Financing

Fees Amount / Rate Products
    Conventional Loan Islamic Financing
For HL/iHL/HF-i Package
Transaction Fee (when exceed 2 times trx
per month over the counter)		 RM5.00 per trans
One time foreigner set-up fee RM500.00
For FL/iRL/TF-i Package
Transaction Fee (when exceed 2 times trx
per month over the counter)		 RM5.00 per trans
One time processing fee (applicable for
financing of pure commercial properties)		 RM200.00
One time foreigner set-up fee RM500.00
For Flexi-Mortgage Package
Transaction Fee (when exceed 2 times trx
per month over the counter)		 RM5.00 per trans
One time processing fee RM200.00
Annual Account Maintenance Fee RM120.00
For HL/iHL/FL/iRL/Flexi-Mortgage Package
Conversion Fee RM500.00 to RM3,000.00 Not Applicable
Prepayment Fee 2% - 3% on the original loan amount
or RM5,000.00/-, whichever is higher		 Not Applicable
For OD Package
OD Account Annual Maintenance Fee RM120.00 Not Applicable
Commitment fee on
unutilized overdraft limit		 Up to 1% Not Applicable
Generic Charges applicable to
Loan/Financing/OD Packages
Late Payment Charges
on loan accounts		 1% p.a. to be calculated on daily rest
on the overdue instalment amount
and it is non-compounding		 Not Applicable
Late Payment Charges
on financing accounts		 For in tenure: 1% p.a. to be calculated on
daily rest on the overdue instalment
amount and it is non-compounding

For After Tenure: Islamic Interbank
Money Market (IIMM) rate applies		 Not Applicable
Redemption statement request:
Individual customer
(For EPF withdrawal)		 RM20.00
Individual customer
(For Non- EPF withdrawal)		 RM50.00
Non-individual customer RM100.00
Annual postage charge
on foreign mailing address		 RM70.00
Redraw Fee RM50.00 Waive
Agency Fee (Wakalah Fees) RM50.00 Not Applicable
Cancelation Fee after
acceptance of Letter of Offer		 RM2,000 Not Applicable
Ad-Hoc statement request RM5.00 to RM10.00
Retrieval / Photocopy
of security documents		 RM10.00 per document per copy
for non-Certified True Copy

RM15.00 per document per copy
for Certified True Copy
Courier Fee RM5.00