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View and redeem your rewards on the UOB TMRW app. Enjoy exclusive deals and UOB coupons in the palm of your hand.
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Maximise your savings in just two steps
Get up to 5.65% p.a.* interest when you save and transact with UOB One Account every month.
We make it so easy
Whether you save, spend with UOB cards or pay bills, you still earn bonus interest! We keep it flexible so that you can achieve your goals easily.
Managing your expenses is easier than ever with UOB Insights
Monitor your inflows and outflows easily to keep track of your expenses and payments.No more missed payment or important transfers with friendly reminders and alerts.
Don’t miss out on interest
Track your progress towards earning bonus interest monthly with the UOB TMRW app.
Maximise your earnings with up to 5.65% p.a.*
in 2 simple steps through any of these ways:
Inward fund transfer
Deposit a minimum of RM2,000 via Interbank Giro / DuitNow / Instant Transfer every month.
*If a salary credit of at least RM2,000 via UOB Infinity and an inward IBG/DuitNow transfer of at least RM2,000 are made in the same month, they will be treated as two (2) separate qualifying actions.
Spend with UOB Cards
Spend a minimum of RM500 monthly with your eligible UOB credit or debit card every month.
Bill payment
Pay 3 bills (minimum RM50 each) via UOB TMRW app or Personal Internet Banking (PIB) every month.
Direct debit
Make 3 direct debit payments (minimum RM50 each) every month.
^Maximum Effective Interest Rate on the UOB One Account is 3.63% p.a. from RM100,000 to RM200,000 deposit balance, provided customer completes any of the 2 actions per month.
Maximum Effective Interest Rate of 3.24% p.a. for balance tier above RM200,000 is calculated based on RM250,000 deposit, provided customer completes any of the 2 actions per month.
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total interest earnings
Enter your available balance
Account Balance
Find out how much bonus interest you can earn
5.65% p.a. interest
annual interest
earnings of
monthly interest earnings of
The projection shown is indicative based on the information you have provided and is strictly for information purposes only. All projected interest earnings shown are estimates based on monthly average balance in your One Account. These projections assume each month has 30 days, while annual interest is calculated using a 365-day year. All projections are based on current assumptions and may change. Actual interests may vary depending on market conditions and other factors.
United Overseas Bank (Malaysia) Bhd. ("UOB Malaysia")’s One Account calculator is not intended to be, and should not be regarded as, an offer, recommendation, solicitation or advice to buy or sell any financial product and shall not be transmitted, disclosed, copied or relied upon by any person for whatever purpose and is subject to applicable terms and conditions of One Account.
Although every reasonable care has been taken to ensure the accuracy and objectivity of the projection from UOB Malaysia’s One Account calculator, UOB Malaysia and its employees make no representation or warranty of any kind, express, implied or statutory, and shall not be responsible or liable for its completeness or accuracy. As such, UOB Malaysia and its employees accept no liability for any error, inaccuracy, omission or any consequence or any loss/damage howsoever suffered by any person, arising from any reliance by any person on the views expressed or information contained in this projection.
Pair your UOB One Account with these UOB Cards that
reward you when you shop and spend:
UOB Debit Mastercard ® Card
Your all-in-one ATM and Debit Cord. Like cash. Only better.
UOB ONE Card
Up to 10% cashback on dining, petrol, selected grocers and Grab spend.
UOB EVOL Card
Up to 8% cashback on sustainable merchants, online, contactless parking and entertainment spend.
UOB Lady's Card
Up to 10X UNIRM on selected category spend.
Pair your UOB One Account with these UOB Cards that
reward you when you shop and spend:
UOB Debit Mastercard ® Card
Your all-in-one ATM and Debit Cord. Like cash. Only better.
UOB ONE Card
Up to 10% cashback on dining, petrol, selected grocers and Grab spend.
UOB EVOL Card
Up to 8% cashback on sustainable merchants, online, contactless parking and entertainment spend.
UOB Lady's Card
Up to 10X UNIRM on selected category spend.
How to open a UOB Savings account
Get Started on UOB TMRW App
Tap on "Start banking with UOB"
Tap on "Quick online application"
Enter your mobile number
Tips: Ensure your mobile number is valid and is in the 0123456789 format.
Scan your MYKad
Tips: Place your MyKad on a flat surface and ensure it fits in the guiding frame. It may take up to a minute to complete this step, do not exit the app at this stage.
Record a selfie of yourself
Tips: Ensure your face is within the circle and follow the on-screen instructions
Fill in your details
Create online banking log in
Application submitted successfully
Follow the on-screen instructions to check on your application status.
Tap to view your application status
Tips: Use your new account number found here to transfer money in.
Download UOB TMRW app
to open a UOB savings account
Requirements
Requirements to open a UOB savings account via UOB TMRW app
- Malaysian citizen residing in Malaysia;
- New NRIC (MyKad) issued post April 2012 (with ghost image);
- Minimum age of 18 years old and above; and
- Transfer an initial deposit of RM100 from your other bank’s account (except eWallet) via DuitNow for account opening through UOB TMRW App; and
- Holds a current/savings account in another bank in Malaysia with internet banking access.
If you do not meet the above requirements, please click HERE to leave your contact details. Our representative will contact you.
Things you should know
Eligibility and fees
- Minimum age of 18 years old and above.
- Minimum initial deposit of RM500 for accounts opened at a UOB branch.
- Click HERE for fees and charges.
Primary Linked UOB Account
- UOB One Account will be linked by default as the primary account for UOB Debit Card ATM withdrawals and Point-of-Sales transactions. For customers who wish to change the Debit Card primary account to another UOB savings/current account, kindly visit any UOB Malaysia branch.
Actions or documents required
- Please also bring the following supporting document(s): Utility bill (e.g. Water/Electricity/Telephone Bills, Quit Rent, Assessment Note/Bank Statement/Employer's Confirmation Letter) in your name and address.
- Letter of Employment or Student Permit/Pass for foreigners who are working or studying in Malaysia.
- Original MyKad (IC) for Malaysians and Passport for foreigners.
Grow your savings with up to 5.65% p.a.
Plus, get up to RM128 cash reward when you open and deposit a minimum of RM1,000 into your UOB One Account via UOB TMRW app.
Grow your savings with up to 5.65% p.a.
Plus, get up to RM128 cash reward when you open and deposit a minimum of RM1,000 into your UOB One Account via UOB TMRW app.
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