HomeInsureSinglePRULink Supreme Pro
banner mobile darkbanner desktop dark

PRULink Supreme Pro

(This is an insurance product)

Lock in greater protection while letting your wealth soar


Protect and grow your wealth with innovative insurance plan, PRULink Supreme Pro

 

PRULink Supreme Pro is a limited pay investment-linked insurance plan that offers both protection and investment benefits, suitable for those seeking a short-term premium commitment with the potential to grow their wealth.
This plan includes Wealth Assured Value (WAV) feature for enhanced life protection.


 

Benefits

100% allocation

Regular Premium with 100% Allocation

Diversify your investments both locally and globally with a 100% allocation for Basic Unit Account (BUA) premium.

Short premium payment period

Short Premium Payment Period

Short-term premium commitment of 3 or 5 years for protection up to age 100.

Bonuses

Bonuses

Rewards you with Loyalty Bonus and Booster for committing to your policy. Unlock additional Annual Booster when you choose a 5-year premium payment period.

Wealth Assured Value

Wealth Assured Value (WAV)

Locks in the highest value of units of your fund since inception, providing the maximum protection irrespective of the current value of units.

Insurance Protection

Insurance Protection

Ensure financial stability during tough times with death/Total and Permanent Disability (TPD) benefit of at least 125% of total BUA premium payable (excluding any optional top-up premiums) less any withdrawal from BUA.

Simple and Hassle-free

Simple and Hassle-free

Guaranteed Issuance Offer (GIO) up to aggregate total BUA premium payable of RM1,500,000 per life.

Terms and conditions apply.

For more details, please refer to the brochure and product disclosure sheet. Click here for a Product Disclosure Sheet (PDS) sample. 


 

More Information

Eligibility
chevron

 

  Child Adult
Entry Age 14 days old - 18 19-70


Note: Any age reference shall be on the basis of Age Next Birthday (ANB).

Premium Payment Period (years) 3 5
Minimum BUA Premium (p.a.) RM20,000* RM20,000
Maximum BUA Premium Subject to underwriting


*Applicable only for the Personal Banking segment; otherwise; RM30,000.

  1. Suicide – if death was due to suicide within one year from the effective date of policy or the date of policy revival, whichever is later, the value of units at the valuation date after the date of notification shall be payable.
  2. Total and Permanent Disability (TPD) benefit is not payable if the disability is directly or indirectly caused by:
    1. any pre-existing conditions;
    2. any attempted suicide or self-inflicted injury whether attempted/inflicted while sane or insane;
    3. any traveling in an aircraft other than as a pilot or a member of a crew or a fare paying passenger in a commercial aircraft licensed for passenger service on scheduled flights over established routes only; or
    4. any participation in any aerial sporting activities such as hang-gliding, ballooning, parachuting, sky-diving, bungee jumping and other such similar activities.

Note: This list is non-exhaustive. Please refer to the policy contract for the full list of exclusions under this policy.

Investment Rider Details
PRUSaver This is a regular premium rider mainly for investment purpose. It does not provide any insurance coverage.


Investment Opportunity

 

PRULink Supreme Pro offers you opportunities to diversify your funds both locally and globally through our PRULink Fund(s), PRULink Global Fund(s) and/or PRULink Local and Global Fund(s).

 

PRULink Fund(s)
  • PRULink Equity Income Fund
  • PRULink Bond Fund II
  • PRULink Strategic Managed Fund
PRULink Global Fund(s)
  • PRULink Asia Managed Fund
  • PRULink Dragon Peacock Fund
  • PRULink Asia Equity Fund
  • PRULink Global Growth Fund
  • PRULink Asia Pacific Dynamic Income Fund
  • PRULink Global ESG Choice Fund
  • PRULink Global Leaders Fund
PRULink Local Global Fund(s)
  • PRULink Equity Plus Fund


Click here to find out more about the objectives of the Investment-linked funds for PRULink Fund(s), PRULink Global Fund(s) and/or PRULink Local and Global Fund(s).

 

NOTE: This is an insurance product that is tied to the performance of the underlying assets, and is not a pure investment product such as unit trusts. Return on an investment-linked fund is not guaranteed.



 


How to Apply

 

Visit any UOB Malaysia Branch nearest to you


 

Disclaimer
chevron

Underwritten by:

Prudential

The above plans are underwritten by Prudential Assurance Malaysia Berhad 198301012262 (107655-U) and distributed by United Overseas Bank (Malaysia) Bhd 199301017069 (271809-K). All claims and liabilities arising from the policies should be made with the company.

 

Prudential Assurance Malaysia Berhad is a licensed insurance company and is regulated by Bank Negara Malaysia. Prudential Assurance Malaysia Berhad is responsible for the products and benefits offered by them, as well as any representation made in any of their marketing materials including United Overseas Bank (Malaysia) Bhd’s marketing material for the products offered by Prudential Assurance Malaysia Berhad.

 

This content contains only a brief description of the product and is not exhaustive. You are advised to visit any of our branches and to refer to Product Brochure, Product Disclosure Sheet, Product Illustration and Fund Fact Sheet(s) (if any) before purchasing a policy, and to refer to the terms and conditions in the policy contract for details of the features and benefits under the policy.

 

Buying life insurance policy is a long-term financial commitment. You should assess the affordability and suitability of the product (including supplementary benefits) that best suits your personal circumstances in relation to your financial goals and risk appetite. To achieve that, we recommend that you speak to your UOB Malaysia representative who will perform a needs analysis and assist you in making an informed decision.

 

PROTECTION BY PERBADANAN INSURANS DEPOSIT MALAYSIA (“PIDM”) ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS CERTIFICATE/POLICY IS(ARE) SUBJECT TO LIMITATIONS. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).