TMRW made more rewarding
View and redeem your rewards on the UOB TMRW app. Enjoy exclusive deals and UOB coupons in the palm of your hand.
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Elevate your lifestyle
Spend Bonus
Receive a bonus of 250,000 UNIRM when you spend RM240,000 and above annually.
Relationship Bonus
Earn up to 50% in relationship bonus by being a loyal UOB Zenith cardmember.
Complimentary Ride Home
Get a complimentary ride home when you present 3 overseas transaction receipts, your UOB Zenith Card and boarding pass at the KLIA1 Airport Limo Booth.
12X Complimentary Airport Lounge Access
Complimentary access to Plaza Premium Lounge and its affiliate partners' lounge.
Zenith Concierge Service
From dining to travel, and car rental to golfing arrangements, UOB Zenith Concierge is here to support your lifestyle.
Complimentary Night Stay
Get a complimentary night stay at any hotel of your choice with a minimum of 4 consecutive nights' stay when you book via Zenith Concierge Service.
2X UNIRM
2X UNIRM for every RM1 spent overseas.
1X UNIRM
1X UNIRM for every RM1 spent locally.
Redeem items with your UNIRinggit
UNIRinggit refers to rewards points that you earn as a cardmember
Pay with UNIRinggit
Make a payment first, then offset your purchases with UNIRinggit on UOB TMRW. Make your UNIRinggit count by fully or partially offsetting your purchases.
UNIRinggit Rewards Catalogue
Start browsing through our UNIRinggit catalogue here
Card Eligibility & Annual Fees
Minimum Income Requirement
RM192,000 per annum
Age Requirement
Principal Cardmember: Age 21 or older
Supplementary Cardmember: Age 18 or older
Annual Fee
Principal: RM1,000
Supplementary: Complimentary
Required Documents - Malaysian
Salaried employees
- Photocopy of MyKad (both sides)
- Latest 3 months’ salary slip (1)
AND any of the following
- Latest Form B/BE (supported with tax payment receipt)
- Latest EPF statement
- Latest 3 months bank statements
- Latest BE Form with tax receipt
Self-employed
- Photocopy of MyKad (both sides)
- Photocopy of Business Registration Form
- Latest BE Form with tax receipt
- Latest 6 months bank statement (showing business turnover)
(1) Number of months of salary slip required will depend on the job nature of applicants
Required Documents - Foreigners
Salaried employees
- Copy of Passport and
- Latest 2 months' salary slip1
- Work permit valid for at least one (1) year at the time of application and
- Letter of employment
1Number of months of salary slip required will depend on the job nature of applicants
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