HomeUsefulFeesUOB Credit Card Annual Fee

Frequently Asked Questions (FAQ)

If my next annual fee is due in January 2026, am I eligible to enjoy my card privileges without annual fee?
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Yes, you will enjoy all your card privileges without an annual fee, provided you meet the spend requirement between January and December 2025.

Your annual spend is your total spend in the 12-month period prior to the annual fee date. For example, if your annual fee is due in June 2026, your annual spend will be your total spend from June 2025 to May 2026.

If the combined spend of the principal and supplementary cards meets the annual spend requirement, the annual fee for both cards will not be charged.

If you meet the annual spend requirement, the annual fee will not be charged. There will be no record of any annual fee transaction on your statement.

The following transactions are excluded:

  1. Balance Transfers
  2. Easi-Payment Plans
  3. Flexi Credit Plans
  4. Cash withdrawals
  5. Balance Conversions
  6. Refunded, disputed, unauthorised or fraudulent transactions
  7. Payments of annual fee, finance charges, interest, late payment fee, cash withdrawal fee, SST and any other form of service or miscellaneous fees