UOB Credit Card Features

Increase your credit limit to complement your lifestyle or for unforeseen expenses. 

• Seamless online application via UOB TMRW app.
• 2 types of credit limit increases to suit your needs.
• Share your new limit with your supplementary cardmembers.

Convert your credit card statement balance into affordable monthly instalments.

• Applicable for outstanding statement balance of at least RM1,000 and above.
• Repayment tenure of up to 60 months.
• Seamless online application via UOB TMRW app

Split your credit card purchases into smaller monthly instalments.

• Applicable for unbilled retail transactions of at least RM500 and above.
• Flexible repayment tenure, up to 60 months.
• Instant approval via UOB TMRW app.

Get cash from your credit card limit with plans of up to 60 months.

• Affordable interest rate.
• Flexibility to choose your repayment tenure.
• No documents required.

Enjoy lower interest when you transfer your outstanding credit card balances from other bank to us.

• No early termination penalty.
• Seamless application.
• One-time upfront fee.

Instantly withdraw cash for emergencies with your UOB Credit Card via UOB ATMs/ other banks' ATMs, PIB, UOB Bank Branches/any other Banks' Branches. 

• Available 24 hours a day, 7 days a week.
• 5% fee on the cash withdrawal amount or RM20 fee, whichever is higher.
• No documents required.

Enjoy a better cash flow with 0% instalment plan with no interest charged.

• Available at over 4,000 participating merchants.
• Applicable to purchases above RM300.
• Split your payments over up to 68 months.

This insurance product lets you enjoy protection of up to 300% of your credit card outstanding balance in the event of:

• Death; 
• Total and Permanent Disability (TPD); or
• Diagnosis of 1 of the covered 43 critical illnesses.

An easy, smart and secure way for you to pay online with your UOB Visa card.

• No longer need to fill in card details or remember passwords.
• One-time Click to Pay setup.
• Transact fast and securely.

This programme automatically converts credit card outstanding balances into a 36-month instalment plan for eligible customers, at a lower interest rate.

• Lower effective interest rate at 13% p.a.
• No processing fee.
• No early settlement penalty.