ONE Account

  • One Account

    ONE Account.

    Two great benefits

     Protected by PIDM up to RM250,000 for each depositor


With UOB ONE Account, you've got two ways to gain – earn when you spend and gain when you save. And it's so easy, all you need to do is what you would usually do every month. The only difference is that you will now switch to ONE Account to get both the benefits.



ONE Account

Gain as high as 3.80%* interest p.a. on your deposits

UOB ONE Account is more than just a savings account. It provides you higher deposits interest rates per annum from other banking needs at the same time.

Transaction / Usage First RM50K Next RM50K Above RM100K Max E.I.R*
Base rate 0.10% p.a 0.10% p.a 2.65% p.a. 0.10% p.a.
Spend RM500 with UOB Credit Card and/or Debit Mastercard every month 1.80% p.a. 2.80% p.a. 2.65% p.a. 2.30% p.a.

Spend RM500 with UOB Credit Card and/or Debit Mastercard every month


Pay 3 bills (min RM50 per bill) via UOB Personal Internet Banking or
deposit minimum RM2,000 via Interbank GIRO/ Instant Transfer/ DuitNow every month

2.80% p .a. 3.80% p .a. 2.65% p.a 3.30% p.a.


*Maximum effective interest rate (E.I.R.) of 3.30% p.a. is calculated based on RM100,000 deposits balance in ONE Account.


Terms and conditions apply, click the following for more information:

UOB Debit Mastercard – click here

UOB ONE Card – click here

UOB YOLO Card – click here

UOB Lady’s Card – click here


Mighty App

UOB Mighty App

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Personal Internet Banking

New UOB Personal Internet Banking

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Easy access to 10,783 MEPS ATMs nationwide

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Bank. Dine. Pay.

Manage accounts, banking transactions, pay bills, find exclusive dining and shopping deals, turn your mobile into an e-wallet and more.


Find out more


Enjoy an enhanced online banking experience and new features such as transferring funds overseas, transferring funds to a mobile number and more. Login via our new URL address:

Enjoy MEPS fee waiver at all 10,783 ATMs in MEPS' shared ATM network for cash withdrawals when you maintain a minimum monthly average balance of RM10,000 in ONE Account.

Fees & Requirements

Apply Now


Interested to know more?

Click HERE


Visit any UOBM Branch nearest to you

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