
View and redeem your rewards on the UOB TMRW app. Enjoy exclusive deals and UOB coupons in the palm of your hand.
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Good friends share the best things. Refer yours and unlock more rewards — from cards to privilege banking to home loans. Start referring and multiply your rewards today.
Refer a friend and unlock more than just one reward. From credit cards to privilege banking relationships and even home loans — every successful referral opens up more ways to multiply your rewards. Start referring today and grow your world of rewards.
Receive cash rewards when your friends successfully join UOB.





Highest referral rewards throughout campaign period
Disney Line Cruise for 2 pax

Highest referral rewards of the quarter
Apple iPad Air
Terms and conditions apply.
Member of PIDM.
UOB deposits are protected by PIDM for up to RM250,000 for each depositor.
*Assets Under Management (AUM) refers to deposits, investments and bancassurance which include conventional and Islamic savings accounts, current accounts, fixed deposit accounts, unit trusts, retail bonds and other structured investment products (or such deposits, investments and bancassurance as UOB Malaysia may decide from time to time).
UOB Universal Member Get Member Campaign 2026 | ENG
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