1. Personal
  2. Save
  3. Savings
  4. ONE Account

ONE Account

  • One AccountOne Account

    ONE Account.

    Grow as high as 3.80%* interest p.a. for your deposit.

    *Protected by PIDM up to RM250,000 for each depositor

    Sign Up Now
  • UOB ExtravaganzaUOB Extravaganza

    Play! to win your dream sports car, trip to Maldives & many more!

    ONE Account gives you the privilege to play Extravaganza Royale. Start saving and transacting with ONE Account today!

    Learn More
  • CASA AsiaCASA Asia

    Experience your best escapade ever with UOB ONE Account.

    Save and spend with ONE Account and stand to win an exotic Asia Holiday!

    Learn More

Overview

With UOB ONE Account, you can maximise your savings even when you’re shopping or paying bills online. Let your spending do the earning. Pay with UOB Debit/ Credit Card to earn rewards while doing the things you love, reap higher interest rates for your deposit while you are having fun. It’s worth its weight in carats.


Just 2 Simple Steps To Harvest Maximum Interest Earnings

STEP 1: SPEND WITH UOB DEBIT & CREDIT CARDS
Minimum of RM500 with your UOB Debit/ Credit Card monthly

STEP 2: SAVE OR PAY BILLS ONLINE
Deposit a minimum of RM2,000 in a single transaction via Interbank GIRO/ Instant Transfer/ DuitNow (Pay-to-Account-Number) or pay 3 bills (minimum RM50 per bill) via UOB Personal Internet Banking monthly

Benefits

Let your spending do the earning or the more you transact online, the higher the returns. Be rewarded even when you go on a shopping spree or splurging on tickets for your next holiday. It’s worth its weight in carats.

 

ONE ACCOUNT BALANCE TIER MONTHLY TRANSACTION/ USAGE
DO NOTHING MEET STEP 1 MEET STEP 1 + STEP 2
First RM50,000 0.10% p.a. 1.80% p.a. 2.80% p.a.
Next RM50,000 0.10% p.a. 2.80% p.a. 3.80% p.a.
Above RM100,000 2.65% p.a. 2.65% p.a. 2.65% p.a.

*Maximum Effective Interest Rate on the ONE Account is 3.30% p.a. at RM100,000 deposit balance, provided customers meet both criteria of RM500 card spend and pay 3 bills or RM2,000 inward Interbank GIRO/ Instant Transfer/ DuitNow (Pay-to-Account-Number) per month.

 

Choose the card that suits you the best to get the most from your favourite activity.
Swipe more, benefit more.

 

Terms and conditions apply, click the following for more information:

UOB Debit Mastercard – click here

UOB ONE Card – click here

UOB YOLO Card – click here

UOB Lady’s Card – click here

Open ONE Account online


BEGIN YOUR JOURNEY TO EXTRA SAVINGS NOW!


Apply Now

For better security, always type https://pib.uob.com.my


Always call our 24-Hour UOB Contact Centre at 603-26128 121 or visit the nearest UOB branch if you suspect your banking information is compromised or there has been an unauthorised transaction on your account.

UOB Personal Banking and Mighty UOB App

Easy and quick access to your UOB account

DuitNow

Send or receive money through your mobile phone

eWallet/ Mobile Payment

Digitalise your UOB Debit/ Credit Card with contactless payment

4 times MEPS fee waiver for ATM Cash Withdrawal at more than 10,000 MEPS shared ATMs nationwide

Subject to minimum RM10,000 monthly average balance in ONE Account

Fees & Requirements

Fees
  • Click here for fees
Requirements
  • You must be 18 years old
  • Original Identity Card (IC) for Malaysians and Passport for foreigners
  • Please also bring the following supporting document(s):
    Utility bill (e.g. Water/Electricity/Telephone Bills, Quit Rent, Assessment Note/Bank Statement/Employer's Confirmation Letter) in your name and address
  • Letter of Employment or Student Permit/Pass for foreigners who are working or studying in Malaysia
  • Minimum initial deposit of RM500
  • Minimum balance to maintain in the account is RM20

Apply Now

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Interested to know more?

Click HERE
location

Visit any UOBM Branch nearest to you

 
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