PRUMillion Cover is a regular premium investment-linked insurance plan that has the flexibility to be with you up to selected policy term, with options of auto extension up to age 100 next birthday2.
Multiply your protection up to 4X the Basic Sum Assured1
Increasing protection up to 108% of Basic Sum Assured until selected policy term, with options of auto extension up to age 100 next birthday2
Loyalty rewards along the way
Limited premium payment term options
Infectious disease3 coverage
Opportunity to invest in both local and global markets
1 Basic Sum Assured shall be in line with the Increasing Basic Sum Assured table shown below:-
||% of Basic Sum Assured
|5 or above 5
2PRUMillion Cover comes with an option to extend the term of basic plan and rider(s) (if applicable) up to the Policy Anniversary date of Life Assured's age 100 next birthday or the rider's maximum coverage term, whichever is earlier. Unless you withdraw the consent, your policy will be auto extended as long as it has sufficient cash value to be deducted to pay for the relevant charges, fees and taxes during the extended term. To ensure sufficient cash value, additional premium is likely required during the extended term.
3Infectious disease coverage is available prior to the Policy Anniversary date of age 70 next birthday, or expiry of the policy, whichever is earlier. Please refer to Infectious Disease Coverage under the Benefits Table tab for the list of covered infectious diseases.
4Provided that all premiums are paid and no withdrawals have been made from the Basic Unit Account (BUA).