Financing

    Fees Amount / Rate Products
    Conventional Loan Islamic Financing
    For HL/iHL/HF-i Package
    • Transaction Fee  (when exceed 2 times trx per month over the counter) RM5.00 per trans  
    • One time foreigner set-up fee  RM500.00
    For FL/iRL/TF-i Package
    • Transaction Fee (when exceed 2 times trx per month over the counter) RM5.00 per trans
    • One time processing fee (applicable for financing of pure commercial properties) RM200.00
    • One time foreigner set-up fee RM500.00
    For Flexi-Mortgage Package
    • Transaction Fee (when exceed 2 times trx per month over the counter) RM5.00 per trans
    • One time processing fee  RM200.00
    • Annual Account Maintenance Fee RM120.00
    For HL/iHL/FL/iRL/Flexi-Mortgage Package
    • Conversion Fee RM500.00 to RM3,000.00 Not Applicable
    • Prepayment Fee 2% - 3% on the original loan amount or RM5,000.00/-, whichever is higher Not Applicable
    For OD Package
    • OD Account Annual Maintenance Fee RM120.00 Not Applicable
    • Commitment fee on unutilized overdraft limit Up to 1% Not Applicable
    Generic Charges applicable to Loan/Financing/OD Packages
    Late Payment Charges on loan accounts 1% p.a. to be calculated on daily rest on the overdue instalment amount and it is non-compounding Not Applicable
    Late Payment Charges on financing accounts For in tenure: 1% p.a. to be calculated on daily rest on the overdue instalment amount and it is non-compounding

    For After Tenure: Islamic Interbank Money Market (IIMM) rate applies    		 Not Applicable
    Redemption statement request :      
    • Individual customer (For EPF withdrawal) RM20.00
    • Individual customer (For Non- EPF withdrawal) RM50.00
    • Non-individual customer RM100.00
    Annual postage charge on foreign mailing address RM70.00
    Redraw Fee RM 50.00
    Agency Fee (Wakalah Fees) RM50.00 Not Applicable
    Cancelation Fee after acceptance of Letter of Offer RM2,000 Not Applicable
    Ad-Hoc statement request RM5.00 to RM10.00
    Retrieval / Photocopy of security documents • RM10.00 per document per copy for non-Certified True Copy
    • RM15.00 per document per copy for Certified True Copy
    Courier Fee RM5.00