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UOB Preferred CardUOB Preferred Card

UOB Preferred Card

Good things come in pairs with UOB Preferred Card

Double the happiness

1-for-1 offer at The Coffee Bean & Tea Leaf

1-for-1 offer at The Coffee Bean & Tea Leaf

1-for-1 drinks at selected Coffee Bean & Tea Leaf outlets every Monday to Friday

10X UNIRM

10X UNIRM

10X UNIRM for every RM1 spent on streaming platforms including Netflix, Amazon Prime, HBO Max and YouTube Premium

5X UNIRM

5X UNIRM

5X UNIRM for every RM1 spent on dining, entertainment and grocery

3X UNIRM

3X UNIRM

3X UNIRM for every RM1 spent on petrol and recurring transactions

1X UNIRM

1X UNIRM

1X UNIRM for every RM1 spent locally

Redeem items with your UNIRinggit

UNIRinggit (also known as UNIRM) refers to rewards points that you earn as a cardmember

UOB Preferred Card UniRinggit Rewards

Pay with UNIRinggit

Make a payment first, then offset your purchases with UNIRinggit on UOB TMRW. Make your UNIRinggit count by fully or partially offsetting your purchases.

Learn More
UOB Preferred Card UniRinggit Rewards+
REWARDS CATALOGUE

UNIRinggit Rewards Catalogue

Start browsing through our UNIRinggit Rewards Catalogue here

View Now

Card Eligibility & Annual Fees

Minimum Income Requirement
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RM36,000 per annum

Principal Cardmember: Age 21 or older
Supplementary Cardmember: Age 18 or older

Principal: RM198
Supplementary: RM30

Effective 1 January 2026, spend a minimum of RM20,000 per annum* and enjoy UOB Preferred Card privileges without the annual fee.
*Total spend is calculated from the 1-year period before your UOB Preferred Card annual fee is charged

Required Documents - Malaysian
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Salaried employees

  • Photocopy of MyKad (both sides)
  • Latest 3 months’ salary slip 1

AND any of the following

  • Latest Form B/BE (supported with tax payment receipt)
  • Latest EPF statement
  • Latest 3 months’ bank statements
  • Latest BE Form with tax receipt

Self-employed

  • Photocopy of MyKad (both sides)
  • Photocopy of Business Registration Form
  • Latest BE Form with tax receipt
  • Latest 6 months’ bank statement (showing business turnover)

1 Number of months of salary slip required will depend on the job nature of applicants

Salaried employees

  • Copy of Passport 
  • Latest 2 months' salary slip1
  • Work permit valid for at least one (1) year at the time of application 
  • Letter of employment

1Number of months of salary slip required will depend on the job nature of applicants

Get twice the perks with UOB Preferred Card

Get RM200 cashback & 1-year annual fee waiver when you apply for UOB Preferred Card.

Apply Now
UOB Preferred Card Subpage

For Card (Product Specific) Terms and Conditions, click here.

For Credit Card Product Disclosure Sheet (PDS), click here.

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Apply for UOB Preferred Card and get RM200 cashback & 1-year annual fee waiver as a welcome gift. T&C apply.