FAQS

All our 45 branches Self- Service Banking will no longer be operating for 24 hours. The new operating hours are from 6am to 12 midnight.

This is to safeguard our customers and at the same time mitigate the occurrence of scams and fraudulent withdrawals which are prevalent during low traffic periods including late at night.

You can continue to withdraw cash from non-UOB ATMs bearing the MEPS and CIRRUS/VISA PLUS logo. However, a service charge will be levied by the issuer bank on cash withdrawal from non-UOB ATMs. MEPS ATMs operate 24-hours a day, 7-days a week and most are located at strategic and accessible locations such as petrol stations, convenient stores, hypermarkets, malls and office buildings.

**Example of participating MEPS member banks are Maybank, CIMB, RHB, Hong Leong Bank- for a complete list of participating bank, please refer to www.meps.com.my

You may complete your transaction and once you are ready, you can press the door release button located beside the exit.

We have implemented a service that enables UOB Debit cardholders to perform overseas cash withdrawals and balance enquiries at any UOB ATM in Singapore, Indonesia and Thailand. This service was launched on 2 Oct 2008.

Overseas cash withdrawals and balance enquiries can be performed at all UOB ATMs in Singapore, Indonesia and Thailand.

You can use your UOB Debit Card at any UOB ATMs in these participating countries. In order for you to use them, your UOB Debit Card must be linked to either your Savings and Current Account.

You can make cash withdrawals and perform balance enquiries at any UOB ATMs in Singapore, Indonesia or Thailand.

For the time being, Funds Transfers between these countries are not available via UOB ATMs

You can access your Savings or Current Accounts that are linked to your UOB Debit Card.

This service allows you to perform selected transactions at any UOB ATMs in Singapore, Indonesia and Thailand. Over-the-counter transactions in these participating countries are currently not supported via your UOB Debit Card.

You can use any UOB ATMs in Singapore, Indonesia and Thailand.

This service is automatically enabled for all UOB Debit cardholders in the participating countries. There is no need for you to specifically apply for this service.

The same cash withdrawal limit applies when you are using your UOB Debit Card overseas. For example: if your current cash withdrawal limit is RM3,000 per day, then this limit will apply whenever you use your UOB Debit Card in Singapore, Indonesia and Thailand.

The same withdrawal limit applies overseas as when you use your UOB Debit Card in Malaysia. This limit is designed to control your exposure in case of fraudulent transactions.

The same cash withdrawal limit applies when you are overseas i.e. you can still withdraw up to RM5,000 per account or up to RM8,000 per UOB Debit Card."

You may view the foreign and home currency withdrawal details in your statement of accounts.

Your account available balance will be printed on the ATM receipt issued when you perform a cash withdrawal.

There is no transaction fee for using this service.

You may withdraw any amount that you require subject to your daily cash withdrawal limit and the cash available in the your savings and/or current account that linked to the UOB Debit Card.

Balance enquiry transactions at overseas UOB ATMs are provided free of charge.

All transactions will be displayed in English at all UOB ATMs in Singapore, Indonesia or Thailand.

The PIN Change function can only be used at UOB ATMs in Malaysia.

UOB is committed to providing a secure ATM network. We have implemented various security measure to ensure that your ATM transactions are secure.

Some examples of precautionary measures which you should observe:

1. Always shield the PIN pad when you are entering your PIN
2. Ensure that there are no suspicious articles affixed to the debit card insertion slot
3. Never write your PIN on your UOB Debit Card
4. Do not disclose your PIN to anyone

If you lose your UOB Debit Card while travelling, please contact UOB Phone Banking at 603-26128 121 immediately to report your lost card.

Replacement UOB Debit Cards can only be issued in Malaysia. You can visit any UOB branches in Malaysia to request for a replacement card.

You will need to request for a replacement card in UOB Malaysia.

If you encounter any problems when using your UOB Debit Card while overseas, please contact UOB Phone Banking at 603-26128 121 to report your case. Alternatively, you may also contact us when you return to Malaysia.

The turnaround time for settling inter-country cash discrepancies is about 2 weeks.

You will need to request for a replacement card in UOB Malaysia.

Yes, you can enjoy free cash withdrawals from all UOB ATMs in Malaysia regardless of the number of cash withdrawals.

The balance printed on the ATM receipt is the Available Balance in your account.

The reload services for CelcomDigi will be discontinued effective 1 April 2025. For more information on the alternative reload services, kindly contact your respective telco service provider

Yes, all UOB Debit cardholders can perform overseas cash withdrawals and balance enquiries at any UOB ATMs in Singapore, Indonesia and Thailand.

This service is automatically enabled for all UOB Debit cardholders in the participating countries. There is no need for you to specifically apply for this service."

You can make cash withdrawals and perform balance enquiries at any UOB ATMs in Singapore, Indonesia or Thailand."

You can access your Savings or Current Accounts that are linked to your UOB Debit Card.

The same cash withdrawal limit applies when you are using your card overseas. For example: if your current cash withdrawal limit is RM1,000 per day, then this limit will apply whenever you use your UOB Debit Card in Singapore, Indonesia and Thailand."

You may view the foreign and home currency withdrawal details in your statement of accounts.

Yes, you can make cash advances at any UOB ATMs overseas subject to the available balance in your credit card account.

UOB is now part of PayNet Shared ATM Network (), providing you the convenience of banking with us. You can now access your deposits accounts with us at over 11,000 PayNet Shared ATM Network & MEPS ATMs in Malaysia."              

• Interbank Cash Withdrawal
• Balance enquiry
• Interbank ATM funds transfer to current account and savings account, loan repayment, and credit card repayment

A 24-hour worldwide interbank ATM network.

You can conduct the following transactions at any ATM with MasterCard Cirrus or Visa Plus logo:

• Cash withdrawal
• Balance enquiry