UOB
Up to 6% p.a. interest* with UOB One Account
Up to 6% p.a. interest* with UOB One Account

Up to 6% p.a. interest*
with UOB One Account

Whether you're just starting out, striking
out on your own, or taking your career
further, we want to make it easy for you
to maximise your savings and achieve
your financial goals. [ 1acct ]

With the UOB One Account, you can now
earn higher interest of up to 6% p.a.*
with just 2 simple steps.

Whether you're just starting out, striking out on your
own, or taking your career further, we want to make it
easy for you to maximise your savings and achieve
your financial goals.

With the UOB One Account, you can now earn higher
interest of up to 6% p.a.* with just 2 simple steps.

Maximise your earning with
2 simple steps through any of these ways:
Maximise your earning with
2
simple
steps
through any
of these ways:
Onederful welcome offer
Onederful welcome offer
Enjoy introductory bonus
interest on your balances
for the first 6 months of
UOB One Account opening.
Applicable for New-to-
Deposit customers only.
Enjoy introductory bonus interest on your
balances for the first 6 months of UOB
One Account opening. Applicable for
New-to-Deposit customers only.
Salary credit**
Salary credit**
Credit a minimum of
RM2,000 salary into your
UOB One Account every
month.
Credit a minimum of RM2,000 salary into
your UOB One Account every month.
Spend on your cards
Spend on your cards
Have a combined minimum
spending of RM500 with
any of your eligible UOB
Debit or Credit Cards every
month.
Have a combined minimum spending of
RM500 with any of your eligible UOB
Debit or Credit Cards every month.
Bill payment
Bill payment
Pay 3 bills (minimum RM50
each) via UOB TMRW app
or Personal Internet
Banking (PIB) every month.
Pay 3 bills (minimum RM50 each) via UOB
TMRW app or Personal Internet Banking
(PIB) every month.
Direct debit
Direct debit
Make 3 direct debit
payments (minimum RM50
each) every month.
Make 3 direct debit payments (minimum
RM50 each) every month.
Inward fund transfer
Inward fund transfer
Deposit a minimum of
RM2,000 via Interbank
Giro/ DuitNow/ Instant
Transfer every month.
Deposit a minimum of RM2,000 via
Interbank Giro/ DuitNow/ Instant Transfer
every month.
* Terms and conditions apply.
** Salary crediting into UOB One Account via UOB Infinity.
Upon UOB One Account opened successfully, Debit Card Primary Account for ATM Withdrawal and
Point-of-Sales (POS) transactions will be linked to UOB One Account by default. For customer who would like to
change the Debit Card Primary Account to another savings/current account, kindly visit UOB Malaysia Branch. [ 1acct ]
Upon UOB One Account opened successfully, Debit Card Primary
Account for ATM Withdrawal and Point-of-Sales (POS) transactions
will be linked to UOB One Account by default. For customer who
would like to change the Debit Card Primary Account to another
savings/current account, kindly visit UOB Malaysia Branch.
UOB One Account
UOB One Account
UOB
One Account
balance tier
UOB One
Account
balance
tier
Monthly transaction / usage
Do
nothing
Do
1 action
Do
2 actions
Maximum Effective
Interest Rate^
First
RM50,000
0.10% p.a. 0.80% p.a. 2.00% p.a. 2.00% p.a.
Next
RM50,000
0.10% p.a. 1.80% p.a. 6.00% p.a. 4.00% p.a.
Above
RM100,000
2.00% p.a. 2.00% p.a. 2.00% p.a. 3.60% p.a.
^Maximum Effective Interest Rate on the UOB One Account is 4.00% p.a. at RM100,000 deposit balance,
provided customers complete any of the 2 actions per month.
Effective Interest Rate of 3.60% p.a. for balance tier above RM100,000 is calculated based on RM125,000
deposit, provided customers complete any of the 2 actions per month.
^Maximum Effective Interest Rate on the UOB One Account is 4.00%
p.a. at RM100,000 deposit balance, provided customers complete
any of the 2 actions per month.
Effective Interest Rate of 3.60% p.a. for balance tier above
RM100,000 is calculated based on RM125,000 deposit, provided
customers complete any of the 2 actions per month.
iWant iSave iWin
iWant iSave iWin
Pair UOB One Account with these UOB Cards that rewards you when you shop and spend
Pair UOB One Account with these UOB Cards that rewards you when you shop and spend

Pair UOB One Account with these UOB Cards that
rewards you when you shop and spend

UOB Debit Mastercard® Card
UOB Debit
Mastercard ®
Card
Your all-in-one
ATM card and
Debit Card Like
Cash. Only Better.
Find out more
UOB ONE Card
UOB ONE Card
Up to
10% cash back
Spend daily.
Save daily.
Find out more
UOB YOLO Card
UOB EVOL Card
Up to
5% cash back
A cashback
credit card
specially tailored
to complement
your lifestyle
Find out more
UOB Lady's Card
UOB Lady's Card
Men don't get it
Empowering
privileges and
rewards all within
a card
Find out more
Upon successfully opening a One Account, the account will be linked as the default Debit Card Primary Account for ATM withdrawal and Point-of-Sales (POS) transactions. Please visit any UOB Malaysia branch if you would like to change the Debit Card Primary Account to another savings/current account. Please refer to the terms and conditions of the respective UOB cards for more information.

Pair UOB One Account with
these UOB Cards that rewards
you when you shop and spend

UOB Debit Mastercard® Card
UOB Debit
Mastercard ® Card
Your all-in-one ATM
card and Debit Card
Like Cash. Only
Better.
Find out more
UOB ONE Card
UOB ONE Card
Up to 10% cash back
Spend daily.
Save daily.
Find out more
UOB YOLO Card
UOB YOLO Card
Up to 5% cash back
A cashback credit
card specially tailored
to complement your
lifestyle
Find out more
UOB Lady's Card
UOB Lady's Card
Men don't get it
Empowering
privileges and
rewards all
within a card
Find out more
Upon successfully opening a One Account, the account will be linked
as the default Debit Card Primary Account for ATM withdrawal and
Point-of-Sales (POS) transactions. Please visit any UOB Malaysia
branch if you would like to change the Debit Card Primary Account
to another savings/current account. Please refer to the terms and
conditions of the respective UOB cards for more information.
5 simple steps to open a UOB One Account online via UOB TMRW app
5 simple steps to open a UOB One Account online via UOB TMRW app

5 simple steps to open a UOB One Account
online via UOB TMRW app

5 simple steps to open a
UOB One Account online
via UOB TMRW app

Download UOB TMRW app and select “UOB One Account”.
Step 1
Download UOB TMRW
app and select
"UOB One Account"
Capture an image of your MyKad and perform a facial recognition.
Step 2
Capture an image of
your MyKad and perform
a facial recognition.
Complete the e-form.
Step 3
Complete the
e-form.
Set up your online banking account and UOB Access.
Step 4
Set up your
online banking account
and UOB Access.
Transfer funds via DuitNow (Pay-to-Account-Number).
Step 5
Transfer funds
via DuitNow
(Pay-to-Account-Number).
It’s Done
It’s Done
Your UOB One Account
is now active.
Start transacting now.
Requirements:
  • Malaysian citizen residing in Malaysia;
  • New NRIC (MyKad) issued post April 2012 (with ghost image);
  • Minimum age of 18 years old and above; and
  • Holds a current / savings account in another bank in Malaysia
    with internet banking access.
    Holds a current / savings account in another bank in
    Malaysia with internet banking access.

If you do not meet the above requirements, please click HERE to
leave your contact details. Our representative will contact you.

If you do not meet the above requirements, please click
HERE to leave your contact details. Our representative
will contact you.

Download UOB TMRW app to open an account now
Download UOB TMRW app to open an account now
Download UOB TMRW app to open an account now
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Making banking simpler and safer for our customer

Customer of UOB Malaysia
Tey Le Peng
Customer of UOB Malaysia
Customer of UOB Malaysia
Tey Le Peng
Customer of UOB Malaysia

Convenient and Hassle-Free

open
close
Opening an online account via the UOB TMRW app is
a breeze thanks to its minimal requirement and
hassle-free process. The speed and convenience in
completing a new account opening is amazing! Since I
started banking with UOB, I have also been able to
enjoy good returns on deposits.

Convenient and
Hassle-Free

open
close
Opening an online account via
the UOB TMRW app is a
breeze thanks to its minimal
requirement and hassle-free
process. The speed and
convenience in completing a
new account opening is
amazing! Since I started
banking with UOB, I have also
been able to enjoy good
returns on deposits.
Customer of UOB Malaysia
Jamaliah Abd Aziz
Customer of UOB Malaysia
Customer of UOB Malaysia
Jamaliah Abd Aziz
Customer of UOB Malaysia

Good products that reward and protect

open
close
I successfully opened my UOB Lady’s Savings Account
(LSA) and UOB ProSave Account-i online through the
UOB TMRW app with the greatest ease. Through LSA,
I am also protected by its complimentary female
cancer coverage, giving me peace of mind to focus on
my loved ones.

Good products that reward and
protect

open
close
I successfully opened my UOB Lady’s
Savings Account (LSA) and UOB
ProSave Account-i online through
the UOB TMRW app with the
greatest ease. Through LSA, I am
also protected by its complimentary
female cancer coverage, giving me
peace of mind to focus on my love
ones.
Customer of UOB Malaysia
Lee Li Lian
Customer of UOB Malaysia
Customer of UOB Malaysia
Lee Li Lian
Customer of UOB Malaysia

Banking safely from home

Open
Close
Account opening through the internet is extremely
beneficial and convenient for me, particularly during
this pandemic, since it relieves me of
the stress of queuing and waiting at a branch. I am pleased with
how convenient it is for me to monitor my transactions
on the UOB TMRW app.

Banking safely
from home

Open
Close
Account opening through the
internet is extremely beneficial and
convenient for me, particularly
during this pandemic, since it
relieves me of the stress of queuing
and waiting at a branch. I am
pleased with how convenient it is
for me to monitor my transactions
on the UOB TMRW app.
Eligibility
  • Minimum age of 18 years old and above.
  • Original MyKad (IC) for Malaysians and Passport for foreigners.
  • Please also bring the following supporting document(s):
    Utility bill (e.g. Water/Electricity/Telephone Bills, Quit Rent, Assessment Note/Bank
    Statement/Employer's Confirmation Letter) in your name and address.
  • Letter of Employment or Student Permit/Pass for foreigners who are working or studying in Malaysia.
  • Minimum initial deposit of RM500.
  • Click HERE for fees and charges.
Interested to know more? LET’S TALK. Interested to know more? LET’S TALK.
Interested to know more?
LET’S TALK.
Banking and payment made easy
Banking and payment made easy
UOB TMRW App
UOB TMRW App
Perform banking activities
easily wherever you are.
DuitNow
DuitNow
Instant fund transfer using a
mobile or account number.
eWallet/Mobile Payment
eWallet/
Mobile Payment
Top up via your UOB savings
account or UOB debit/credit
card(s).
4x Interbank Cash Withdrawal fee waiver
4x Interbank Cash
Withdrawal fee waiver
4x Interbank Cash Withdrawal
fee waiver
Subject to minimum RM5,000
average balance in UOB One
Account. Otherwise, a
withdrawal fee of RM1 is
applicable.