Max Guard PlanMax Guard Plan

Max Guard Insurance Plan

A comprehensive personal accident plan with hospital income allowance, protection against burglary and identity theft, plus 15% cashback on no claim renewal.

 

 

With a worldwide coverage of up to RM500,000 for accidental death and permanent total disability (PTD), Max Guard insurance plan also provides a range of additional benefits within Malaysia.
These additional benefits include additional payout for death and PTD during Public Holidays in Malaysia, recuperation benefit for dengue fever and protection against theft.

 

 

Benefits at a Glance

Worldwide Coverage for Accidental Death and Permanent Total Disability (PTD)

Worldwide Coverage for Accidental Death
and Permanent Total Disability (PTD)

Get up to RM500,000 cash payout in the event of PTD and death due to accidents.

Extra Coverage

Extra Coverage

Receive an additional lump sum payment of up to RM150,000 if accidental death or PTD occurs during a nationwide holidays in Malaysia.

Up to RM1,000 daily cash allowance when you are hospitalised

Up to RM1,000 daily cash allowance when you are hospitalised

Receive hospitalisation income of up to RM1,000 daily for admission due to accident or up to RM100 daily for admission due to illnesses.

Medical expenses coverage

Medical expenses coverage

Receive a lump sum payout of up to RM5,000 for accident-related medical expenses.

Recuperation Benefit

Recuperation Benefit

Receive up to RM1,500 so that you can fully focus on your recovery from dengue fever, Zika virus or malaria.

Peace of mind against theft and burglary  

Peace of mind against theft and burglary  

Receive up to RM2,500 for incidents related to burglary, snatch theft and home break-in.

Peace of mind against identity theft

Peace of mind against identity theft

Receive up to RM500 inconvenience allowance for identity theft.

15% cashback* on policy renewal

15% cashback* on policy renewal

Receive 15% cashback* on premium paid for each renewal, provided no claims are made.

 

*15% of the premium paid will be refunded upon renewal of the policy subject there isn’t any claim paid in the previous policy year and the policy is still in force.

 

 

  

 

Flexible Premium Plans

This is a yearly renewal insurance with a duration of cover for one year as stated in the policy contract.
You need to pay the insurance cover on a monthly basis via debit/credit card instruction.

Choose a plan that fits your needs and budget:

 

premium plans

premium plans

Note: This premium amount is before Service Tax.

 

Eligibility

Eligibility
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  1. UOB Malaysia customers who are a Malaysian or permanent resident of Malaysia. And for family plan, the spouse and children who are residing in Malaysia.
  2. Eligible age at the inception of cover:
    • UOB Malaysia entry and/or his/her legal spouse aged 18 years to 60 years old, renewable up to age 75 years old.
    • His/Her children aged 6 months up to 18 years old or up to 25 years if still studying full time.

Start protecting yourself and your loved ones today

Start protecting yourself and your loved ones today

Frequently Asked Questions

1. What are the fees and charges that I have to pay?
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fees and charges

fees and charges

This policy does not cover bodily injury, death or disability or hospitalization caused by the following events:

  • Pre-existing medical conditions;
  • Caused by war, invasion, act of foreign enemy hostilities (whether war be declared or not), civil war, rebellion, revolution, insurrection, or military or usurped power.
  • Any form of disease, infection or parasites and Acquired Immune Deficiency Syndrome (AIDS) or AIDS Related Complex (ARC) or Human Immunodeficiency Virus Infection (HIV).
  • Injury or illness caused or contributed by
    1. suicide or intentional self-injury.
    2. pre-existing physical or mental defect or infirmity.
    3. pregnancy or childbirth unless caused solely and directly by the Accident.
    4. AIDS or any related diseases, immunodeficiency disorder or tested positive on an Aids-related blood test.
    5. having taken a drug, unless you prove that the drug was taken in accordance with proper medical prescription and directions, and not for treatment of drug addiction.
    6. mental or nervous disorders or treatment of alcoholism or intoxication.
    7. cosmetic or plastic surgery or any elective surgery or congenital anomalies.
    8. dental disease, dental care or surgery.
    9. treatment for obesity/weight related improvement.
    10. general check-up, convalescence, custodial or rest cure.
    11. any sexually transmitted diseases.
    12. while committing or attempting to commit any unlawful act.
    13. Insured/Insured Person does not have a valid driving license to drive the Vehicle. This will not apply if Insured/Insured Person has an expired license but is not disqualified from holding or obtaining such driving license under any existing laws, by-laws and regulations.
  • Caused or contributed by injury arising from engaging in (or practicing for or taking part in training peculiar to:-
    1. racing of any kind (other than on foot) or trial of speed or reliability.
    2. mountaineering or rock or cliff climbing necessitating the use of ropes or guides.
    3. hang gliding
    4. parachuting
    5. winter sports

Note: This list is non-exhaustive. Please refer to the policy contract for the full list of exclusions under this policy.

You may cancel your policy by giving written notice to Liberty. If you cancel within 15 days free-look period, you will receive a full refund of the premium paid provided that no claim has been made. However, should you decide to cancel the policy after the 15-days free-look period, you will not be entitled to premium refund.

It is important that you inform Liberty of any changes in your contact details to ensure that all correspondence reaches you in a timely manner.

 

 

 

Please read the Product Disclosure Sheet before you decide to purchase this policy to ensure that it meets with your requirements.

The benefit(s) payable under this eligible policy is protected by Perbadanan Insurans Deposit Malaysia (“PIDM”) up to limits.

Please refer to PIDM’s TIPS Brochure or contact Liberty General Insurance Berhad or PIDM (visit www.pidm.gov.my).

 

 

Underwritten by:

Liberty Insurance

This is for your general information only. You are advised to visit any of our UOB Malaysia branches for the detailed terms, conditions and exclusions of coverage. The above plans are underwritten by Liberty General Insurance Berhad 197801007153 (44191-P), formerly known as AmGeneral Insurance Berhad. All claims and liabilities arising from the policies should be made with the company.