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TMRW made more rewarding
View and redeem your rewards on the UOB TMRW app. Enjoy exclusive deals and UOB coupons in the palm of your hand.
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Maximise your savings in just two steps
Get up to 6% p.a.* interest when you save and transact with UOB One Account every month.
We make it so easy
Whether you save, spend with UOB cards or pay bills, you still earn bonus interest! We keep it flexible so that you can achieve your goals easily.
Managing your expenses is easier than ever with UOB Insights
Monitor your inflows and outflows easily to keep track of your expenses and payments.No more missed payment or important transfers with friendly reminders and alerts.
Don’t miss out on interest
Track your progress towards earning bonus interest monthly with the UOB TMRW app.
Maximise your earnings up to 6% p.a.
with 2 simple steps through any of these ways:
Inward fund transfer
Deposit a minimum of RM2,000 via Interbank Giro/ DuitNow/ Instant Transfer every month.
Spend with your cards
Have a combined minimum spending of RM500 with any of your eligible UOB Debit or Credit Cards every month.
Bill payment
Pay 3 bills (minimum RM50 each) via UOB TMRW app or Personal Internet Banking (PIB) every month.
Direct debit
Make 3 direct debit payments (minimum RM50 each) every month.
^Maximum Effective Interest Rate on the UOB One Account is 4.00% p.a. from RM100,000 to RM200,000 deposit balance, provided customer completes any of the 2 actions per month.
Maximum Effective Interest Rate of 3.78% p.a. for balance tier above RM200,000 is calculated based on RM225,000 deposit, provided customer completes any of the 2 actions per month.
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Pair your UOB One Account with these UOB Cards that
reward you when you shop and spend:
UOB Debit Mastercard ® Card
Your all-in-one ATM and Debit Cord. Like cash. Only better.
UOB ONE Card
Up to 10% cashback on dining, petrol, selected grocers and Grab spend.
UOB EVOL Card
Up to 8% cashback on sustainable merchants, online, contactless parking and entertainment spend.
UOB Lady's Card
Up to 10X UNIRM on selected category spend.
Pair your UOB One Account with these UOB Cards that
reward you when you shop and spend:
UOB Debit Mastercard ® Card
Your all-in-one ATM and Debit Cord. Like cash. Only better.
UOB ONE Card
Up to 10% cashback on dining, petrol, selected grocers and Grab spend.
UOB EVOL Card
Up to 8% cashback on sustainable merchants, online, contactless parking and entertainment spend.
UOB Lady's Card
Up to 10X UNIRM on selected category spend.
Download UOB TMRW app to open a
UOB One Account
Requirements
Requirements
- Malaysian citizen residing in Malaysia;
- New NRIC (MyKad) issued post April 2012 (with ghost image);
- Minimum age of 18 years old and above; and
- Transfer an initial deposit of RM100 from your other bank’s account (except eWallet) via DuitNow for account activation; and
- Holds a current/savings account in another bank in Malaysia with internet banking access.
If you do not meet the above requirements, please click HERE to leave your contact details. Our representative will contact you.
Things you should know
Eligibility and fees
- Minimum age of 18 years old and above.
- Minimum initial deposit of RM500.
- Click HERE for fees and charges.
Primary Linked UOB Account
- UOB One Account will be linked by default as the primary account for UOB Debit Card ATM withdrawals and Point-of-Sales transactions. For customers who wish to change the Debit Card primary account to another UOB savings/current account, kindly visit any UOB Malaysia branch.
Actions or documents required
- Please also bring the following supporting document(s): Utility bill (e.g. Water/Electricity/Telephone Bills, Quit Rent, Assessment Note/Bank Statement/Employer's Confirmation Letter) in your name and address.
- Letter of Employment or Student Permit/Pass for foreigners who are working or studying in Malaysia.
- Original MyKad (IC) for Malaysians and Passport for foreigners.
Enjoy an exciting cash reward with your savings!
Open a UOB One Account and maintain a minimum balance of RM1,000 to enjoy up to RM128 cash reward
Campaign period : 1 June to 31 August 2025
Terms and conditions apply.
UOB is a member of PIDM. UOB One Account is protected by PIDM up to RM250,000 for each depositor.
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