DuitNow

  • DuitNow

    Send and receive money instantly via a mobile or NRIC number

Overview

With DuitNow on UOB Personal Internet Banking (PIB) and UOB Mighty (mobile banking), you can receive money instantly and directly into your account. To enjoy this convenience, register for a DuitNow ID using your mobile number or NRIC number and link it with your UOB account number. DuitNow also allows you to send money to both UOB and other banks’ account holders using only their mobile numbers, if the recipient has signed up for a DuitNow ID. You have the flexibility to switch your DuitNow IDs to link it to your UOB account anytime via PIB and UOB Mighty.

 

Benefits

You don’t need to remember bank account numbers

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You can set future and recurring fund transfers

It is safe and reliable

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You don’t need to remember bank account numbers - Receive money using the following options as your DuitNow ID:

  1. Mobile number
  2. NRIC number
  3. Passport number (for non-Malaysian only)
  4. Army/Police ID number
  5. Business Registration Number

 

DuitNow is available on UOB Personal Internet Banking and UOB Mighty which is a secured mode of fund transfer and eliminates the use of cash

 

 

Receive or transfer funds instantly

Zero fee for transfer of RM5,000 and below

How to Register

How to Register for DuitNow ID via UOB Mighty?
Step 1
Step 2
Step 3

Open UOB Mighty and tap on Bank. Login using your username and password.

Select 'Register DuitNow ID'
upon pop-up or
‘Manage DuitNow ID’
on the navigation bar.

Follow the on-screen instructions.
You will receive an OTP
on your mobile for verification.

 

For guide on how to register for DuitNow ID through Personal Internet Banking, refer to our online demo here.

How to Switch

How to switch your DuitNow ID from other banks to link to your UOB account?
Login
Switch
Verify
Step 1
Step 2
Step 3

Open UOB Mighty and tap on Bank. Login using your username and password.

Select ‘Manage DuitNow ID’ on the navigation bar. Swipe left on your current DuitNow ID and select ‘Switch’.

Select which UOB account you wish to link to. You will receive an OTP on your mobile for verification.

 

For guide on how to switch your DuitNow ID through Personal Internet Banking, refer to our online demo here.

How to Receive and Send Money

How to Receive Money via DuitNow?

Start receiving money by just providing your DuitNow ID to the sender once you have registered for DuitNow.

How to Send Money via DuitNow?
Step 1
Step 2
Step 3
Open UOB Mighty and tap on Bank. Login using your username and password.
Select 'One-Time Transfer'
under 'Pay or Transfer'
on the navigation bar.
Select transfer to a 'DuitNow ID'
and follow the on-screen
instructions. You will receive
an OTP on your mobile
for verification.*

* For DuitNow ID (Mobile Number), ensure that the country code is added in front of the mobile number. Eg. “601XXXXXXXX” for Malaysian mobile number. 

For guide on how to send money via DuitNow through Personal Internet Banking, refer to our online demo here.

FAQ

DuitNow is a real-time online fund transfer service which allows payment to be addressed to an ID called DuitNow ID. With DuitNow on UOB Personal Internet Banking and UOB Mighty (mobile banking), you can receive money instantly and directly into your account via your mobile number, NRIC or passport number, army or police number, or business registration number.

It is an identifier of an account holder such as a mobile number, NRIC or passport number, army or police number, or business registration number which can be linked to your bank account to receive funds via DuitNow service. You may link more than one DuitNow ID to the same bank account number but a particular DuitNow ID can only be linked to one account at any one time.

Yes. You can switch to link your DuitNow ID with your UOB account via UOB Personal Internet Banking / UOB Mighty. You may refer to the step-by-step guide here.

You can register for a DuitNow ID using UOB Personal Internet Banking / UOB Mighty. You may refer to the step-by-step guide here.

You can link it to your Joint Account provided that the Joint Account mandate is for any one Account holder to deal with the Joint Account (including but not limited to withdrawals, instructions (whether oral, written or otherwise) and closure of the Joint Account).

Customers of any DuitNow participating banks can use the service. For the list of participating banks, kindly visit PayNet website for more details.

The daily maximum transaction limit for DuitNow is RM50,000. However, you can login to PIB/UOB Mighty to set your preferred daily maximum transfer limit (up to RM50,000).

No. DuitNow fund transfer service is only applicable locally between participating banks.

You can only transfer to recipients who have registered their mobile numbers as DuitNow ID.

You will receive an acknowledgement via SMS when the DuitNow fund transfer is successful. Alternatively, you may check the status of your fund transfer transaction history through My Activity, accessible via PIB/UOB Mighty.

All transfer of RM5,000 and below will be waived, while transaction above RM5,000 will be charged RM0.50 fee per transaction.

Before you are asked to confirm the transfer, the recipient’s name will be displayed for verification.

Ensure that the country code is added in front of the mobile number. Eg. “601XXXXXXX” for Malaysian mobile number.

Yes. You can deactivate or deregister your DuitNow ID which is currently linked to your UOB account in UOB Personal Internet Banking or UOB Mighty. To deactivate or deregister:

Personal Internet Banking
• Login to Personal Internet Banking
• On the left menu, select “Account Services”
• Under the drop-down list, select “Manage DuitNow”
• Click deactivate or delete DuitNow ID
UOB Mighty
• Login to to UOB Mighty
• On the left menu, select “Manage DuitNow”
• Swipe left and click deactivate or delete DuitNow ID

You can call UOB Contact Centre at (603) 26128 121 or visit us at the nearest UOB branch. For more information, click here.

  • DuitNow Terms and Conditions: ENGBM

  • National Addressing Database: ENG | BM