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  4. Personal Loan

Personal Loan

  • personal loanpersonal loan

    Embrace a life of flexibility

    Enjoy a low interest rate at 0.83% p.m. and flexible repayment tenure up to 5 years!

    Terms and conditions apply

    Apply Now

Overview

Whether it's for down payment on a new house, a lucrative business opportunity or investment, further education or even home renovation you've been planning, regardless of reasons UOB Personal Loan lets you have the extra money and freedom to do more.

Benefits

Low interest

Low interest at 0.83% p.m.

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loan

Flexible Loan Amount up to RM100,000

You can choose from a minimum loan of RM5,000 up to a maximum of RM100,000 cash (RM50,000 for self-employed applicants).

Flexible Repayment Tenure up to 5 years

Flexible Repayment Tenure up to 5 years

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Enjoy interest rate as low as 0.83%* per month.

 

Monthly Income

Salaried

Self-Employed

Interest Rate

RM2,000 < RM4,000

RM3,000 < RM6,000

11.99% p.a.

RM4,000 < RM7,000

RM6,000 < RM8,000

10.99% p.a.

RM7,000 and above

RM8,000 and above

9.99% p.a.

0.83% is rounded to the nearest 1 decimal point from 0.833%, based on interest rate at 9.99% p.a.

 
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UOB Personal Loan gives you the flexibility to opt for a loan tenure that suits your financial style. Our flexible repayment loan tenure options are:

 

12

18

24

30

36

42

48

54

60

months

 

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Low Monthly Instalment

Low Monthly Instalment

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No Processing Fee

No Processing Fee, No Guarantor and No Collateral

UOB Personal Loan is hassle-free as you do not have to pay Processing Fee and there is no guarantor or collateral requirement.

Hassle-Free

Hassle-Free Application

Application for UOB Personal Loan is hassle-free. You simply do not require collateral or a guarantor. Just submit your application form with supporting documents and we will do the rest.

Enjoy monthly instalment as low as RM125.

 

Interest Rate 9.99% p.a.
  RM5,000 RM25,000 RM50,000 RM75,000 RM100,000
12 months 460 2,300 4,590 6,880 9,170
24 months 250 1,250 2,500 3,750 5000
36 months 181 903 1,810 2,710 3,620
48 months 146 730 1,460 2,190 2,920
60 months 125 630 1,250 1,880 2,500

 

Interest Rate 10.99% p.a.
  RM5,000 RM25,000 RM50,000 RM75,000 RM100,000
12 months 470 2,320 4,630 6,940 9,250
24 months 260 1,280 2,550 3,820 5,090
36 months 185 930 1,850 2,780 3,700
48 months 150 750 1,500 2,250 3,000
60 months 130 650 1,300 1,940 2,590

 

Interest Rate 11.99% p.a.
  RM5,000 RM25,000 RM50,000 RM75,000 RM100,000
12 months 470 2,340 4,670 7,000 9,340
24 months 260 1,300 2,590 3,880 5,170
36 months 190 950 1,890 2,840 3,780
48 months 155 780 1,550 2,320 3,090
60 months 134 670 1,340 2,000 2,670

**Based on RM5,000 loan amount on 5 years repayment period

 

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Apply Now

Documents Required
 

Salaried Employee

Self-employed

With Income Documents
  • Copy of I.C. (front & back)/
    Passport
  • Latest 3 months Pay Slip
  • Latest Form B/ BE (with copy
    of tax payment receipt),
    OR
  • Latest 3 months Bank Statements (show salary credit transaction),
    OR
  • EPF Statements (last 12
    months)
  • Copy of I.C. (front & back)/ Passport
  • Latest Form B/ BE (with copy of tax payment receipt)
  • Latest 3 months Bank
    Statements (show salary
    credit transaction)
  • Business Registration
    Certificate Form 9/24/49
    (2 years in same business)
With Other Banks' Credit/ Charge Cards***
  • Copy of I.C. (front & back)/ Passport
  • Either one of the following:
    1. Salaried applicant - one month payslip, latest Form BE, latest EPF form, bank statement (where salary is credited)
    2. Self employed applicant - Form B and tax receipt, bank statement, audited P&L account

    *** Principal Cardmember who has been holding the Card for more than 1 year. The Card must be issued in Malaysia.

Eligibility

Eligibility

  • Age > 21 to 55 years (Malaysian only)
  • UOB Credit Cardholder for at least 12 months

 

Minimum income

  • RM36,000 p.a. (salaried employee)
  • RM36,000 p.a. (self-employed)

Contact Us

Leave us your details at the form

Apply now
phone

Please call our Tele-marketing officer
at (6) 03-2783 2369/2370 
(Mon to Thurs: 8.45am - 5.45pm, Fri: 8.45am - 4.45pm)

 

Visit any UOBM branch nearest to you.

 

Personal Loan Terms and Conditions : ENG | BM

Product Disclosure Sheet : ENG & BM

Personal Loan Leaflet : ENG | BM