Two simple ways to invest

Customers who are at least 18 years old and are Malaysia citizens/PRs may open a UOB UT account via UOB TMRW. If you do not fulfil these criteria, visit any UOB branch for assistance.

You can open new UOB UT accounts, view your UT holdings and historical UT transactions, and perform buy, sell and switch transactions with cash payment type. To perform other types of UT transactions, visit any UOB branch for assistance.

 You will receive a payout if the UT that you selected provides a payout. You can choose to either reinvest the payout or credit the payout into your preferred UOB savings or current account in the same currency.

Investors will be charged up to 2% of sales charge from the gross investment amount at the point of sale. It will be deducted when you place your order and will be reflected on the 'Buy' screen. Actual sales charge is reflected on the buy input screen, before you submit the order.



Example for RM10,000.00 gross investment amount: 


- Investment sum: RM10,000.00

- Upfront sales charge of 2%: RM196.08

- Net invested amount for buying units: RM10,000.00 - RM196.08 = RM9,803.92



Note that the net invested amount shown above is subject to governmental tax, if any.

There is no annual platform fee.

Depending on the UT funds selected, you can start a lump sum investment from as low as RM100.

 Standard Portfolios offer 4 specially curated UT funds that are professionally managed by experienced fund managers that address different investment objectives. They are United Money Market Fund, United ESG Series - Conservative Bond Fund, United CIO Income Fund MY and United CIO Growth Fund MY. Both United CIO Income Fund MY and United CIO Growth Fund MY are managed by UOB Private Bank Chief Investment Office (CIO).