UOB Debit Card

• Check your balances and withdraw cash from any PayNet Shared ATM Network (SAN) & MEPS ATM (MEPS) within Malaysia. Transaction fees apply to cash withdrawals*.
• UOB Debit Card is also your global ATM card. While travelling internationally, you can withdraw cash from any ATMs bearing the Mastercard Maestro and Cirrus logo*.
• You can perform interbank fund transfers, loan and credit repayments with other PayNet Shared ATM Network (SAN) and participating member banks (MEPS).
• If you are travelling in Singapore, Indonesia or Thailand, look out for the UOB Group ATM network* where you can check your balances and withdraw cash.
  
  *Please refer here for the Fees and Charges apply.

• UOB Debit Card offers contactless functionality which allows you to purchase quickly by tapping your card on the reader device.
• Contactless payments do not require a PIN for any transaction up to RM250. For transactions above RM250, you will need to enter your PIN to complete the transaction.
• When contactless transactions accumulate to RM1,250, a PIN transaction will be required. Insert your debit card into the Point-of-Sale (POS) terminal and enter your PIN to authorise the transaction and to reset the cumulative contactless amount. Any PIN transaction made in between contactless payments will also reset the cumulative contactless amount.
• You may adjust the cumulative contactless transaction limit or deactivate this feature by visiting any UOB branches in Malaysia.
• To change the SMS transaction alert threshold amount, visit any UOB branches in Malaysia or click here to download the form.

From dining and shopping to travelling and more, explore exclusive discounts, promotions and privileges with your UOB Debit Card. Visit our promotion page to find out.

• Gives you greater control over your spending as purchases are drawn directly from your UOB Savings or Current Account
• Therefore, you can spend within your means
• All purchases are reflected in your monthly bank statement, allowing you to manage your expenses wisely

Access your account balance and transfer funds anytime, anywhere with UOB TMRW app and UOB Personal Internet Banking.

Speak to our UOB Contact Centre officers or be guided by our automated voice response system, 24 hours a day, 7 days a week.

These are the options for you to activate your new UOB Debit Card:

UOB TMRW app
Step 1: Log in to your UOB TMRW app
Step 2: Select your card on “Account”
Step 3: Tap on “Activate now”, then “Services” and set your 6-digit PIN


Interactive Voice Response (IVR)

• Call the PIN creation hotline at 03-2612 8111 using your mobile number registered with UOB
• Key in your card number, card expiry date and date of birth
• Key in the One-Time-Password (OTP) received via SMS
• Set your new 6-digit PIN

These are the options for you to activate your renewal (when your card expires) or replacement (in the event of lost or stolen card) debit card:

ATM
Visit any UOB ATM:
Step 1: Insert your debit card and key in your current 6-digit PIN
Step 2: Select “Others”
Step 3: Select “Activate UOB Debit Card”
Step 4: Key in your new debit card expiry date (MM/YY)


SMS
Step 1: SMS the following to 66300:
UOBACD <space> NRIC/Passport No. <space> Last 4-digit of your card number
Example: UOBACD 8802151005568 7779

Cash withdrawals or transactions in a currency other than Ringgit Malaysia will be converted through Mastercard Worldwide when the transaction is posted. An administrative cost of 1% will be chargeable for currencies other than Ringgit Malaysia.

The Dynamic Currency Conversion (DCC) service will convert foreign currency transactions into Ringgit Malaysia. The relevant overseas merchant determines the exchange rate for DCC.

In the event your UOB Debit Card is lost or stolen, please call UOB Contact Centre to report your lost or stolen card. If you are travelling abroad, contact Mastercard Global Service at 1-800-80-4594 or 1-314-542-7111 (United States).

Note: Please refer to Mastercard website at all times for the latest phone numbers.

Safety tips:

1. Keep your debit card in a safe place.
2. Update us immediately of any change in contact number.
3. Do not disclose your PIN and card details to anyone.
4. Pay attention to the SMS transaction alerts and notify us immediately if the transaction is unauthorised.
5. When choosing a PIN, do not use common numbers like birth date, identity card number, passport number or mobile number.
6. Do not lend your card to anyone.
7. Notify us immediately if your card is lost or stolen, if an unauthorised transaction occurred or if your PIN is compromised.
8. Use your card responsibly and do not use it for unlawful activities.
9. Check your monthly statement and notify us if there is any discrepancy.
10. Never write down your PIN, including on the back of your card.