycle, points redeemed for this statement cycle, expired points and total balance of UNIRinggit. > Back to Top
P. Smart$ 
This table shows previously earned points, points earned for this statement cycle, points redeemed, expired points and total balance of Smart$ Rebates. > Back to Top
Q. Smart$ Expiry Date 
This table shows the expiry dates of earned Smart$. Any Smart$ Rebates earned by the Cardmember shall expire on the last day of the quarter of the year one (1) year from the date that the Smart$ Rebate was credited to the Card Account. > Back to Top