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Loan/Financing Fees and Charges

Fees Amount / Rate Products
    Conventional Loan Islamic Financing
For OD Package
Commitment fee on
unutilized overdraft limit		 Up to 1% Not Applicable
Generic Charges applicable to
Loan/Financing/OD Packages
Late Payment Charges
on loan accounts		 1% p.a. to be calculated on daily rest
on the overdue instalment amount
and it is non-compounding		 Not Applicable
Late Payment Charges
on financing accounts		 For in tenure: 1% p.a. to be calculated on
daily rest on the overdue instalment
amount and it is non-compounding

For After Tenure: Islamic Interbank
Money Market (IIMM) rate applies		 Not Applicable
Redemption statement request:
Individual customer
(For EPF withdrawal)		 RM20.00*
Individual customer
(For Non- EPF withdrawal)		 RM50.00*
Non-individual customer RM100.00*
Other Fees & Charges
Agency Fee (Wakalah Fees) RM50.00 Not Applicable
Ad-Hoc statement request RM5.00* per statement
Retrieval / Photocopy
of security documents		 RM10.00* per document per copy
for non-Certified True Copy

RM15.00* per document per copy
for Certified True Copy
For Personal Loan
Stamp Duties As per the Stamp Duty Act 1949 (Revised 1989) Not Applicable
Interbank GIRO (IBG) Fee RM2.00 will be deducted from loan amount
(if fund is disbursed to a non-UOB Malaysia savings/ current account)		 Not Applicable
Early Settlement Fee 3% of total outstanding balance (principal + interest), or RM300, whichever is higher. Not Applicable

 

Click here to view the fees and charges discontinued with effect from 1 September 2025.

* 8% Service Tax will be applicable