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UOB Debit Card

Fees and charges Privilege Banking & Wealth Banking Debit Card Generic & Junior Debit Card
Fee (Fee for issuance of card/Annual Fee) Waived RM8.00*
Lost/ Stolen/ Damage card replacement fee Waived RM8.00*
Cash withdrawal at UOB Group ATM
(domestic & overseas)		 Waived
Cash withdrawal at MEPS ATM (domestic)
(ATM owned by participating MEPS member bank)		 Waived RM1.00 per cash withdrawal
Cash withdrawal at Mastercard Network ATM (overseas) RM12.00 per cash withdrawal
Overseas transaction conversion fee
  • If you use the debit card for cash withdrawals or for a transaction in a currency other than Ringgit Malaysia, it will be converted through Mastercard Worldwide at the conversion rate as determined by Mastercard Worldwide as at the date the transaction is posted. In addition, an administration cost of 1% or such other rate as determined by the Bank for the conversion of the transactions made in a currency other than Ringgit Malaysia will be chargeable to you.

  • If you opt for your foreign currency transaction to be converted into Ringgit Malaysia through the Dynamic Currency Conversion (DCC) service, the exchange rate for DCC would be determined by the relevant overseas merchant. Please note that the exchange rate used by the relevant merchant for the conversion may be higher than the exchange rate as determined by Mastercard International when you pay in foreign currency. In addition, an administrative cost of 1% or such other rate as determined by the Bank for converted Ringgit Malaysia will be chargeable to you.
Interbank UOB ATM mobile prepaid top-up Free
Balance Enquiry Free


*Effective 1 April 2026, the Debit Card fee is waived for eligible Basic Current Account and Basic Savings Account holders open from 1 April 2026 onwards. Reimbursement will be credited within sixty (60) days from the end of each calendar month.

UOB Debit Card Fees and Charges