PRUSupreme Legacy life insurance coverage visualVisual representation of PRUSupreme Legacy life protection plan

PRUSupreme Legacy

(This is an insurance product)

Shape your legacy while securing greater protection

 

 

 

A smarter way to shape your legacy with PRUSupreme Legacy

 

PRUSupreme Legacy is a regular premium investment-linked insurance plan designed to help you build and grow a stronger legacy. With features such as Foreign Exchange Assured Value (FX AV) which locks in the highest reference rate of selected foreign currency exchange rate, higher coverage upon hitting certain milestones and Loyalty Bonus, this plan is a smarter way to shape your legacy for your loved ones.

 

Secure your legacy in your preferred currency with coverage up to age 100. Start building your legacy today.

 

  

Benefits at a Glance

Secure your legacy in the currency you trust

Secure your legacy in the currency you trust

Build a legacy that transcends borders — with coverage referenced to MYR and major foreign currencies like SGD, USD, and AUD.

Foreign Exchange Assured Value (FX AV)

Foreign Exchange Assured Value (FX AV)

Locks in the highest reference exchange rate since policy inception, enabling your legacy to grow in value over time.

Loyalty rewards

Loyalty rewards

Your loyalty deserves recognition. Receive a Loyalty Bonus of 6% of the Basic Sum Assured (BSA) as a tribute to your enduring commitment — reinforcing your legacy with every milestone.

Legacy that grows

Legacy that grows

Increase your legacy to 110% of BSA upon attaining age 80 or after completion of 20 policy years, whichever is later.

Short commitment, lifelong coverage

Short commitment, lifelong coverage

Flexible premium payment terms of 5, 8, or 10 years with coverage up to age 100.

 

Terms and conditions apply.


For more details, please refer to the brochure and product disclosure sheet. Click here for a Product Disclosure Sheet (PDS) sample.

 

More Information

Eligibility
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Entry Age Child Adult
14 days old - 18 19 - 65


Note: Any age reference shall be on the basis of Age Next Birthday (ANB).

Reference Currency Option Minimum Reference Sum Assured Maximum Reference Sum Assured
MYR RM1,000,000 Subject to underwriting
SGD SGD350,000*
USD USD280,000*
AUD AUD400,000*


*This may be reviewed from time to time.

Premium Payment Period Policy Term
5 years Different policy term options up to ANB 80, 90, or 100 (where applicable)
8 years
10 years


Note: This product comes with Extension of Coverage Term to extend the term of basic plan up to the Policy Anniversary of Life Assured's ANB 100. For rider(s), if applicable, the rider’s term will be extended up to the Policy Anniversary of Life Assured’s ANB 100 or the rider’s maximum coverage term, whichever is earlier. Unless you request to disable the Extension of Coverage Term, your policy will be auto extended as long as it has sufficient value of units to be deducted to pay for the relevant charges, fees and taxes during the extended term. To ensure sufficient value of units, additional premium is likely required during the extended term. During the extended coverage term, the coverage provided by the basic plan and rider(s) (if applicable) will remain the same.

Investment Opportunity

PRUSupreme Legacy offers you growth opportunities to diversify your funds both locally and globally through our PRULink Fund(s), PRULink Global Fund(s) and/or PRULink Local and Global Fund(s).

PRULink Funds
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  • PRULink Equity Income Fund
  • PRULink Bond Fund II
  • PRULink Strategic Managed Fund
  • PRULink Asia Managed Fund
  • PRULink Global Market Navigator Fund
  • PRULink Dragon Peacock Fund
  • PRULink Asia Equity Fund
  • PRULink Global Growth Fund
  • PRULink Asia Pacific Dynamic Income Fund
  • PRULink Global ESG Choice Fund
  • PRULink Global Leaders Fund
  • PRULink United Income Fund
  • PRULink United Growth Fund
  • PRULink Equity Plus Fund 

 

 

Click here to find out more about the objectives of the Investment-linked funds for PRULink Fund(s), PRULink Global Fund(s) and/or PRULink Local and Global Fund(s).

Note: This is an insurance product that is tied to the performance of the underlying assets, and is not a pure investment product such as unit trusts. Return on an investment-linked fund is not guaranteed.

 

 

Start protecting yourself and your loved ones today

Start protecting yourself and your loved ones today

Disclaimer
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Underwritten by:

Prudential

 

The above plans are underwritten by Prudential Assurance Malaysia Berhad 198301012262 (107655-U) and distributed by United Overseas Bank (Malaysia) Bhd 199301017069 (271809-K). All claims and liabilities arising from the policies should be made with the company.

 

Prudential Assurance Malaysia Berhad is a licensed insurance company and is regulated by Bank Negara Malaysia. Prudential Assurance Malaysia Berhad is responsible for the products and benefits offered by them, as well as any representation made in any of their marketing materials including United Overseas Bank (Malaysia) Bhd’s marketing material for the products offered by Prudential Assurance Malaysia Berhad.

 

This content contains only a brief description of the product and is not exhaustive. You are advised to visit any of our branches and to refer to Product Brochure, Product Disclosure Sheet, Product Illustration and Fund Fact Sheet(s) (if any) before purchasing a policy, and to refer to the terms and conditions in the policy contract for details of the features and benefits under the policy.

 

Buying life insurance policy is a long-term financial commitment. You should assess the affordability and suitability of the product (including supplementary benefits) that best suits your personal circumstances in relation to your financial goals and risk appetite. To achieve that, we recommend that you speak to your UOB Malaysia representative who will perform a needs analysis and assist you in making an informed decision.

 

PROTECTION BY PERBADANAN INSURANS DEPOSIT MALAYSIA (“PIDM”) ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS CERTIFICATE/POLICY IS(ARE) SUBJECT TO LIMITATIONS. Please refer to PIDM's Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).