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Your home is not just a place, it's your sanctuary. A fire can change everything in moments and rebuilding could cost more than you expect. Review your fire insurance/takaful today to make sure your coverage remains appropriate to your needs.
Coverage at a glance
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Benefits
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Houseowner Insurance/ Takaful
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Fire Insurance/ Takaful
| Benefits | Houseowner Insurance/ Takaful | Fire Insurance/ Takaful |
| Loss/damage to building by fire, lightning, and explosion caused by gas used for domestic purpose |  |
|
| Loss/damage to building by aircraft, road vehicles, or animals, bursting or overflowing of water tanks or pipes, theft, windstorms, earthquakes, and floods | |
 |
| Riots, strikes, malicious damage and explosion | |
|
| Benefits |
| Loss/damage to building by fire, lightning, and explosion caused by gas used for domestic purpose |
| Loss/damage to building by aircraft, road vehicles, or animals, bursting or overflowing of water tanks or pipes, theft, windstorms, earthquakes, and floods |
| Riots, strikes, malicious damage and explosion |
Why you should assess your fire insurance/takaful?
In the event of a fire, your current coverage might not be enough. With inflation driving up rebuilding and construction costs, outdated insurance/takaful limits could leave you undercovered.
When you should assess your fire insurance/takaful?
Review your fire insurance/takaful policy at least once a year or whenever there are major changes to your property such as renovations or expansions to ensure sum covered reflects the cost of rebuilding.
How do I make a fire insurance/takaful claim?
To make a fire insurance/takaful claim, report the incident to your insurer/takaful operator as soon as possible. Document the damage with photos and videos, then complete and submit the claim form along with supporting documents. An insurance/takaful adjuster may assess the damage before your claim is processed and compensation is issued.
Please read the Product Disclosure Sheet of Liberty General Insurance Berhad and Syarikat Takaful Malaysia Am Berhad before you decide to purchase this policy to ensure that it meets with your requirements.
The benefit(s) payable under this eligible policy is protected by Perbadanan Insurans Deposit Malaysia ("PIDM") up to limits.
Please refer to PIDM's TIPS Brochure or contact Liberty General Insurance Berhad or Syarikat Takaful Malaysia Am Berhad or PIDM (visit www.pidm.gov.my).
Underwritten by:
This is for your general information only. You are advised to visit any of our UOB Malaysia branches for the detailed terms, conditions and exclusions of coverage. The fire/houseowner Insurance plans are underwritten by Liberty General Insurance Berhad 197801007153 (44191-P). For takaful plans is managed by: Syarikat Takaful Malaysia Am Berhad 201701032316 (1246486-D) | Licensed under the Islamic Financial Services Act 2013 and regulated by Bank Negara Malaysia. All claims and liabilities arising from the policies should be made with the company
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