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PRUPrime Gain

(This is an insurance product)

Build for milestones that matter most.

 

 

 

Smarter way to build and grow your wealth with PRUPrime Gain​

PRUPrime Gain is a limited pay endowment insurance plan comprising of non-participating and investment-linked components that offers a combination of protection, savings and investment.​

 

 

 

  

Benefits at a Glance

Grow your wealth

Grow your wealth alongside global market growth

Gain access to global equity target fund, with 15% of the premium invested into our dedicated investment-linked fund.​

Guaranteed income stream​

Guaranteed income stream​

Receive yearly guaranteed survival benefits and guaranteed maturity benefit, totalling at least 100% of the total premiums paid at maturity.​

Accelerate your financial goals

Accelerate your financial goals with extra rewards

Stay invested and receive a Loyalty​ Booster of 1.5% of your Basic Unit Account (BUA) value every year.​

Protection

Protection for life’s unexpected moments

Insurance coverage in the event of Death​ and Total and Permanent Disability (TPD).​

Short-term commitment, long-term benefits​

Short-term commitment, long-term benefits​

Choose a 3-year premium payment term and receive benefits over 18 years, or a 5-year premium payment term with benefits over 20 years.​

Simple and hassle-free​

Simple and hassle-free​

Guaranteed Issuance Offer (GIO) with no underwriting required.​

Terms and conditions apply.

For more details, please refer to the brochure and product disclosure sheet. Click here for a Product Disclosure Sheet (PDS) sample.

More Information

Eligibility
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Entry Age Child Adult
14 days old to 16 years old​ 17 to 65 years old​


Note: All age references are based on Age Next Birthday (ANB).

Premium Payment Term​ Policy Term​ Annual Premium​
Minimum​​ Maximum​
3 years 18 years RM24,000* Subject to underwriting
5 years​ 20 years​ RM20,000​


*The amount applies only to customers within the Personal Banking segment. For all other segments, the minimum annual premium is RM30,000. ​

 

 

Investment Opportunity

PRUPrime Gain offers you growth opportunities globally through our PRULink Global Fund(s).​

  

PRULink Global Fund(s)​
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  • PRULink Equity Index Fund​

    PRULink Equity Index Fund is the designated investment-linked fund for PRUPrime Gain. 15% of the premium will be allocated at 100% into Basic Unit Account (BUA) to purchase units of this fund. ​

 

 

Click here to find out more about the objectives of the Investment-linked funds for PRULink Fund(s), PRULink Global Fund(s) and/or PRULink Local and Global Fund(s).

Note: This is an insurance product that is tied to the performance of the underlying assets, and is not a pure investment product such as unit trusts. Return on an investment-linked fund is not guaranteed.

 

 

Start your journey with PRUPrime Gain today.

Start your journey with PRUPrime Gain today.

Disclaimer
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Underwritten by:

Prudential

 

The above plans are underwritten by Prudential Assurance Malaysia Berhad 198301012262 (107655-U) and distributed by United Overseas Bank (Malaysia) Bhd 199301017069 (271809-K). All claims and liabilities arising from the policies should be made with the company.

Prudential Assurance Malaysia Berhad is a licensed insurance company and is regulated by Bank Negara Malaysia. Prudential Assurance Malaysia Berhad is responsible for the products and benefits offered by them, as well as any representation made in any of their marketing materials including United Overseas Bank (Malaysia) Bhd’s marketing material for the products offered by Prudential Assurance Malaysia Berhad.​

This content contains only a brief description of the product and is not exhaustive. You are advised to visit any of our branches and to refer to Product Brochure, Product Disclosure Sheet, Summary Illustration and Fund Fact Sheet(s) (if any) before purchasing a policy, and to refer to the terms and conditions in the policy contract for details of the features and benefits under the policy.​

The premiums that you pay contribute to both the savings and protection elements of the product, e.g. death benefits. If you are looking for financial products with savings element, you may wish to compare annualised returns of this policy with the effective returns of other investment alternatives.​

Buying life insurance policy is a long-term financial commitment. You should assess the affordability and suitability of the product (including supplementary benefits) that best suits your personal circumstances in relation to your financial goals and risk appetite. To achieve that, we recommend that you speak to your UOB Malaysia representative who will perform a needs-based analysis and assist you in making an informed decision.​

Prudential Assurance Malaysia Berhad ("PAMB") is a member of PIDM. The benefit(s) payable under eligible certificate/policy is(are) protected by Perbadanan Insurans Deposit Malaysia (“PIDM”) up to limits. PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS CERTIFICATE/POLICY IS(ARE) SUBJECT TO LIMITATIONS. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).