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• Domestic shall means anywhere within Malaysia only.
• Asia includes as Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Laos, Macau, Malaysia (East to West or vice-versa), Nepal, Singapore, Philippines, South Korea, Thailand, Taiwan, Vietnam, Pakistan, Maldives, Sri Lanka, etc.
• Worldwide is defined as all countries including Asia (as defined above) except Excluded Countries.
Excluded Countries: Any sanction, prohibition or restriction under United Nations resolution, European Union, United Kingdom, United States of America, Malaysia or Singapore.

1. UOBM customers who are Malaysian citizens, permanent residents of Malaysia, work permit holders or individually legally employed in Malaysia and for family plan, their spouse and children who are legally residing in Malaysia:
   • You and your spouse aged 18 years to 85 years old
   • Your children age within 30 days and below 18 years old 
2. Family Plan shall cover you, your one (1) legal spouse and your children.

Note:

1. Dependant below the age of 18 must be accompanied by an adult.
2. Each trip must commence and end in Malaysia except for One-way cover.
3. Maximum period of cover for one-way and two-way cover is 90 days and 185 days respectively.