UOB Personal Internet Banking

IBG Fund Transfer allows you to transfer funds:

• From your UOB Savings and/or Current account to accounts in a participating bank
• To credit cards, loans and hire purchase accounts in other participating banks.

Enjoy zero transaction fee for IBG fund transfers.

Participating Banks

With DuitNow (Pay-To-Account-Number), you can:

• Transfer funds from your UOB Savings and/or Current Account to accounts in a participating bank
• Perform payments into credit card, loan and hire purchase accounts in other participating banks
• View and confirm your beneficiary's account number and name before executing the transactions

All funds transferred and payments made are reflected instantly in the beneficiary's account upon confirmation

Participating Banks

Whether you find the need to transfer money abroad on a one-off basis or periodically, you can perform it online with our online Telegraphic Transfer (TT).

Your submission will be processed according to the bank’s Telegraphic Transfer time.

Telegraphic Transfer charges

Now you can forget about issuing cheques or even queuing at the branch to pay your bills.

Pay your  UOB Cards bills, UOB Loan monthly instalment or any recurring utility bills with just a few clicks.

You can also opt to schedule an immediate, future-dated or recurring bills.

Experience the simplicity of paying bills with JomPAY. JomPAY is a national initiative, supported by Banks, to enable online bill payments across Malaysia. MyClear, a wholly owned subsidiary of Bank Negara Malaysia, operates JomPAY.

Your Favourite One-Stop Bill Payment Channels

• Convenient: Pay bills anytime and anywhere with UOB Personal Internet Banking.
• Quick: Pay your bills quickly and securely.
• Free: Pay your bills through JomPAY today. FREE for customers.

Pay Bills The Easy Way

• Spot: Look out for the JomPAY logo and Biller Code on your bills or Invoices.
• Online: Login to Personal Internet Banking.
• Pay: Enter the payment details and confirm payment.

Click here for the billers available for JomPAY, including accepted payment type and payment limit for each biller.

Terms and Conditions for JomPAY (ENG | BM)

View your unit trust account or earn more with our competitive Fixed Deposit interest rates. Have the option to make a placement or withdrawal in your Fixed Deposit Account at your convenience.

Do not have a Fixed Deposit account? Open a Fixed Deposit Account online through the Online Account Opening function and you can make your subsequent placement online.

You can now invest in gold by buying and selling gold online, without the need  of storing and transferring the physical gold or queuing at the branch.

All you need is an existing UOB Gold Investment Account and any UOB Current or Savings Account. Manage your investment anytime during our banking hours.

Click here for Gold Prices.

Manage your daily transaction limit or your online transaction such as Fund Transfer, Bill Payment, JomPAY and many more as shown in the table below:

*DuitNow is inclusive of DuitNow Pay-To-Account-Number, DuitNow Pay-To-Proxy and DuitNow Request
**Inclusive of 3rd Party Credit Card & Loan Repayment.

From 1 July 2024 onwards, any increase to your transaction limits for online banking will only be effective after 12 hours (12-hour cooling off period). This serves as an extra layer of security to prevent large sums of money being transferred out from your account(s) immediately if the transaction limit increase was performed by fraudsters. However, if you are looking to reduce your existing transitions limits, it will take effect immediately.

You can still perform transactions that are within your existing transaction limits during the 12-hour cooling off period. Click here to find out more.

We offer a wide range of services that you can enjoy with Personal Internet Banking such as:

• Manage your personal particulars, credentials and contact details online.
• Personalising your accounts by giving alias to your accounts to differentiate them.
• Link and delink your accounts to Personal Internet Banking according to your preference.
• Customise your screen to fit your preference, set widget and shortcut for quick access.

FPX simplifies the way you make online payments.

• Real Time: Payment are processed immediately and debited from your banking account on real-time basis. You will get an immediate notification of payment via online receipt or email.
• Convenient: No additional registration is required. All you need is your UOB Personal Internet Banking login using the same credentials.
• Reliable & Secure: FPX service is available 24 hours daily. Your financial details are securely encrypted.
• Cost Savings: No extra cost as most of the FPX participating merchants will absorb the transaction fee. It saves your money by not having to make the trip to the payment outlets.

For more information about FPX, please click here.

Simple guide to FPX

How to pay via FPX on an e-commerce website using UOB Current or Savings Account
Step 1: Shop on e-commerce website.
Step 2: Checkout your purchase.
Step 3: Select ’FPX’ option and continue.
Step 4: Select ’UOB Bank’ option and complete your payment.

How to pay with UOB Credit Card / Debit Card on an e-commerce website
Step 1: Shop on e-commerce website.
Step 2: Checkout your purchase.
Step 3: Select ’Credit/Debit Card’ option and complete your payment.

How to set e-commerce/FPX transaction limit in UOB Personal Internet Banking
Step 1: Click on your name and select ’Transaction Limit’.
Step 2: Check your transaction limit for ’ecommerce/FPX’.
Step 3: If needed, select a new transaction limit.

Shop and pay online in just a few simple steps:

1. To pay, select 'DuitNow Online Banking/Wallets' as your payment method.
2. Select 'UOB' and login to UOB Personal Internet Banking (PIB). Follow the on-screen instructions to proceed.
3. Review payment details, confirm the transaction and enter your Secure PIN on the UOB TMRW app to complete the payment.