Private Car EZY Plus - Comprehensive

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    Private Car EZY Plus

    Comprehensive motor insurance that covers against loss, damages or theft of your vehicle, and liabilities to other parties.

    Get insured by Liberty Insurance now and receive a complimentary Grab e-voucher worth up to RM160.

    Find out more

Overview

Guaranteed protection for when you and your loved ones are on the road. With the EZY Plus Comprehensive policy, you are covered against bodily injury, permanent disability or death. The policy will also cover your medical expenses and other benefits as follows:

  • Medical Expenses – Policyholder only due to accident on the named vehicle – up to RM1500.00 per accident
  • Key Replacement due to theft up to RM500.00 on the Named Vehicle
  • Child Seat Replacement due to accident, theft or flood on the named vehicle – up to RM300.00
  • PA coverage – Policyholder only up to RM10,000.00 – Loss of life / Permanent Disablement within 180 days after the date of accident involving the named vehicle

Get more comprehensive coverage for you and your loved ones with Liberty Ezy Plus Bundle!

With add-on bundle benefits with additional premium apply, select your suitable package from 4 new bundles carefully designed to meet your best needs!

Benefits and Premium

a) Liberty Private Car Bundle A, B or C – Applicable for Private Use / Business Use

 

BENEFIT

PLAN A

PLAN B

PLAN C

A

PA - Accidental Death / Permanent Disability –maximum 5 person only up to

RM20,000 per person

RM20,000 per person

RM30,000 per person

1

Medical Expense - maximum 5 person only up to

RM1,500 per person

RM1,500 per person

RM3,000 per person

2

Nationwide Public Holiday Double Indemnity -maximum 5 person only up to

RM20,000 per person

RM20,000 per person

RM30,000 per person

3

Corrective Dental and/or Cosmetic Surgery -maximum 5 person only up to

RM1,200 per person

RM1,200 per person

RM1,200 per person

4

Ambulance fees Benefit - maximum 5 person only up to

RM300 per person

RM300 per person

RM300 per person

5

Hospital Income Benefit maximum 5 person only

RM30 up to limit of 60 days per person

RM30 up to limit of 60 days per person

RM50 up to limit of 60 days per person

6

Bereavement Benefit maximum 5 person only

RM500 per person

RM500 per person

RM500 per person

7

Reimbursement for Physiotherapy  treatment maximum 5 person only up to

RM500 per person

RM500 per person

RM1,000 per person

8

Repatriation Benefit maximum 5 person only up to

RM2000 per person

RM2000 per person

RM3000 per person

B

24 Hours Towing Accident/Breakdown

Unlimited Mileage & Events

Unlimited Mileage & Events

Unlimited Mileage & Events

C

Total Loss/Vehicle Theft Inconvenience Allowance

RM500

RM1,000

RM1,000

D

Replacement of Car Key/Transmitter

RM500

RM1,000

RM2,000

E

Child Seat Replacement

RM300

RM300

RM500

F

Flood Inconvenience Allowance

Not Applicable

RM1,000

RM1,000

G

Window Snatch Theft

Not Applicable

Not Applicable

RM1,000

H

Waiver of Compulsory Excess (Applicable for Private Use only)

Not Applicable

Not Applicable

Yes

I

Miscarriage Allowance  due to Accident

Not Applicable

Not Applicable

RM1,000

J

Warranty for Workmanship Repair

Not Applicable

12 months

18 months

K

Damage to Side Mirror

Not Applicable

Not Applicable

RM1,000

 b) Liberty Private Car Bundle D – Applicable for Private Car - Private Use - Specially for UOB Bank Customers

 

BENEFIT

Liberty Private Car Bundle D

1

Agreed Value – Vehicle age 10 years and below on Private Car – Private Use

Standard Models – exclude High End vehicle, Pick Up Trucks and vehicle with cc above 3000

Apply

2

Excess – NIL for Vehicle age 10 years and below on Private Car – Private Use Standard Models

– exclude High End vehicle, Pick Up Trucks and vehicle with cc above 3000

Apply

3

Waiver of Compulsory Excess (Applicable for Private Use only)

Apply

4

24 Hours Towing Accident/Breakdown

Unlimited Mileage and Events

c) Windscreen damage

d) Passenger liability cover (LLP)

e) Damage arising from flood and landslide (Special Perils)

f) Additional driver

g) Current year NCD relief

h) Compensation for Assessed Repair Time (CART)

i) Vehicle accessories – Gas conversion kit and tank

j) Waiver of Compulsory Excess for Unnamed Driver

k) Waiver of Betterment

l) Annual E-Hailing Drive – Covering damage to your own car, Liability to Third Parties, Legal liability to Fare Paying passengers, Legal Liability to Fare paying passengers for negligent Acts, Personal Accident coverage of RM 10,000 for Authorised E-hailing driver on call

m) Daily E-Hailing – GRAB (Applicable for those e-hailing authorized drivers attached to GRAB e-hailing service only) Covering damage to your own car, Liability to Third Parties, Legal liability to Fare Paying passengers, Legal Liability to Fare paying passengers for negligent Acts, Personal Accident coverage of RM 10,000 for Authorised E-hailing driver on call

 

 

NOTE: It is an offence under the laws of the Republic of Singapore to enter the country without extending passenger liability cover to your motor insurance

NOTE: The Sum Insured of the vehicle is based on the current market value of the vehicle based on reference to ISM-ABI system (Automobile Business Intelligence)  

Eligibility

Policyholder should be 17 years old and above, has a valid driving licence under the regulations of the Malaysia Road Transport Department.

Enrolment

Apply Now

Complete the application through our partner Liberty Insurance’s Website by clicking on “Apply Now”

 

Underwritten by:

Prudential

This is for your general information only. You are advised to visit any of our UOB Malaysia branches for the detailed terms, conditions and exclusions of coverage. The above plans are underwritten by Liberty Insurance Berhad (16688-K). All claims and liabilities arising from the policies should be made with the company.