UOB Credit Card Features

Increase your credit limit to complement your lifestyle or for unforeseen expenses. 

• Seamless online application via UOB TMRW app.
• 2 types of credit limit increases to suit your needs.
• Share your new limit with your supplementary cardmembers.

Convert your credit card statement balance into affordable monthly instalments.

• Applicable for outstanding statement balance of at least RM1,000 and above.
• Repayment tenure of up to 60 months.
• Seamless online application via UOB TMRW app

Split your credit card purchases into smaller monthly instalments.

• Applicable for unbilled retail transactions of at least RM500 and above.
• Flexible repayment tenure, up to 60 months.
• Instant approval via UOB TMRW app.

Get cash from your credit card limit with plans of up to 60 months.

• Affordable interest rate.
• Flexibility to choose your repayment tenure.
• No documents required.

Enjoy lower interest when you transfer your outstanding credit card balances from other bank to us.

• No early termination penalty.
• Seamless application.
• One-time upfront fee.

Instantly withdraw cash for emergencies with your UOB Credit Card via UOB ATMs/ other banks' ATMs, PIB, UOB Bank Branches/any other Banks' Branches. 

• Available 24 hours a day, 7 days a week.
• 5% fee on the cash withdrawal amount or RM20 fee, whichever is higher.
• No documents required.